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Search results for: credit cards

Best results in : Research Potential Pokaż wszystkie wyniki (87)

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Search results for: credit cards

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Search results for: credit cards

  • Number of active credit cards issued to individual customers (2017)

    Open Research Data
    open access

    Polish banks serviced 6.04 million credit cards in 2017. This is a decrease by 121,000 year on year (comparing 2017 and 2016). The largest issuer of credit cards in the country is Bank PKO BP. In the third quarter of 2017, this institution had 847,000 credit cards. Bank Zachodni WBK is second (803,000) and CITI Handlowy is third (697,000).

  • Economics of credit scoring management

    Publication

    - Year 2019

    Credit scoring models constitute an inevitable element of modern risk and profitability management in retail financial lending institutions. Quality,or separation power of a credit scoring model is usually assessed with the Gini coefficient. Generally, the higher Gini coefficient the better, as in this way a bank can increase number of good customers and/or reject more bad applicants. In...

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  • Credit default swaps and banks

    Publication

    - Year 2023

    This chapter aims to explore the evolving role of credit default swaps (CDS) in managing and transferring default risk from the perspective of banks from a holistic perspective. This chapter examines credit default swaps (CDSs) as derivative financial instruments that transfer credit risk on debt securities. While CDSs offer benefits such as risk management and risk trading, they also introduce potential systemic risks, as evidenced...

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  • Selected elements of the payment cards system in Poland

    Publication

    - Year 2016

    The following article describes the current situation of the selected elements of the payment cards system in Poland. The first part of the paper include the most common definition as well as the abbreviated history of payment cards implementation in Poland. Next, the author presents the key numbers related to the nowadays situation on the market together with benefits of using the payment cards in the whole economic system. At...

  • Journal of Credit Risk

    Journals

    ISSN: 1744-6619 , eISSN: 1755-9723