Wyszukiwarka
Wyniki wyszukiwania dla: BANKING SYSTEM
-
Employment structure in business services centers broken down into supported process categories.
Dane BadawczeThe structure of business services provided in centers in Poland is highly diversified, however, the vast majority of entities provide services in several categories of business processes. IT activities and financial and accounting (F&A) services together generate slightly more than half of employment in the industry (51%). Customer Operations (14%)...
-
Revenues to the state budget from the sale of shares in state-owned banks in 1994-2000
Dane BadawczeOn June 14, 1996, a special law was passed on the merger and grouping of certain banks in the form of joint-stock companies. Pursuant to these regulations, the PeKaO S.A. banking group was established, which was the only entity of this type established in this way. Additionally, by the end of 1996, four out of nine regional banks were sold, i.e. Wielkopolski...
-
Costs of privatization of the banking sector in Poland in 1997-2000
Dane BadawczeOn June 14, 1996, a special law was passed on the merger and grouping of certain banks in the form of joint-stock companies. Pursuant to these regulations, the PeKaO S.A. banking group was established, which was the only entity of this type established in this way. Additionally, by the end of 1996, four out of nine regional banks were sold, i.e. Wielkopolski...
-
Znaczenie innowacji bankowych na przykładzie rozwoju e-bankingu w Chorwacji
PublikacjaRola systemu bankowego w gospodarce jest niezaprzeczalna, a jego rozwój jest zdetermi-nowany przez wiele czynników, wśród których waga nowoczesnych innowacji informa-tycznych jest nie do przecenienia. Przykładem takich rozwiązań jest e-banking, który stanowi przedmiot wielu badań. W artykule został podjęty problem rozwoju innowacji w bankowości, na przykładzie e-bankingu. Posłużono się przykładem Chorwacji, która jest 28. państwem...
-
Multimedia industrial and medical applications supported by machine learning
PublikacjaThis article outlines a keynote paper presented at the Intelligent DecisionTechnologies conference providing a part of the KES Multi-theme Conference “Smart Digital Futures” organized in Rome on June 14–16, 2023. It briefly discusses projects related to traffic control using developed intelligent traffic signs and diagnosing the health of wind turbine mechanisms and multimodal biometric authentication for banking branches to provide...
-
Scaled agile framework. Dealing with software process‐related challenges of a financial group with the action research approach
PublikacjaThis article reports on a domain-specific software development venture at Nordea. We explore organizational constraints, challenges, and corrective actions undertaken when scaling the agile development approach of their Core Banking Platform program. The fit and required customizations of the rather complex and rigid SAFe framework in a policy-heavy financial institution are audited against the organic growth of the program. In...
-
Produkty strukturyzowane Alior Banku SA i ich efektywność
PublikacjaProdukty strukturyzowane, realizując potrzeby inwestorów, dają szansę na osiąganie wysokich zysków, przy jednoczesnej możliwości korzystania z ochrony kapitału. Do niedawna produkty strukturyzowane w Polsce były skierowane głównie do inwestorów o zasobniejszych portfelach, w ramach oferty private banking, obecnie są coraz bardziej popularne i dostępne dla wszystkich. Stało się to za sprawą obniżenia minimum inwestycyjnego struktur....
-
The comparison of Internet Mortgage Market in Selected EU Countries
PublikacjaThe paper presents the description of Internet mortgage market in selected European Union countries. It starts with brief introduction to the concept of creating a fuzzy model representing Polish Internet Mortgage Market. Then, for better understanding of the complexities of this kind of market functioning the comparison is made between mortgage markets in Poland, Estonia, Germany and The United Kingdom (UK): The UK as the European...
-
Playback Attack Detection: The Search for the Ultimate Set of Antispoof Features
PublikacjaAutomatic speaker verification systems are vulnerable to several kinds of spoofing attacks. Some of them can be quite simple – for example, the playback of an eavesdropped recording does not require any specialized equipment nor knowledge, but still may pose a serious threat for a biometric identification module built into an e-banking application. In this paper we follow the recent approach and convert recordings to images, assuming...
-
Usability study of various biometric techniques in bank branches
PublikacjaThe purpose of the presented research was to evaluate the performance of the prepared biometric algorithms and obtain information on the opinions and preferences of their users in bank branches. The study aimed to determine users' attitudes towards particular modalities and preferences on how to use biometrics after the bank customers had practical experience with the operation of the prototype solutions. The research results...
-
Inflation Forecast or Forecast(s) Targeting?
PublikacjaThe paper refers to L.E.O. Svensson’s concept of inflation forecast targeting (IFT) and its implementation by central banks of Sweden, Norway and the Czech Republic. The study focuses on (1) inflation forecasts published by selected central banks, i.e.headline inflation and core or monetary policy-relevant (MPR) inflation, which are made on the assumption of endogenous instrument rate, (2) one-year consumer...
-
Merton-type default risk and financial performance: the dynamic panel moderation of firm size
PublikacjaPurpose – The main purpose of this study is to evaluate the probability of default and examine the relationship between default risk and financial performance, with dynamic panel moderation of firm size. Design/methodology/approach – This study utilizes a total of 1,500 firm-year observations from 2013 to 2018 using dynamic panel data approach of generalized method of moments to test the relationship between default risk and financial...
-
Number of individual clients in Polish banks (10 largest entities) in 2017
Dane BadawczeAccording to the data of the National Bank of Poland, in 2017 Polish banks served 49 million customers (of which 45.5 million were retail customers). The largest number of individual clients was served by PKO Bank Polski - nearly 9.5 million, the second was Bank Pekao - 5.4 million, and the third place in the list of ING Bank Śląski - 4.6 million. A...
-
Share price and capitalization of selected banks in 2007-2012
Dane BadawczeThe crisis also caused the value as measured by the stock market indices of the 5 largest banks in the US to decline by as much as 18 times. The table below shows the stock exchange valuation of the 5 largest banks, taking into account the period 2007-2012. When analyzing the activities of banks through the prism of the value of their stock exchange...
-
Number of active credit cards issued to individual customers (2017)
Dane BadawczePolish banks serviced 6.04 million credit cards in 2017. This is a decrease by 121,000 year on year (comparing 2017 and 2016). The largest issuer of credit cards in the country is Bank PKO BP. In the third quarter of 2017, this institution had 847,000 credit cards. Bank Zachodni WBK is second (803,000) and CITI Handlowy is third (697,000).
-
Number of customers using only mobile devices (so-called "mobile only") - 2017
Dane BadawczeThe number of users who only use mobile devices is also growing (excluding access via desktop computers and people who manage to order current transactions in traditional bank branches). At the end of the fourth quarter 2017, there were 2.2 million such people - an increase by 434 thousand. compared to previous year.