Wyniki wyszukiwania dla: DECISION SUPPORT SYSTEMS, FINANCIAL RATIOS, FUZZY LOGIC, FORECASTING, FINANCIAL CRISIS - MOST Wiedzy

Wyszukiwarka

Wyniki wyszukiwania dla: DECISION SUPPORT SYSTEMS, FINANCIAL RATIOS, FUZZY LOGIC, FORECASTING, FINANCIAL CRISIS

Wyniki wyszukiwania dla: DECISION SUPPORT SYSTEMS, FINANCIAL RATIOS, FUZZY LOGIC, FORECASTING, FINANCIAL CRISIS

  • Supporting Management Decisions with Intelligent Mechanisms of Obtaining and Processing Knowledge

    This paper is a summary of the authors' work on a model of support for decision processes in organisation management. Key decisions in organisations are often made without sufficient knowledge and by people lacking the proper qualifications and experience. Without full support in decision processes, true threats to organisations are created. Therefore, to support decision processes in numerous organisations, apart from experts...

  • The UK's banking system as financial hub for Islamic banking

    This paper examines the phenomenon of London as "the Islamic banking hub". It contends that London has become not only an international centre for Islamic finance, but also that there is big interest and demand for Islamic banking products. The authors are also positive that Islamic banking may be a certain solution for the problems that Europe has been suffering since 2007 when the global debt crisis started. Our intention is...

    Pełny tekst do pobrania w serwisie zewnętrznym

  • Tax preferences in PIT in numbers 2009-2015

    Dane Badawcze
    open access

    The follwoing data contain information prepared by the Ministry of Finance on the value of tax preferences by areas of support in Personal Income TAX (PIT) between 2009-2015.

  • ICT, financial markets and their impact on firms’ performance and internationalisation

    Publikacja

    The effects of information and communication technology (ICT) and financial development on growth are highly debated in the literature. Motivated by previous studies and their mixed results, in this study, we propose an analysis to re-examine the ICT-finance puzzle. We go beyond country-specific or sector-specific studies and conduct cross-country analysis with firm-level data. It enables obtaining a broad picture of the ICT-finance-growth...

  • Kształtowanie wartości wskaźników płynności finansowej przez przedsiębiorstwa z sektora MSP w zależności od osiąganej rentowności aktywów

    Publikacja

    - Rok 2015

    W artykule przedstawiono różnice w sposobie kształtowania wartości wskaźników z obszaru płynności finansowej pomiędzy przedsiębiorstwami z sektora MSP w zależności od osiąganego przez nie poziomu rentowności aktywów. W trakcie przeprowadzonych badań uwzględniono 109 174 sprawozdania finansowe przedsiębiorstw, prowadzących działalność gospodarczą w 27 różnych działach gospodarki narodowej. Do potwierdzenia zróżnicowania płynności...

    Pełny tekst do pobrania w serwisie zewnętrznym

  • Consumer Bankruptcy Prediction Using Balanced and Imbalanced Data

    Publikacja

    - Risks - Rok 2022

    This paper examines the usefulness of logit regression in forecasting the consumer bankruptcy of households using an imbalanced dataset. The research on consumer bankruptcy prediction is of paramount importance as it aims to build statistical models that can identify consumers in a difficult financial situation that may lead to consumer bankruptcy. In the face of the current global pandemic crisis, the future of household finances...

  • PREDICTING CORPORATE BANKRUPTCIES IN POLAND AND LITHUANIA – COMPARATIVE ANALYSIS

    Publikacja

    The research on predicting bankruptcies of enterprises constitutes one of the most important areas of financial management. In developed countries, the first publications on the subject appeared in the early 20th century. The situation is different in the countries of Eastern Europe, which introduced the market system already at the beginning of the 1990s, which resulted in first corporate bankruptcies. The article...

    Pełny tekst do pobrania w portalu

  • Fuzzy logic in controlling flexible manufacturing cell

    In the present work a controlling method based on fuzzy rule base is proposed. Practical approaches are developed and focused on real time problems related to flexible manufacturing cell. Techniques for design and implementation of fuzzy systems in the framework of control production and quality states are presented. Keywords: controlling, manufacturing system, fuzzy logic, turning, burnishingW artykule przedstawiono propozycję...

    Pełny tekst do pobrania w portalu

  • THE ASSESSMENT OF THE SITUATION IN BANKING SECTORS IN SELECTED EUROPEAN COUNTRIES

    Publikacja

    The economic significance of the banking sector is well recognized in the theory and practice. In the literature there are discussed various topics concerning banking: banking sectors stability and its determinants, as well as influence of the banking sector on other sectors of the economy. Moreover the situation in the banking sector has been studied from different perspectives: its stability, profitability, efficiency, competition,...

    Pełny tekst do pobrania w portalu

  • Share of the wage factor in national income – selected aspects

    Publikacja

    - Rok 2018

    The aim of this study is to examine changes in the share of the wage factor in national income, in selected EU countries against labour productivity and investment rates reflecting changes in capital-labour relations, indicated by researchers as determinants of change of the share of the wage factor in national income. The scope of the study includes a review of literature devoted to the issue of wage factor share in national income...

    Pełny tekst do pobrania w serwisie zewnętrznym

  • Financial aspects of supporting Ukrainian refugees

    Publikacja

    Warfare in Ukraine meant that in 2022 many countries, including Poland and other European, focused mainly on helping refugees from Ukraine and humanitarian transports. The assistance took on various forms - from basic humanitarian support, through in-kind help, financial and military assistance. Poland launched its humanitarian aid in the first days of the conflict. The aid provided by each country varies. It should be noted, however,...

    Pełny tekst do pobrania w serwisie zewnętrznym

  • Innovative activity of SMEs In Poland

    Publikacja

    - Rok 2010

    Innovative activity of enterprises is determined by many factors. On one hand, these are external factors creating a sort of innovative climate in the economy, on the other hand - there are many internal factors stimulating or reducing the intensity of innovative activities. What influences the innovativeness of enterprises is the effectiveness of the system supporting innovations, which was stated by for example Pyciński and Żołnierski...

  • TOWARD A FUZZY MODEL OF POLISH INTERNET MORTGAGE MARKET

    This article presents our continuing efforts to develop a model of the Internet-based mortgage market in Poland. It sums up modeling research done over the last 4 years, also showing the stages and the process of building and verifying the proposed model consisting of three submodels. The submodels are described for three market situations; that is, a stable market, financial crisis, and economic boom. The proposed model variables...

    Pełny tekst do pobrania w serwisie zewnętrznym

  • L'Europa alla ricerca di una identità

    Publikacja

    - Rok 2017

    Il capitolo tratta dell'economia europea dopo la riunficazione tedesca,, della nascita dell'Euro e delle cosneguenbze per il Continente della crisi economica e finanziaria

  • Addressing the Weaknesses of Multi-Criteria Decision-Making Methods using Python

    Publikacja
    • S. Erpolat Tasabat
    • T. K. Ozkan
    • O. Aydin

    - Rok 2024

    The book aims to draw attention to the weaknesses in Multi-Criteria Decision-Making (MCDM) methods and provide insights to improve the decision-making process. By addressing these weaknesses, it seeks to enhance the accuracy and effectiveness of MCDM methods in selecting the best alternatives in various fields. The book covers popular MCDM methods such as TOPSIS, ELECTRE, VIKOR, and PROMETHEE. It compares traditional methods with...

    Pełny tekst do pobrania w serwisie zewnętrznym

  • Multi-Criteria Knowledge-Based Recommender System for Decision Support in Complex Business Processes

    Publikacja

    - Rok 2019

    In this paper, we present a concept of a multi-criteria knowledge-based Recommender System (RS) designed to provide decision support in complex business process (BP) scenarios. The developed approach is based on the knowledge aspects of Stylistic Patterns, Business Sentiment and Decision-Making Logic extracted from the BP unstructured texts. This knowledge serves as an input for a multi-criteria RS algorithm. The output is prediction...

    Pełny tekst do pobrania w portalu

  • Jarosław Ziętarski dr

    Jarosław Ziętarski jest wykładowcą (Adiunktem) w Katedrze Finansów na Wydziale Zarządzania i Ekonomii Politechniki Gdańskiej. Posiada własny kanał na platformie youtube o nazwie "FAT CAT Financial Education" na którym popularyzuje wiedzę z zakresu rachunkowości zarządczej. Był w komitecie organizacyjnym międzynarodowej konferencji 28th Annual Multinational Finance Society Conference. Prowadzone przedmioty: Wprowadzenie do Finansów Zarządzanie...

  • Kształtowanie wartości wskaźników wspomagania finansowego przez przedsiębiorstwa z sektora MSP w zależności od osiąganej rentowności aktywów

    Publikacja

    - Rok 2015

    W artykule przedstawiono różnice w sposobie kształtowania wartości wskaźników z obszaru wspomagania finansowego pomiędzy przedsiębiorstwami z sektora MSP w zależności od osiąganego przez nie poziomu rentowności aktywów. W trakcie przeprowadzonych badań uwzględniono 109 174 sprawozdania finansowe przedsiębiorstw, prowadzących działalność gospodarczą w 27 różnych działach gospodarki narodowej. Do potwierdzenia zróżnicowania wspomagania...

  • Enhancing Customer Engagement in Social Media with AI – a Higher Education case study

    Publikacja

    Purpose. The study aims to demonstrate the importance of artificial intelligence (AI) and examples of tools based on it in the process of enhancing (building, measuring, and managing) customer engagement (CE) in social media in the higher education industry. CE is one of the current essential non-financial indicators of company performance in Digital Marketing strategy. The article presents a decision support system (DSS) based...

    Pełny tekst do pobrania w portalu

  • The Conception of Decision-Making Support System for ComplexEnergetic System on Example of Ship Propulsion System

    Publikacja

    In paper, the conception of decision-making support system for complex energetic system on example of ship propulsion system has been presented. Diversity of conditions, information overload and very often contradiction of decision-making criteria and time constraints result in difficulties in making right (rational) decision without using more or less expanded information processing systems (eg. database systems, expert systems,...

    Pełny tekst do pobrania w portalu

  • Risk Assessment Due To Customs Delays In Supply Chains By Fuzzy Logic

    Publikacja

    - Rok 2024

    Due to violations of existing trade relations, cargo flows between the European Union and Ukraine have been redistributed. As a result, new supply chains have been created that have increased the tension on ground transport, including road and rail. Unfortunately, this has caused significant delays when crossing the border, which has led to a greater increase in the total delivery time of goods. Therefore, to plan for effective...

    Pełny tekst do pobrania w serwisie zewnętrznym

  • FINANCIAL COMPARISON OF WESTERN BALKAN AND BALTIC SEA STATES USING THE CAMEL APPROACH

    • The aim - This article aims to compare the situation in the banking sectors of two regions, which due to their political and economic history have much in common. These are the Western Balkan States of Serbia, Croatia and Macedonia, and the Baltic Sea States of Lithuania, Estonia, and Latvia. • Methods - It presents three approaches to defining banking stability that can be found in the literature and carries out an initial...

    Pełny tekst do pobrania w portalu

  • Sources of Market Information, Its Quality and New Product Financial Performance

    While we observe a growing interest in the role of market information in new product development (NPD), existing research has still largely ignored the quality of market information that is a crucial issue in the era of the information society. What does affect the quality of market information in new product development projects, and how does this quality influence the financial performance of new products? In this paper, we address...

    Pełny tekst do pobrania w portalu

  • Diagnostics of thermal processes in antenna systems of broadcast stations

    Publikacja

    - Przegląd Elektrotechniczny - Rok 2014

    Diagnostics is an important element associated with the operation of a radio antenna systems, allowing earlier detection of potential damage. Thermography is one of the diagnostic tools, which allows for non-invasive assessment of technical condition. It brings together both financial savings associated with the removal of the damage and the potential effects caused by it. The article presents an example of using a thermal imaging...

    Pełny tekst do pobrania w portalu

  • THE PROBLEM OF THE BANKING SYSTEM STABILITY IN THE LITERATURE

    Publikacja

    The article is an overview of the literature output in the field of banking sector stability. In the literature a plethora of definitions of the term may be encountered. There is no universal definition of the term. Therefore, the article proposes a unique division of the existing explanations into the following groups: stability determined by the quality of the banking sector, stability in terms of its influence on the macroeconomic...

    Pełny tekst do pobrania w portalu

  • A modelling approach to the transport support for the harvesting and transportation complex under uncertain conditions

    Publikacja

    - IOP Conference Series: Materials Science and Engineering - Rok 2020

    The article proposes a modelling approach based on structural and parametric identification of the transport support of the harvesting and transportation complex. The efficiency and effectiveness of the proposed methods of structural and parametric identification for the development of a system for harvesting and transportation complex operation has been proved. A mathematical model based on fuzzy logic has been developed. It reflects...

    Pełny tekst do pobrania w portalu

  • Modelling Evolution of Knowledge-Based Information Technology Organization: The Concept and Perspective

    Publikacja

    - SYSTEMS SCIENCE - Rok 2010

    Increasing pressure on improving the efficiency of companies' operations leads to transformation of their Information Technology (IT) organizations from technology-oriented to service-oriented, based on the Information Technology Infrastructure Library (ITIL) model. The evolution of these IT organizations can be supported by the knowledge-based systems centered on the rules determined through agregation and refinement of existing...

    Pełny tekst do pobrania w portalu

  • LONG-TERM RISK CLASS MIGRATIONS OF NON-BANKRUPT AND BANKRUPT ENTERPRISES

    This paper investigates how the process of going bankrupt can be recognized much earlier by enterprises than by traditional forecasting models. The presented studies focus on the assessment of credit risk classes and on determination of the differences in risk class migrations between non-bankrupt enterprises and future insolvent firms. For this purpose, the author has developed a model of a Kohonen artificial neural network to...

    Pełny tekst do pobrania w portalu

  • The concept of knowledge bases supporting the it systems integration model

    Publikacja

    - Rok 2012

    This paper presents main concepts regarding the design of a knowledge base in order to support IT systems integration. The main goal of the research is to develop a universal method of integration of various systems concerning any possible area of interest. The concept is based on creating a generic mechanism which would support the decision regarding the choice of the integration model. The most important tasks include: key factors...

    Pełny tekst do pobrania w serwisie zewnętrznym

  • Cross-border transmission line configuration influence on the electrical power and energy billing process

    In 2015 a connection between the Polish and Lithuanian power systems become fully operational. The connection consists of a 400 kV double circuit transmission line and a back-to-back HVDC substation located on the Lithuanian side. A magnetic couplings between the circuits of the transmission line cause that during power transmission a different values of active power losses are observed in both circuits. This situation may cause...

    Pełny tekst do pobrania w serwisie zewnętrznym

  • Voltage control in a power system with renewable sources of energy

    Publikacja

    - Rok 2019

    Intensive development of distributed generation in power systems, caused by the European Union energy policy, gives possibility for improving safety in power delivery as well as optimizing the costs of the systems functioning. In this context, distributed generation can be used for voltage control in power systems – it can be performed by the control of reactive power of each source of energy or a group of energy sources. This...

    Pełny tekst do pobrania w serwisie zewnętrznym

  • Description Logic As A Common Software Engineering Artifacts Language

    Publikacja

    - Rok 2008

    Description logic is proposed as a powerful language able to support chosen software engineering process tasks like: requirements engineering, software architecture definition, software design and configuration management. To do this there is presented a correspondence between description logic and UML. Description logic based integrated software engineering process framework is proposed which owing to automatic knowledge inferring...

    Pełny tekst do pobrania w serwisie zewnętrznym

  • Price bubbles in commodity market – A single time series and panel data analysis

    This paper examines thirty-five commodities, grouped into three market sectors (energy, metals, agriculture & livestock) in terms of the occurrence of price bubbles. The study was based on monthly data for each commodity separately and, in a panel approach, for selected sectors and for all commodities combined. The GSADF test and its version for panel data – panel GSADF – were used to identify bubbles. The beginning and end of...

    Pełny tekst do pobrania w serwisie zewnętrznym

  • Computational intelligence methods in production management

    Publikacja

    This chapter presents a survey of selected computational intelligence methods used in production management. This group of methods includes, among others, approaches based on the artificial neural networks, the evolutionary algorithms, the fuzzy logic systems and the particle swarm optimization mechanisms. From the abovementioned methods particularly noteworthy are the evolutionary and the particle swarm algorithms, which are successfully...

  • Estimation of Housing Demand with Adaptive Neuro-Fuzzy Inference Systems (ANFIS)

    Publikacja

    - Rok 2018

    It has always been important to anticipate the demand for a product. To determine the demand for any product, the parameters such as the economic situation and the demands of the rival products are used generally. Especially in the housing sector, which is the locomotive sector for emerging countries, it is critical to anticipate housing demand and its relationship with economic variables. Because of that, economists, real estate...

    Pełny tekst do pobrania w serwisie zewnętrznym

  • Roman Śmierzchalski prof. dr hab. inż.

    Urodził się w 1956 r. w Gdyni. Jest absolwentem Wydziału Elektrycznego Politechniki Gdańskiej (1979). W  1989 r. uzyskał stopień doktora, w roku 1999 stopień doktora habilitowanego, a w roku 2014 tytuł profesora. W latach  1980–2009 był pracownikiem naukowo-dydaktycznym Akademii Morskiej w Gdyni. Od 2009 jest r. pracownikiem naukowo-dydaktycznym Politechniki Gdańskiej. Jego zainteresowania naukowe obejmują: sterowanie i automatykę,...

  • Professional activity, gender and disease-related emotions: The impact on parents' experiences in caring for children with phenylketonuria

    Publikacja
    • J. Domaradzki
    • D. Walkowiak
    • R. Mozrzymas
    • D. Korycińska-Chaaban
    • M. Duś-Żuchowska
    • B. Didycz
    • B. Mikołuć
    • J. Walkowiak

    - Molecular Genetics and Metabolism Reports - Rok 2023

    Introduction: Clinical management of rare diseases often fails to acknowledge the challenges faced by caregivers.Whilst management of phenylketonuria (PKU) may not be considered as dire as other conditions, most studiesprimarily concentrate on clinical issues, dietary adherence, or the quality of life of the PKU patients, leavingcaregivers in the background. The aim of the study was to evaluate the psychosocial...

    Pełny tekst do pobrania w portalu

  • Personal bankruptcy prediction using machine learning techniques

    It has become crucial to have an early prediction model that provides accurate assurance for users about the financial situation of consumers. Recent studies have focused on predicting corporate bankruptcies and credit defaults, not personal bankruptcies. Due to this situation, the present study fills the literature gap by comparing different machine learning algorithms to predict personal bankruptcy. The main objective of the...

    Pełny tekst do pobrania w portalu

  • Automated Reasoning Based User Interface

    Publikacja

    - EXPERT SYSTEMS WITH APPLICATIONS - Rok 2017

    Motivation: The ability to directly trace how requirements are implemented in a software system is crucial in domains that require a high level of trust (e.g. medicine, law, crisis management). This paper describes an approach that allows a high level of traceability to be achieved with model-driven engineering supported by automated reasoning. The paper gives an introduction to the novel, automated user interface synthesis in...

    Pełny tekst do pobrania w serwisie zewnętrznym

  • The Efficiency of Post‐Communist Countries’ Health Systems

    Publikacja

    - Rok 2017

    Health‐care costs are a major financial burden for the transition economies, which have experienced rapidly increasing demand for health‐care services. The former communist countries of the Central and Eastern Europe and Central Asia needed to reform the financing of their health‐care systems and make efforts to strengthen the role of primary care while limiting the role of hospital care. The growing health needs and, consequently,...

    Pełny tekst do pobrania w serwisie zewnętrznym

  • Legislation and Practice of Selected State Aid Issues, According to EU and Polish Law

    Publikacja

    - Rok 2022

    The dataset encompasses several tables, each consisting of three elements: legislation, jurisprudence and scientific articles on numerous subjects and economic activities receiving public financial support in the form of state aid instruments. The set includes a subjective list of the most commonly used and/or disputable examples of granting aid, such as for (local) airports and airlines, steel production, shipyards, and coalmines....

    Pełny tekst do pobrania w portalu

  • Zróżnicowanie zadłużenia w zależności od wielkości przedsiębiorstwa

    W artykule przedstawiono różnice w sposobie kształtowania wartości wskaźników z obszaru zadłużenia pomiędzy małymi, średnimi i dużymi przedsiębiorstwami. W trakcie przeprowadzonych badań uwzględniono 97 471 sprawozdań finansowych przedsiębiorstw, prowadzących działalność gospodarczą w 12 różnych działach polskiej gospodarki narodowej. Do potwierdzenia zróżnicowania zadłużenia w zależności od wielkości przedsiębiorstwa wykorzystano...

    Pełny tekst do pobrania w portalu

  • Aleksander Orłowski dr hab. inż.

    Dr hab. inż. Aleksander Orłowski, profesor PG w Katedrze Zarządzania Wydziału Zarządzania i Ekonomii Politechniki Gdańskiej, v-ce prezes Forum Rozwoju Aglomeracji Gdańskiej. Zawodowo zajmuje się badaniem i rozwojem koncepcji Smart Cities, współautor (2016-2017) badań gotowości do Smart City dziesięciu czołowych polskich urzędów miejskich, autor książki: Model gotowości procesowej urzędu miejskiego dojścia do Smart City (2019)....

  • Analiza bibliometryczna w badaniach dotyczących prognozowania upadłości przedsiębiorstw w Polsce

    Publikacja

    - Rok 2020

    Celem opracowania jest ukazanie obrazu piśmiennictwa poświęconego zagadnieniom prognozowania upadłości przedsiębiorstw w Polsce. Jako metodę badawczą zastosowano analizę bibliometryczną. Do analizy wykorzystano bazę Google Scholar oraz narzędzie Publish or Perish 7. Okresem badań objęto lata 1995– 2019. Jako frazy do wyszukiwania publikacji zastosowano: „prognozowanie upadłości”, „prognozowanie zagrożenia finansowego”, „systemy...

  • Expert systems in quality control of manufacturing processes

    Publikacja

    The paper deals with quality control in conditions of computer integrated manufacturing (CIM). It shows that quality of material stream items have to be analyzed on every stage of manufacturing process. Collecting and analyzing quantity of data with usage of expert systems make it possible to create a system for coordination of cell's work. The system contains error recovery algorithm and adaptive control subsystem based on fuzzy...

  • ESG investing during the Covid-19 crisis. Evidence from Central European Stock Exchanges

    Publikacja

    - Rok 2023

    As COVID-19 turned into a global pandemic, world markets gradually began to recover after initial dynamic declines. Restrictions, and their subsequent loosening, were, and are, not without significance for the financial markets. These particular circumstances provide a unique opportunity to contribute to the literature by focusing on the potential resilience of ESG (environmental, social and governance) investing in an era of crisis....

    Pełny tekst do pobrania w serwisie zewnętrznym

  • Comparison of the Effectiveness of Health Systems in The European Countries-Two-Stage DEA Model

    Publikacja

    - Rok 2021

    This article compares the efficiency of health systems in selected European countries using two-stage data envelopment analysis (DEA), based on data from the EUROSTAT database. In the first step, DEA efficiency scores were calculated for health care systems and, subsequently, the external variables describing lifestyle were used to calculate the truncated regression. Health care resources (physicians, nurses, hospital beds, financial...

    Pełny tekst do pobrania w portalu

  • Fuzzy logic-supported building design for low-energy consumption in urban environments

    Publikacja
    • M. Arun
    • C. Efremov
    • V. B. Nguyen
    • D. Barik
    • P. Sharma
    • B. J. Bora
    • J. Kowalski
    • H. C. Le
    • T. H. Truong
    • D. N. Cao

    - Case Studies in Thermal Engineering - Rok 2024

    Climate, building materials, occupancy patterns, and HVAC (heating, ventilation, and air conditioning) systems all interact in complex ways, making it difficult to design low-energy buildings. Thus, innovative architectural and engineering design strategies are required to meet the worldwide need to decrease building energy usage. To improve the calculation of energy consumption of buildings, this work introduces the FCR-BCS (fuzzy...

    Pełny tekst do pobrania w portalu

  • Dynamic Charging of Electric Buses as a Way to Reduce Investment Risks of Urban Transport System Electrification

    Publikacja

    - Rok 2020

    Night charging and fast charging are currently the two most common systems for charging electric buses. Despite the fact that numerous trial installations were started, neither of these two systems has obtained unqualified approval of the users. The alternative is to charge vehicles in motion - dynamic charging which combines the advantages of trolleybus transport and of electric buses. One of the advantages is the reduction of...

    Pełny tekst do pobrania w serwisie zewnętrznym

  • Information and Communication Technologies for Economic Development

    Publikacja

    - Rok 2017

    This chapter is intended to explain why and how information and communication technologies may affect the process of socio-economic development, especially with regard to economically backward economies. It sheds light on why technological changes constitute prerequisites enabling advancements along the socio-economic development pattern. It is also designed to exhibit the special relevance of information and communication technologies...

    Pełny tekst do pobrania w serwisie zewnętrznym