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Search results for: PAYMENT CARDS
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Selected elements of the payment cards system in Poland
PublicationThe following article describes the current situation of the selected elements of the payment cards system in Poland. The first part of the paper include the most common definition as well as the abbreviated history of payment cards implementation in Poland. Next, the author presents the key numbers related to the nowadays situation on the market together with benefits of using the payment cards in the whole economic system. At...
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Innovations in the payment card market: The case of Poland
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Activity-based payments: alternative (anonymous) online payment model
PublicationElectronic payments are the cornerstone of web-based commerce. A steady decrease in cash usage has been observed, while various digital payment technologies are taking over. They process sensitive personal information raising concerns about its potentially illicit usage. Several payment models that confront this challenge have been proposed. They offer varying levels of anonymity and readiness for adoption. The aim of this study...
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The Mechanisms of Changes in the Infrastructure of the Payment Card Market—A Comparative Analysis of Poland and China
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Stages of development of payment cards in Poland
Open Research DataAn important stage in the development of the Polish card market was the commencement of the card and check center of Bank Pekao SA in 1992, which became a professional technical background for the widespread issuance of bank cards. At the same year PolCard SA, became the first agent in the country, launched its own terminals for payment intermediation...
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Energy Losses Due to Imperfect Payment Infrastructure and Payment Instruments
PublicationOne of the strategic objectives of the European Union is a reduction in greenhouse gas emissions and improvement of energy efficiency by at least 32.5% in different areas of the economy by 2030. However, little is known about the impact of payment in retail on energy consumption. The purpose of this paper is to assess the chain of losses of time and energy, and therefore financial losses, that occur due to the imperfection of payment...
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Internet payment methods in Poland
PublicationIn this chapter authors intended to describe wide range of aspects of the Internet payment systems. At the beginning there is briefly shown their evolution and features required for the effective payment system. Data on the popularity of different payment systems in Internet transactions links this section with description of the current state of payment systems available in Poland.
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PAYMENT TRANSACTIONS’ ENERGY EFFICIENCY
PublicationThe payment system and infrastructure is a sector that is not given enough attention today in the context of energy efficiency. This sector plays a big role in organizing and ensuring money circulation and funds. It has its value consisting on the one hand of the cost of payment equipment, infrastructure, payment instruments. On other hand, its value consists of the cost of energy for their manufacture and maintenance. The European...
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The Prospects of Retail Payment Developments in the Metaverse
PublicationIn the age of technological development, rapid technological progress, and the metaverse development in which humans interact with each other and with the environment using virtual real-world metaphors, payment systems may also need to be re-considered. The study aims to find an answer to the question of what should be retail payments in the metaverse and to begin interdisciplinary discussions about...
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Road Materials and Pavement Design
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