Search results for: credit card

• Number of active credit cards issued to individual customers (2017)

  Open Research Data

  open access

  • P. Kasprzak

  Polish banks serviced 6.04 million credit cards in 2017. This is a decrease by 121,000 year on year (comparing 2017 and 2016). The largest issuer of credit cards in the country is Bank PKO BP. In the third quarter of 2017, this institution had 847,000 credit cards. Bank Zachodni WBK is second (803,000) and CITI Handlowy is third (697,000).

• Credit default swaps and banks

  Publication

  • M. Mushafiq

  - Year 2023

  This chapter aims to explore the evolving role of credit default swaps (CDS) in managing and transferring default risk from the perspective of banks from a holistic perspective. This chapter examines credit default swaps (CDSs) as derivative financial instruments that transfer credit risk on debt securities. While CDSs offer benefits such as risk management and risk trading, they also introduce potential systemic risks, as evidenced...

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• Economics of credit scoring management

  Publication

  • B. Kochański

  - Year 2019

  Credit scoring models constitute an inevitable element of modern risk and profitability management in retail financial lending institutions. Quality,or separation power of a credit scoring model is usually assessed with the Gini coefficient. Generally, the higher Gini coefficient the better, as in this way a bank can increase number of good customers and/or reject more bad applicants. In...

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• Journal of Credit Risk

  Journals

  ISSN: 1744-6619 , eISSN: 1755-9723

• Global Credit Review

  Journals

  ISSN: 2010-4936 , eISSN: 2301-3966

• Credit and Capital Markets

  Journals

  ISSN: 2199-1227 , eISSN: 2199-1235

• The prototype of a wireless measurement card

  Publication

  • W. Jesko
  • P. Kuwalek
  • P. Kuwałek

  - ITM Web of Conferences - Year 2019

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• How to model ROC curves - a credit scoring perspective

  Publication

  • B. Kochański

  - Year 2018

  ROC curves, which derive from signal detection theory, are widely used to assess binary classifiers in various domains. The AUROC (area under the ROC curve) ratio or its transformations (the Gini coefficient) belong to the most widely used synthetic measures of the separation power of classification models, such as medical diagnostic tests or credit scoring. Frequently a need arises to model an ROC curve. In the biostatistical...

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• The shape of an ROC curve in the evaluation of credit scoring models

  Publication

  • B. Kochański

  - STATISTICS IN TRANSITION - Year 2024

  The AUC, i.e. the area under the receiver operating characteristic (ROC) curve, or its scaled version, the Gini coefficient, are the standard measures of the discriminatory power of credit scoring. Using binormal ROC curve models, we show how the shape of the curves affects the economic benefits of using scoring models with the same AUC. Based on the results, we propose that the shape parameter of the fitted ROC curve is reported...

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• JOURNAL OF MONEY CREDIT AND BANKING

  Journals

  ISSN: 0022-2879 , eISSN: 1538-4616