In the age of technological development, rapid technological progress, and the metaverse development in which humans interact with each other and with the environment using virtual real-world metaphors, payment systems may also need to be re-considered. The study aims to find an answer to the question of what should be retail payments in the metaverse and to begin interdisciplinary discussions about...

Electronic payments are the cornerstone of web-based commerce. A steady decrease in cash usage has been observed, while various digital payment technologies are taking over. They process sensitive personal information raising concerns about its potentially illicit usage. Several payment models that confront this challenge have been proposed. They offer varying levels of anonymity and readiness for adoption. The aim of this study...

W artykule autor wprowadził rozróżnienie pomiędzy zaufaniem, jako relacją interpersonalną (RI), o zaufaniem jako relacją nieinterpersonalną (RN). Dylemat Więźnia w matematycznej teorii gier, I współpracę w społeczeństwie, B.Wiliams pokazuje logiczną strukturę wyjaśniania, jako wymagającą uzupełnienia przez nieegoistyczne mikromotywacje. Występują dwa trendy w handlu internetowym: technologia człowiek. Trend technologiczny...

Digital government comprises all means to enable governments to interact with their constituents digitally. The metaverse provides a virtual reality environment where various activities can be carried out without physically visiting the places of interest, including the public authorities. Yet, how governments can use the metaverse is unknown. This paper aims to extend the understanding of the metaverse architecture requirements...