Wyniki wyszukiwania dla: household finance

• Maria Jastrzębska dr hab.

  Osoby

  Katedra Finansów

  Maria Jastrzębska jest pracownikiem Katedry Finansów.  Autorka ponad 170 publikacji, w tym 8 monografii - Zarządzanie finansami gmin. Aspekty teoretyczne; Polityka budżetowa jednostek samorządu terytorialnego; Zarządzanie długiem jednostek samorządu terytorialnego; Finanse jednostek samorządu terytorialnego; Zarządzanie ryzykiem w działalności jednostek samorządu terytorialnego ze szczególnym uwzględnieniem ryzyka katastroficznego...

• Investor confidence and high financial literacy jointly shape investments in risky assets

  Publikacja

  • A. Cupák
  • P. Fessler
  • J. W. Hsu
  • P. Paradowski

  - ECONOMIC MODELLING - Rok 2022

  Households consistently invest less in equities and bonds than predicted by economic theory. We explain this from a behavioral economics perspective and distributional analysis using rich US survey microdata. We find that higher investor self-confidence in her financial abilities and financial literacy jointly increase the probability of investing in equities. Conditional on participation, confidence in the macroeconomy additionally...

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• Consumer Bankruptcy Prediction Using Balanced and Imbalanced Data

  Publikacja

  • M. Brygała

  - Risks - Rok 2022

  This paper examines the usefulness of logit regression in forecasting the consumer bankruptcy of households using an imbalanced dataset. The research on consumer bankruptcy prediction is of paramount importance as it aims to build statistical models that can identify consumers in a difficult financial situation that may lead to consumer bankruptcy. In the face of the current global pandemic crisis, the future of household finances...

• Confidence, Financial Literacy and Investment in Risky Assets: Evidence from the Survey of Consumer Finances

  Publikacja

  • P. Paradowski
  • A. Cupak
  • P. Fessler
  • J. W. Hsu

  - Rok 2020

  We employ recent Survey of Consumer Finances (SCF) microdata from the US to analyze the impacts of confidence in one's own financial knowledge, confidence in the economy, and objective financial literacy on investment in risky financial assets (equity and bonds) on both the extensive and intensive margins. Controlling for a rich set of covariates including risk aversion, we find that objective financial literacy is positively...

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• Małgorzata Solarz dr hab.

  Osoby