Wyniki wyszukiwania dla: credit constraints

• Consumer Bankruptcy Prediction Using Balanced and Imbalanced Data

  Publikacja

  • M. Brygała

  - Risks - Rok 2022

  This paper examines the usefulness of logit regression in forecasting the consumer bankruptcy of households using an imbalanced dataset. The research on consumer bankruptcy prediction is of paramount importance as it aims to build statistical models that can identify consumers in a difficult financial situation that may lead to consumer bankruptcy. In the face of the current global pandemic crisis, the future of household finances...

• Maturity Mismatch in the Polish Banking System and its Impact on the Economy

  Publikacja

  • B. Kochański

  - Rok 2013

  In the article maturity mismatch in the Polish banking system is estimated based on the publicly available data. Then the impact on the economy is discussed. Based on Polish central bank’s data it may be estimated that between 1996 and 2012 the maturity gap increased significantly – average residual maturity of assets exceeds 6 years in 2012 (less than 2 years in 1996), while that of liabilities remains below 1 year. The gap...

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