Wyniki wyszukiwania dla: SOCIAL CREDIT SCORE - MOST Wiedzy

Wyszukiwarka

Wyniki wyszukiwania dla: SOCIAL CREDIT SCORE
Przykład wyników znalezionych w innych katalogach

Wyniki wyszukiwania dla: SOCIAL CREDIT SCORE

  • Karol Flisikowski dr inż.

    Karol Flisikowski jest profesorem uczelni w Katedrze Statystyki i Ekonometrii, Wydziału Zarządzania i Ekonomii Politechniki Gdańskiej. Jest odpowiedzialny jest za prowadzenie zajęć ze statystyki opisowej i matematycznej (w języku polskim i angielskim), a także badań naukowych w zakresie statystyki społecznej. Był uczestnikiem wielu konferencji o zasięgu krajowym, jak i międzynarodowym, gdzie prezentował wyniki prowadzonych przez...

  • Bifractal receiver operating characteristic curves: a formula for generating receiver operating characteristic curves in credit-scoring contexts

    This paper formulates a mathematical model for generating receiver operating characteristic (ROC) curves without underlying data. Credit scoring practitioners know that the Gini coefficient usually drops if it is only calculated on cases above the cutoff. This fact is not a mathematical necessity, however, as it is theoretically possible to get an ROC curve that keeps the same Gini coefficient no matter how big a share of lowest...

    Pełny tekst do pobrania w portalu

  • Błażej Kochański dr

    Błażej Kochański jest adiunktem w Katedrze Statystyki i Ekonometrii na Wydziale Zarządzania i Ekonomii Politechniki Gdańskiej, ekspertem ds. ryzyka bankowego. Pracował dla banków w Polsce i Europie jako specjalista ds. ryzyka, kierownik ds. planowania i analiz, członek zarządu ds. ryzyka, członek rady nadzorczej i konsultant ds. zarządzania. Zbudował liczne modele predykcyjne wspomagające zarządzanie ryzykiem, z sukcesem zarządzał...

  • Detection and Model of Thermal Traces Left after Aggressive Behavior of Laboratory Rodents

    Automation of complex social behavior analysis of experimental animals would allow for faster, more accurate and reliable research results in many biological, pharmacological, and medical fields. However, there are behaviors that are not only difficult to detect for the computer, but also for the human observer. Here, we present an analysis of the method for identifying aggressive behavior in thermal images by detecting traces...

    Pełny tekst do pobrania w portalu

  • Economics of credit scoring management

    Publikacja

    - Rok 2019

    Credit scoring models constitute an inevitable element of modern risk and profitability management in retail financial lending institutions. Quality,or separation power of a credit scoring model is usually assessed with the Gini coefficient. Generally, the higher Gini coefficient the better, as in this way a bank can increase number of good customers and/or reject more bad applicants. In...

    Pełny tekst do pobrania w serwisie zewnętrznym

  • Credit default swaps and banks

    Publikacja

    - Rok 2023

    This chapter aims to explore the evolving role of credit default swaps (CDS) in managing and transferring default risk from the perspective of banks from a holistic perspective. This chapter examines credit default swaps (CDSs) as derivative financial instruments that transfer credit risk on debt securities. While CDSs offer benefits such as risk management and risk trading, they also introduce potential systemic risks, as evidenced...

    Pełny tekst do pobrania w serwisie zewnętrznym

  • Hilton Environmental Reporting as a tool of Corporate Social Responsibility.

    Publikacja

    - Rok 2006

    Artykuł ten przedstawia historię, kryteria oraz procedury wprowadzone w komputerowym systemie środowiskowym Hilton Environmental Reporting.

    Pełny tekst do pobrania w serwisie zewnętrznym

  • Assessing the attractiveness of human face based on machine learning

    Publikacja

    The attractiveness of the face plays an important role in everyday life, especially in the modern world where social media and the Internet surround us. In this study, an attempt to assess the attractiveness of a face by machine learning is shown. Attractiveness is determined by three deep models whose sum of predictions is the final score. Two annotated datasets available in the literature are employed for training and testing...

    Pełny tekst do pobrania w portalu

  • How to model ROC curves - a credit scoring perspective

    Publikacja

    - Rok 2018

    ROC curves, which derive from signal detection theory, are widely used to assess binary classifiers in various domains. The AUROC (area under the ROC curve) ratio or its transformations (the Gini coefficient) belong to the most widely used synthetic measures of the separation power of classification models, such as medical diagnostic tests or credit scoring. Frequently a need arises to model an ROC curve. In the biostatistical...

    Pełny tekst do pobrania w serwisie zewnętrznym

  • The shape of an ROC curve in the evaluation of credit scoring models

    Publikacja

    The AUC, i.e. the area under the receiver operating characteristic (ROC) curve, or its scaled version, the Gini coefficient, are the standard measures of the discriminatory power of credit scoring. Using binormal ROC curve models, we show how the shape of the curves affects the economic benefits of using scoring models with the same AUC. Based on the results, we propose that the shape parameter of the fitted ROC curve is reported...

    Pełny tekst do pobrania w portalu