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Wyniki wyszukiwania dla: credit card
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Number of active credit cards issued to individual customers (2017)
Dane BadawczePolish banks serviced 6.04 million credit cards in 2017. This is a decrease by 121,000 year on year (comparing 2017 and 2016). The largest issuer of credit cards in the country is Bank PKO BP. In the third quarter of 2017, this institution had 847,000 credit cards. Bank Zachodni WBK is second (803,000) and CITI Handlowy is third (697,000).
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Economics of credit scoring management
PublikacjaCredit scoring models constitute an inevitable element of modern risk and profitability management in retail financial lending institutions. Quality,or separation power of a credit scoring model is usually assessed with the Gini coefficient. Generally, the higher Gini coefficient the better, as in this way a bank can increase number of good customers and/or reject more bad applicants. In...
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Journal of Credit Risk
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Global Credit Review
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Credit and Capital Markets
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The prototype of a wireless measurement card
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How to model ROC curves - a credit scoring perspective
PublikacjaROC curves, which derive from signal detection theory, are widely used to assess binary classifiers in various domains. The AUROC (area under the ROC curve) ratio or its transformations (the Gini coefficient) belong to the most widely used synthetic measures of the separation power of classification models, such as medical diagnostic tests or credit scoring. Frequently a need arises to model an ROC curve. In the biostatistical...
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JOURNAL OF MONEY CREDIT AND BANKING
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Data gathering methods : card sorting
PublikacjaArtykuł przedstawia koncepcję, pochodzenie oraz zastosowania dla jednej z metod oceny użyteczności i budowania menu w aplikacjach informatycznych - sortowania kart. Stanowi część przeglądu dostępnych metod poprawy użyteczności.
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Risk Scoring Models for Trade Credit in Small and Medium Enterprises
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Innovations in the payment card market: The case of Poland
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Acceleration of Electromagnetic Simulations on Reconfigurable FPGA Card
PublikacjaIn this contribution, the hardware acceleration of electromagnetic simulations on the reconfigurable field-programmable-gate-array (FPGA) card is presented. In the developed implementation of scientific computations, the matrix-assembly phase of the method of moments (MoM) is accelerated on the Xilinx Alveo U200 card. The computational method involves discretization of the frequency-domain mixed potential integral equation using...
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Moneta e Credito
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Number of active debit cards issued to individual customers (2017)
Dane BadawczeAt the end of the fourth quarter of 2017, financial institutions (including non-banking ones, e.g. SKOK) serviced 25.8 million debit cards (excluding credit card data) of individual clients. This means an increase by 1.3 million cards compared to the same period in 2016. The largest number of cards was issued and serviced by Bank PKO BP - 6.81 million,...
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Financial performance under influence of credit risk in non-financial firms: evidence from Pakistan
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Which Curve Fits Best: Fitting ROC Curve Models to Empirical Credit-Scoring Data
PublikacjaIn the practice of credit-risk management, the models for receiver operating characteristic (ROC) curves are helpful in describing the shape of an ROC curve, estimating the discriminatory power of a scorecard, and generating ROC curves without underlying data. The primary purpose of this study is to review the ROC curve models proposed in the literature, primarily in biostatistics, and to fit them to actual credit-scoring ROC data...
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Psychogeriatric care in Poland
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Carl Oscar Malm
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Phutball is PSPACE-hard
PublikacjaW pracy dowodzimy, że gra ''Phutball'' (Philosopher's Football) jest PSPACE-trudna.
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Budowniczy Carl Kupperschmitt
PublikacjaOmówienie wystawy dotyczącej twórczości gdańskiego architekta Carla Kupperschmitta.
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<title>Data acquisition module implemented on PCI mezzanine card</title>
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<title>FPGA based PCI mezzanine card with digital interfaces</title>
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A role of an Enterprise Identification Card in a building process of water tourist investments
PublikacjaAn essential element of a building process for water tourist investments in Poland is a document called the Enterprise Identification Card. It is required for the investments, which are classified according to the Regulation [1] as the ones that could potentially impact the environment. It is assumed that KIP is there to protect the environment against the excessive human interference and it just provides the guidelines regarding...
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Limiting futile therapy as part of end-of-life care in intensive care units
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Bank i Kredyt
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Kredyt kupiecki a zatory płatnicze
PublikacjaUdzielanie kredytu kupieckiego jest wpisane w działalność każdego przedsiębiorstwa. Odroczone płatności sprzyjają wzrostowi sprzedaży, ale również mogą powodować perturbacje w ich funkcjonowaniu. Sprzyjają one funkcjonowanie przedsiębiorstwa w warunkach ryzyka kredytowego, które przekształca się często w ryzyko płynności. W efekcie tworzą się zatorów płatnicze. Celem artykułu jest przedstawienie zatorów płatniczych jako skutków...
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Connected & Automated Urban Mobility, Zombie Cars and Kitchen Knives: Will Autonomous Automobiles, Self-Driving Car-Sharing and Ride-Hailing, and Driverless Shuttles Harm Cities?
PublikacjaThere is a deficiency of supportive evidence to verify thesis that cities are prepared for mobility revolution which already begun and will advance exponentially. Furthermore, present revisions mostly emphasize how emerging mobility solutions will alter transport efficiency or affect mass transit usage, rather than on urban morphology, metropolitan society, nor local communities. Author is thoroughly concerned that municipalities...
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Pharmaceutical care in the neonatal intensive care unit: Perspectives of Polish medical and pharmacy students
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The Mechanisms of Changes in the Infrastructure of the Payment Card Market—A Comparative Analysis of Poland and China
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AUTOMATIC LEARNING OF STRATEGY AND RULES IN CARD GAMES USING IMAGE FROM CAMERA
PublikacjaBelow work tries to answer a question: if it is possible to replace real human with computer system in social games. As a subject for experiments, card games were chosen, because they require a lot of player interaction (playing and taking cards), while their rules are easy to present in form of clear list of statements. Such a system, should allow real players to play without constant worrying about guiding or helping computer...
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The role of pharmacist in palliative care
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Bifractal receiver operating characteristic curves: a formula for generating receiver operating characteristic curves in credit-scoring contexts
PublikacjaThis paper formulates a mathematical model for generating receiver operating characteristic (ROC) curves without underlying data. Credit scoring practitioners know that the Gini coefficient usually drops if it is only calculated on cases above the cutoff. This fact is not a mathematical necessity, however, as it is theoretically possible to get an ROC curve that keeps the same Gini coefficient no matter how big a share of lowest...
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Nanofiber mat spinal cord dressing-released glutamate impairs blood-spinal cord barrier
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Electron-beam irradiation in TEM of hard-segment homopolymers and polyurethanes with different hard-segment content.
PublikacjaZbadano odporność na niszczenie radiacyjne w transmisyjnym mikroskopie elektronowym homopolimeru segmentów sztywnych i poliuretanów z różną zawartością segmentów sztywnych. Dokonano rejestracji morfologii tych polimerów w TEM w trakcie obserwacji w jasnym polu oraz selektywnej dyfrakcji elektronowej. Analizowano tkże te polimery w mikroskopie polaryzacyjnym przed i po obserwacjach w TEM. Potwierdzono doniesienia literatutowe o...
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Creat!vity
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NEW MEDIT
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Ellipse-fitting algorithm implementation in the impedance measurement system based on DAQ card with FPGA
PublikacjaThe paper presents an implementation of the ellipse-fitting algorithm in the impedance measurement system based on DAQ card equipped with FPGA chip. The method implementation was tested by simulation means as well as experimentally in the designed and presented measurement system. Finally, the limit values of sampling parameters which assures satisfying accuracy were given.
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The level of spiritual care competence of Polish nurses and the psychometric properties of the spiritual care competence scale (SCCS)
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Dynamics of algae growth and nutrients in experimental enclosures culturing bighead carp and common carp: Phosphorus dynamics
PublikacjaThis is the third paper of the series about “Dynamics of algae growth and nutrients in experimental enclosures culturing bighead carp and common carp”. In this paper, phosphorus dynamics were investigated under the condition of culturing bighead carp and common carp with added fish food (nitrogen dynamics is discussed in the second paper because their behaviors are so different from each other). Nearly fifty days’ observation results...
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Tools for finishing processes on hard materials
PublikacjaPrzedstawiono narzędzia i wyniki obróbki materiałów w stanie twardym. Analizowano proces docierania elementów ceramicznych mikroziarnami diamentowymi, nagniatanie stali w stanie twardym (60 HRC) kulkami z Si3N4 i przecinanie ściernicowe stali ŁH15 (62 HRC).
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Quality improvement in health care services
PublikacjaW niniejszym rozdziale zaprezentowano podstawowe formy doskonalenia jakości w usługach medycznych. Zaprezentowano kluczowe metody jakie mogą być stosowane przez zakłady opieki zdrowotnej, zarówno w tzw. "leczeniu zamkniętym" - szpitale, jak i "leczeniu otwartym" - przychodnie. Dokonano również analizy podejścia systemowego do doskonalenia jakości usług medycznych wiążącego się z reformami projakościowymi w ogólnonarodowych systemach...
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Lexicographic Approach to Health Care Optimization
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Tribology of stochastic phenomena on the hard tissue.
PublikacjaPraca przedstawia model matematyczny zjawisk tribologicznych podczas hodowli tkanek twardych, w tym chrząstek stawowych. Uwzględnia się chropowatości powierzchni hodowanych chrząstek. Problem tribologiczny uzewnętrzniony został koniecznością sterowania wartościami sił tarcia jakie powstają w cienkiej warstewce przyściennej opływanej tkanki cieczą biologiczną w trakcie hodowli. Taki model matematyczny nie był do tej pory rozpatrywany.
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Mental Health Consequences of SARS-CoV-2 Pandemic on Long-Term Care Facility Social Care Provider in Poland
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Implied Tax Subsidy Rates for Research and Development Expenditure in European OECD Countries (2019)
Dane BadawczeThe implied rate of tax credits, developed by the OECD, is one way to measure the extent of R&D tax credits based on spending in different countries. Tax credit rates are measured as the difference between one R&D investment unit and the pre-tax income required to earn commission from that investment unit, assuming the firm is representative....
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Segmentation of Passenger Electric Cars Market in Poland
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The smallest hard-to-color graph for algorithm DSATUR
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The smallest hard-to-color graph for the SL algorithm
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Weighted-Sum Approach to Health Care Optimization
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A method for the tribological testing of thin, hard coatings
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