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Search results for: household finance
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COLOUR SYMBOLISM IN FINANCE
PublicationColour symbolism plays an important role in everyday life and science. The subject is interdisciplinary and receives significant attention in the literature. It is increasingly entering the field of economics and finance. The authors are the first to research the connotations and symbolism of colours in finance. The following research aims to: identify and determine the meaning of col-ours in connection with the word “finance”,...
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A piece of corporate finance
PublicationThe handbook presents the subject of financial liquidity and CVP analysis. The handbook uses different types of information: definitions of the issues; “real life” examples illustrating a given theoretical issue in practice; mathematical formulas necessary to calculate a certain value; types of method used. In addition to traditional resources such as drawings, diagrams, tables and photos, the handbook also includes resources of...
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ChatGPT: Unlocking the future of NLP in finance
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OECD Guidelines for Micro Statistics on Household Wealth
PublicationThis report reflects the contributions of members of the OECD Expert Group on Micro Statistics on Household Income, Consumption and Wealth. Members of the Expert Group included representatives from National Statistical Offices – Bob McColl (Chair, Australia); Alison Hale (Canada); Andre Bustamante and David Niculcar (Chile); Henrik Sejerbo Soerensen (Denmark); Yafit Alfandari (Israel); Shinji Yoshioka (Japan); Sinho Kim...
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The Energy of Finance in Refining of Medical Surge Capacity
PublicationThe availability of resources and their concentration in the place of greatest need, will not allow us to successfully overcome a medical surge without the energy required to activate these resources and activities, and increase their quantities if necessary, that is why the staff and management of healthcare institutions are forced to making ethical crisis decisions about who wins and who loses. This study highlights the versatility...
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Sustainable energy consumption – Empirical evidence of a household in Poland
PublicationThere is an expected increase in the demand for electricity from households in European countries. The outcome of the growing proportion of renewable energy sources in the energy supply mix should result in improved customer awareness regarding their electricity usage. Additionally, they must assume a more proactive role in overseeing their electricity usage. Innovation and pollution management have become crucial catalysts for...
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Stabalization of solar-panel energy system for Pakistani household
PublicationRenewable energy resources such as Sun and wind are getting popular and easier to use day by day. It is a better method to fulfill our demands as sun is a continuous source of energy for Earth. Many countries are fulfilling their demands by Solar Panels. Solar panel is used as a converter between sunlight and electrical energy. This research paper is going to tell that how to obtain electrical energy from sunlight more efficiently...
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Rapeseed oil methyl ester production in an individual household
PublicationFatty acid methyl esters, commonly known as biodiesel, are a cheap and environmental-friendly fuel substitute for diesel engines. Aside from industrial production, individual biodiesel manufacturing is also and important method of fulfilling the requirements of EU Parliament directive no. 2003/30/WE about supporting the use of renewable fuels in transport. Individual FAME production guarantees easy access to the main raw material...
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The concept of sewage-sludge management system for an individual household
PublicationThe individual farms at the rural areas often face problems with domestic sewage collection and treatment. In many cases building of sewerage systems and central wastewater treatment plants (WWTPs) brings too high costs, due to high distances from one farm to another and terrain configuration. Treatment wetlands for individual farms can solve this problem. In the article, an overview of individual treatment wetlands in Europe and...
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Going beyond frontiers in household energy transition in Poland—a perspective
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Determinants of Firm Innovation in Indonesia: The Role of Institutions and Access to Finance
PublicationThis paper investigates the determinants of firm innovation in Indonesia. Using quality of local regulations index constructed by the Indonesia’s Regional Autonomy Watch (KPPOD) as measure of institutions, We found that better institutional quality at the local level was associated with more innovation and that firms experiencing major obstacle in access to finance were less likely to innovate. Access to finance is more critical...
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PUBLIC SOURCES OF FINANCE FOR CULTURE AS AN ELEMENT OF CULTURAL SECURITY IN POLAND
PublicationCulture is an important element of the country, playing an important role both for its security and the economy. It cannot be only seen as a cost-creating sector, but may be a significant factor in economic development. For this to happen, it is necessary to create a system of financing this economic sector. This article’s aim is to analyze the use of funds from public sources in Poland to finance culture-related activities. The...
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A case study of constructing decisional DNA on finanse
PublicationPrzedstawiono koncepcję i rozwiązanie analityczne opisu rynku finansowego przy pomocy reprezentacji wiedzy zwanej ''decyzyjne DNA''.
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Sewage gardens - constructed wetlands for single family households
PublicationDuring the last 30 years the increase of interest in low-cost decentralized and small wastewater treatment plants (WWTP) is observed in Europe. For this purpose sand filters, stabilization ponds, mini reactors with activated sludge, trickling filters and treatment wetlands are used. Among the listed facilities treatment wetlands (TWs) offer effective and reliable treatment efficiency, being at the same time low-cost and simple...
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Household standards and socio-economic aspects as a factor determining energy consumption in the city
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Level of public finances decentralization in European Union countries
PublicationResearch background: Despite of the universality of the implementation in democratic countries the principle of decentralization resulting from the belief that it is an instrument to improve the efficiency of public funds management, both the scope of public services and the level of decentralization in individual countries are not identical. Purpose of the article: Comparison the scope of fiscal decentralization...
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The Characteristics of Gerontopsychological Disorders in People Living in Nursing Homes and Households
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Health impacts of indoor air pollution from household solid fuel on children and women
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Household Ability of Expenditures on Electricity and Energy Resources in the Countries That Joined the EU after 2004
PublicationThe purpose of the following article is to present the situation of the energy market from a household perspective between 2010 and 2020 in selected EU countries (the group of member states which joined EU after 2004). The selected countries when joining the EU had similar economic indicators and to some extent were similar in other macro-economic situations (personal income, unemployment rate, GDP level and annual growth). This...
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Public Finance in Poland in a COVID Fog: A Look Through the Lens of Fiscal Transparency and Accountability
PublicationAbstract. Goal– The aim of the article is to identify dysfunctional phenomena (implementation of specific mechanisms/solutions and actions taken), generating increased opacity and limit the responsibility/accountability of public f inance in Poland, exacerbated by the COVID-19 crisis. Methods– descriptive analysis, comparative analysis and financial analysis methods were used. Results– fiscal transparency and accountability in...
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Own or public? Later livelihoods of Ukrainian war migrant households in Poland
PublicationThis paper presents empirical research on the livelihood resources of Ukrainian households that fled to Poland due to the Russian invasion and reside there long term. Using a nationwide sample of these households and an accurate econometric framework, we investigate the factors influencing the role of income from work, other private resources and public assistance in covering their living costs in exile. Our findings confirm the...
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A commercial gas boiler fitted with the ORC module as perspective solution for households
PublicationIn this paper the applicability of the commercial gas boiler (De Dietrich DTG X23N) coupled with the laboratory prototype micro ORC setup was experimentally studied. The main objective was to determine the working fluid capability to obtain required temperatures of vapour prior to the turbine, attainable heat rates and efficiencies of the whole system. The boiler thermal power was 25 kW. Tests were carried out with a single stage...
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Evaluation of the Macro- and Micro-Economic Factors Affecting the Financial Energy of Households
PublicationThis paper is an evaluation of the common macro-economic, micro-economic, and social factors affecting households’ financial situations. Moreover, the author’s objective was to develop a fuzzy logic model for forecasting fluctuations in the number of nonperforming consumer loans in a country using the example of Poland. This study represents one of the first attempts in the global literature to develop such a forecasting model...
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Examining Statistical Methods in Forecasting Financial Energy of Households in Poland and Taiwan
PublicationThis paper examines the usefulness of statistical methods in forecasting the financial energy of households. The study’s objective is to create the innovative ratios that combine both financial and demographic information of households and implement them in the forecasting models. To conduct this objective, six forecasting models are developed using three different methods—discriminant analysis, logit analysis, and decision trees...
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Sharing housework can be healthy: cultural and psychological factors influencing men’s involvement in household maintenance
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The usefulness of ascorbic acid degradation to analyze the effectiveness of water filtration in household water filter jugs
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An Analysis of External Finance Availability on SMEs’ Decision Making: A Case Study of the Emerging Market of Poland
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Finanse gospodarstw domowych w Polsce w latach 1996-2006
PublicationW ostatnich latach coraz większa uwaga nauki i praktyki gospodarczej koncentrowana jest na gospodarstwach domowych. Od ich kondycji finansowej, preferencji, celów, zdolności akumulacyjnej i możliwości inwestycyjnych zależą efekty gospodarcze i finansowe osiągane przez inne podmioty funkcjonujące w gospodarce rynkowej. Celem niniejszego opracowania jest przedstawienie procesów zachodzących w obszarze finansów polskich gospodarstw...
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Islamskie finanse i bankowość: czynniki rozwoju oraz typowe ryzyka.
PublicationCelem artykułu jest przybliżenie oraz wyjaśnienie podłoża rozwoju i ekspansji islamskich finansów i bankowości. Artykuł można podzielić na dwie główne części. W pierwszej (w 2. rozdziale) dokonano wyjaśnienia źródeł pochodzenia finansów islamskich; a także wskazano czynniki mające wpływ na powstanie pierwszych zorganizowanych struktur oraz dalszą ekspansję finansów i bankowości islamskiej. Następnie w drugiej części artykułu (w...
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When migrant men become more involved in household and childcare duties – the case of Polish migrants in Norway
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Ageism and loneliness in the subjective perceptions of elderly people from nursing homes and households
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Income situation of rural households in Poland between 2007 and 2014 and its effects
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Cooperation of ORC installation with a gas boiler as a perspective co-generation system for households
PublicationThis paper reports tests of an innovative micro-CHP unit prototype, consisting of a traditional gas boiler and organic Rankine cycle (ORC), which incorporates original system components such as an axial vapour microturbine, evaporator and condenser. The system co-generates heat and electricity for a single household or a group of households. Electricity is only a by-product during production of heat. While testing the prototype,...
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Consumer Bankruptcy Prediction Using Balanced and Imbalanced Data
PublicationThis paper examines the usefulness of logit regression in forecasting the consumer bankruptcy of households using an imbalanced dataset. The research on consumer bankruptcy prediction is of paramount importance as it aims to build statistical models that can identify consumers in a difficult financial situation that may lead to consumer bankruptcy. In the face of the current global pandemic crisis, the future of household finances...
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The Study Program of "Entrepreneurship and Finance" at the University of Economics in Katowice as an Example of Practical Education in Poland’s Higher Education System
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Household and community systems for groundwater remediation in Bihar, India: Arsenic and inorganic contaminant removal, controls and implications for remediation selection
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Confidence, Financial Literacy and Investment in Risky Assets: Evidence from the Survey of Consumer Finances
PublicationWe employ recent Survey of Consumer Finances (SCF) microdata from the US to analyze the impacts of confidence in one's own financial knowledge, confidence in the economy, and objective financial literacy on investment in risky financial assets (equity and bonds) on both the extensive and intensive margins. Controlling for a rich set of covariates including risk aversion, we find that objective financial literacy is positively...
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Equivalence scales for continuous distributions of expenditure
PublicationResearch background: In the actual sizable populations of households, the standard microeconomic concept of equivalence scales is intractable since its necessary condition of equality of household welfare levels is unlikely to be fulfilled. Purpose of the article: This paper aims to develop a concept of an equivalence scale, which can be suitable for continuous distributions of expenditures in the population. Methods: Using household...
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Multi-factor fuzzy sets decision system forecasting consumer insolvency risk
PublicationThe objective of this study is to develop a multi-factor decision system predicting insolvency risk for natural persons with the use of fuzzy sets. Considering that the financial situation of households is affected by various endogenous and exogenous factors, the main assumption of this study is that the system for predicting financial difficulties should not be limited to the use of only a few financial variables concerning consumers,...
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Assessing Food Insecurity and Its Drivers among Smallholder Farming Households in Rural Oyo State, Nigeria: The HFIAS Approach
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Opowieść o "Żelaznej France", czyli jak Gdynią zarzadzano
PublicationArtykuł przestawia postać byłej prezydent Gdyni - Franciszki Cegielskiej, ze szczególnym uwzględnieniem jej charakterystycznego sposobu zarządzania
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Review of Research into Enterprise Bankruptcy Prediction in Selected Central and Eastern European Countries (prezentacja na konferencji TWENTY-SIXTH ANNUAL CONFERENCE MULTINATIONAL FINANCE SOCIETY)
PublicationUlotka konferencyjna: http://www.mfsociety.org/modules/modMainContent/uploadFiles/miscFiles/1562848077-MFC2019-Booklet-for-Distribution_2019-06-25.pdf
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L'humanisation de la justice criminelle dans la France desLumieres
PublicationIn pre-revolutionary France criminal justice is regulated by the Ordinance Louis XIV of 1670. This Ordinance provides for torture as the major method of investigation and for the death penalty as the most commonly used form of punishment. One of the major concerns of French eighteenthcentury philosophers is therefore a radical reform of criminal justice and its humanisation in the spirit of Enlightenment. Many philosophers take...
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E-Estonia as a role model? Some general considerations and applicability in France
PublicationEstonia has recently been widely recognised – in the policy circles, academia, as well as the media space – as one of the more advanced nation states when it comes to digital government (and governance) transformation (e.g. Margetts and Naumann, 2017; Heller, 2017). Ever greater attention Estonia attracted with the two most recent digital government initiatives, namely the e-Residency and the virtual data embassy, both first of...
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HEALTH-AFFIRMING EVERYDAY LANDSCAPES IN SUSTAINABLE CITY. ECO-NEIGHBORHOODS IN FRANCE CASE
PublicationThis paper discusses the close relationship between the concept of health-affirming everyday landscapesand the idea of sustainable city design.The French National program of eco-neighborhood certification ÉcoQuartier is described and the correlation between the concepts of health-affirming landscapes,sustainable cities, and eco-neighborhoods is explained using the example of a selected eco-neighborhood in France.
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Some of Challenges Faced by Eco-Neighbourhoods in Poland in Comparison with EcoQuartier Program in France
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Stochastic equivalence scales in log-normal distributions of expenditures
PublicationIn the paper, the properties of the stochastic equivalence scales (SES) are analysed when expenditure distributions are log-normal. The SES provides the equivalent distribution of expenditures when the population of households is heterogeneous with respect to such attributes as household size, demographic cpmposition, etc. For log-normal expenditure distributions, the non-parametric SES deflators are proportional to the ration...
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Pologne – France : un match bibliométrique. Réflexions sur les scores des publications scientifiques
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Black Devils in Normandy—Identification of an Unknown Soldier Found in the Polish War Cemetery of Urville-Langannerie (France)
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Space and spatial practices in times of confinement. Evidence from three European countries: Austria, France and Poland
PublicationIn the first half of 2020, millions of people were subjected to drastic restrictions aimed at limiting the spread of the Covid-19 disease. Austria, France and Poland have implemented a lockdown to varying degrees and for varying lengths of time. This is an unprecedented situation in Europe: until now, even in times of war, curfew measures have never been applied 24 h a day. The research presented in this article was carried out...