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Wyniki wyszukiwania dla: documentary letter of credit, documentary collection, bank guarantees, factoring, forfeiting, bank fees
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Reserve Bank of India Occasional Papers
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Toward Wide-Band High-Resolution Analog-to-Digital Converters Using Hybrid Filter Bank Architecture
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Reply to Maarit Johnson's Letter to the Editor
PublikacjaWe wrote in response to the Letter to the Editor from Maarit Johnson regarding our article “Exploring the factor structure and the validity of the abbreviated Basic and Earning self-esteem Scales” (Dåderman & Basinska, 2013). We discussed two main issues: (a) the theory underlying the development of the longer (i.e., original) versions of the Basic and Earning SES, as well as the role of earning SE; and (b) the selection of items...
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Green Sample Collection
PublikacjaThe term of “green sample collection” is directly associated with both passive and dynamic analytical tools which allow for simultaneous management of the stage of collection and isolation and/or enrichment of a broad spectrum of chemical compounds from environmental samples. The use of passive sampling techniques at the stage of sample collection makes it possible to obtain in a simple yet inexpensive manner an analytical information...
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How to model ROC curves - a credit scoring perspective
PublikacjaROC curves, which derive from signal detection theory, are widely used to assess binary classifiers in various domains. The AUROC (area under the ROC curve) ratio or its transformations (the Gini coefficient) belong to the most widely used synthetic measures of the separation power of classification models, such as medical diagnostic tests or credit scoring. Frequently a need arises to model an ROC curve. In the biostatistical...
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FEDERAL RESERVE BANK OF ST LOUIS REVIEW
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The shape of an ROC curve in the evaluation of credit scoring models
PublikacjaThe AUC, i.e. the area under the receiver operating characteristic (ROC) curve, or its scaled version, the Gini coefficient, are the standard measures of the discriminatory power of credit scoring. Using binormal ROC curve models, we show how the shape of the curves affects the economic benefits of using scoring models with the same AUC. Based on the results, we propose that the shape parameter of the fitted ROC curve is reported...
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Which Curve Fits Best: Fitting ROC Curve Models to Empirical Credit-Scoring Data
PublikacjaIn the practice of credit-risk management, the models for receiver operating characteristic (ROC) curves are helpful in describing the shape of an ROC curve, estimating the discriminatory power of a scorecard, and generating ROC curves without underlying data. The primary purpose of this study is to review the ROC curve models proposed in the literature, primarily in biostatistics, and to fit them to actual credit-scoring ROC data...
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Anna Rzeczycka dr hab.
OsobyAnna Rzeczycka jest zastępcą kierownika Katedry Finansów na Wydziale Ekonomii i Zarządzania Politechniki Gdańskiej. Publikacje sytuują się w dziedzinie nauk społecznych w zakresie dyscypliny ekonomia i finanse. Obejmują one książki, monografie, artykuły, publikacje i redakcje naukowe monografii i zeszytów naukowych. Liczbowo obejmuje on następujące pozycje: 12 monografii i podręczników, 115 publikacji w czasopismach naukowych,...
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From the Concept to Results: A Case Study on the Collection Development for the ODC–Opening Day Collection at Qatar National Library
Publikacja"A library collection should fit the mission for which it is created. The number of books it holds does not determine its worth." (E. J. Loveland, 2000) If so, how do we create a national library, and how do we build its collection from scratch without making many mistakes? Since 2012, when the plans for the new national library were announced, Qatar National Library (QNL) envisioned as carrying out its mission to "spread knowledge,...
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Self-stabilizing algorithms for graph coloring with improved performance guarantees
PublikacjaW pracy rozważa się rozproszony model obliczeń, w którym struktura systemu jest reprezentowana przez graf bezpośrednich połączeń komunikacyjnych. W tym modelu podajemy nowy samostabilizujący algorytm kolorowania grafów oparty na konstrukcji drzewa spinającego. Zgodnie z naszą wiedzą jest to pierwszy algorytm z gwarantowaną wielomianową liczbą ruchów, który dokładnie koloruje grafy dwudzielne.
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Grażyna Musiatowicz-Podbiał dr
OsobyDr Grażyna Musiatowicz-Podbiał jest zatrudniona na stanowisku adiunkta w Katedrze Informatyki w Zarządzaniu, Wydziału Zarządzania i Ekonomii Politechniki Gdańskiej. Absolwentka wydziału Matematyki i Informatyki Uniwersytetu Mikołaja Kopernika w Toruniu oraz wydziału Ekonomicznego Uniwersytetu Gdańskiego. W 2005 roku uzyskała stopień naukowy doktora nauk ekonomicznych w zakresie ekonomii. Ukończyła również studia Executive MBA...
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System of breath collection and analysis for diseases detection
PublikacjaCollection and study of composition of the exhaled air is now intensively investigated to develop non-invasive medical diagnostics based on presence of metabolic compounds in the exhaled air. The process of collecting and processing of the exhaled air must fulfill relevant conditions to achieve satisfactory results. The paper presents the system of collecting samples of exhaled breath and the proposed methods of its analysis, using...
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Cyanobacterial and Algal Strains in the Culture Collection of Baltic Algae (CCBA)
PublikacjaThe dataset titled Microalgal strains from “Culture Collection of Baltic Algae (CCBA)” is a representation of cyanobacterial and microalgal cultures isolated from the Baltic Sea. It is a unique catalogue of strains of the dominant and rare species found in the Baltic phytoplankton and microphytobenthos assemblages. The main purpose of the collection is to extend the knowledge on the Baltic microbial communities by providing...
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Assessment of the Impact of Loss-of-Retention Fees on Green Infrastructure Investments
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Influence of Toll Collection Method on Motorways on Traffic Safety and Efficiency
PublikacjaThe paper presents the results of the effectiveness analysis for various forms of toll collection on motorway gates and their impact on safety and efficiency of traffic. The results from field tests that were performed on the A1 motorway in Rusocin were used for the analysis. The research included the analysis of the video image of driver behaviour on the way to the toll booths and at toll booths. The PTV VISSIM tool was used to...
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Collection and Curation
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Collection Management
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Collection Building
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Bifractal receiver operating characteristic curves: a formula for generating receiver operating characteristic curves in credit-scoring contexts
PublikacjaThis paper formulates a mathematical model for generating receiver operating characteristic (ROC) curves without underlying data. Credit scoring practitioners know that the Gini coefficient usually drops if it is only calculated on cases above the cutoff. This fact is not a mathematical necessity, however, as it is theoretically possible to get an ROC curve that keeps the same Gini coefficient no matter how big a share of lowest...
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Number of active debit cards issued to individual customers (2017)
Dane BadawczeAt the end of the fourth quarter of 2017, financial institutions (including non-banking ones, e.g. SKOK) serviced 25.8 million debit cards (excluding credit card data) of individual clients. This means an increase by 1.3 million cards compared to the same period in 2016. The largest number of cards was issued and serviced by Bank PKO BP - 6.81 million,...
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Collection Efficiency in Narrow Electrostatic Precipitators with a Longitudinal or Transverse Wire Electrode
PublikacjaRecently narrow electrostatic precipitators (ESPs) have become a subject of interest because of their possible application in diesel engine exhaust systems. In this work, results of particle collection efficiency measurements in narrow electrostatic precipitators for negative and positive dc voltage polarity are presented. The ESP usedin this work was a parallelepiped equipped with wire discharge electrode and two collecting plate-electrodes....
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Dorota Martysiak-Żurowska dr hab. inż.
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Sealing tax collection in Poland and the EU in the years 2008–2018
PublikacjaThe purpose of this study is to present issues related to sealing tax collection system in Poland and European Union countries as well as OECD members in 2008–2018. The article is divided into four parts, which include: introduction, origin of the problem, implemented solutions and conclusions. It presents the results of the conducted analysis including studies of the literature and empirical data (mainly from OECD, GUS—Polish...
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Tomasz Janowski dr
OsobyTomasz Janowski jest kierownikiem Katedry Informatyki w Zarządzaniu, Politechnika Gdańska; profesorem wizytującym w Department for E-Governance and Administration, University for Continuing Education Krems, Austria; oraz współredaktorem naczelnym czasopisma Government Information Quarterly, Elsevier. Wcześniej był założycielem i kierownikiem United Nations University Operating Unit on Policy-Driven Electronic Governance (UNU-EGOV),...
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Client evaluation decision models in the credit scoring tasks
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Tomasz Korol dr hab. inż.
OsobyWykształcenie Politechnika Gdańska, Wydział Zarządzania i Ekonomii (2001) University of Applied Sciences Stralsund (1999) Stopień naukowy Doktor habilitowany – Politechnika Gdańska, Wydział Zarządzania i Ekonomii (2015) Doktor – Politechnika Gdańska, Wydział Zarządzania i Ekonomii (2004) Zatrudnienie Politechnika Gdańska: profesor uczelni (od 2019); profesor nadzwyczajny (2017-2019); adiunkt (2004-2016); asystent (2001-2004) I-Shou...
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Energetic model of hydraulic system of refuse collection vehicle based on simulation and experimental data
PublikacjaThis paper presents an energetic model of hydraulic system of a refuse collection vehicle. First, benefits resulting from implementation of an energetic model in the industry and operation of a Refuse Collection Vehicle are briefly explained. Then, components of the energy consumption in hydraulic circuits of compactor and lifting device are described and combined into a comprehensive model that can be evaluated using basic measurement...
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Journal of Credit Risk
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Global Credit Review
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Skin therapy letter
Czasopisma -
Credit and Capital Markets
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Electrohydrodynamic Secondary Flow and Particle Collection Efficiency in a One-sided Spike-plate Type Electrostatic Precipitator
PublikacjaIn this work, results of electrohydrodynamic secondary flow and particle collection efficiency measurements in an electrostatic precipitator under positive and negative voltage polarity are presented. The electrostatic precipitator had two plate collecting electrodes and a single spike discharge electrode. The spike tips were only on one side of the discharge electrode, therefore called a one-sided spike electrode. The electrohydrodynamic...
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Electrohydrodynamic flow patterns and collection efficiency in narrow wire-cylinder type electrostatic precipitator
PublikacjaRecently, narrow electrostatic precipitators (ESPs) have become a subject of interest because of their possible application for the cleaning of the exhaust gases emitted by diesel engines. Diesel engines emit fine particles, which are harmful to human and animal health. There are several methods for decrease particulate emission from a diesel engines, but up to now, these methods are not enough effective or very expensive. Therefore,...
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Risk Scoring Models for Trade Credit in Small and Medium Enterprises
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Journal of the David Collection
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Burnout as a State: Random-Intercept Cross-Lagged Relationship Between Exhaustion and Disengagement in a 10-Day Study [Response to Letter]
PublikacjaWe are writing in response to the Letter to the Editor by Block, Bair, and Carillo regarding our study, which took a multilevel approach to examine cross-lagged and co-existing relationships between exhaustion and disengagement, measured daily for ten consecutive working days using the Oldenburg Burnout Inventory (OLBI). We assessed the job burnout symptoms using only eight items, all of them worded negatively. Following Block,...
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Assessment of baby disposable diapers application for urine collection and determination of phthalate metabolites
PublikacjaThe baby disposable diapers were investigated as a sampling material for urine collection and validated for the evaluation of the exposure of children to xenobiotics. Phthalate metabolites detected in urine samples were chosen as proof-of-concept analytes. For the determination of phthalate metabolites in children’s urine samples, high performance liquid chromatography coupled with tandem mass spectrometry (HPLC-MS/MS) was used. Two...
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Electrohydrodynamic Secondary Flow and Particle Collection Efficiency in Spike-Plate Multi-Electrode Electrostatic Precipitator
PublikacjaIn this work the results of electrohydrodynamic (EHD) secondary flowmeasurements in a spike-plate type electrostatic precipitator (ESP) are presented. In the investigated ESP two-sided and one-sided spike electrodes were used as a discharge electrodes. The results of 2D PIVmeasurements showed that flow pattern obtained for a different spike tips positions in respect to the primary flow direction significantly changing the flow...
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Electrohydrodynamic secondary flow and particle collection efficiency in spike-plate multi-electrode electrostatic precipitator
PublikacjaIn this work the results of electrohydrodynamic (EHD) secondary flow measurements in a spike-plate type electrostatic precipitator (ESP) are presented. In the investigated ESP two-sided and one-sided spike electrodes were used as a discharge electrodes. The results of 2D PIV measurements showed that flow pattern obtained for a different spike tips positions in respect to the primary flow direction significantly changing the flow...
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Particle Image Velocimetry Measurements of Airflow in Electrohydrodynamic Device for Dust Particle Collection
PublikacjaIn this paper the pumping effect of air in the electrohydrodynamic (EHD) device for dust particle collection is presented. To induce an airflow in this EHD device corona discharge was used. The discharge was generated between the one-sided spike electrodes and the plate electrodes. The asymmetric electric field and generated discharge resulted in a unidirectional airflow through the EHD device. The current-voltage characteristics...
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The number of individual clients who log in to the bank using internet banking at least once a month (2017)
Dane BadawczeTaking into account active users, i.e. those who have used Internet access at least once, the situation is a bit different. Out of 32.5 million people who have access to electronic banking, 14.7 million people worked at least once a month (data as at the end of 2017). It is worth noting, however, that in this group there was also an increase in the...
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Framework for multi-criteria assessment of classification models for the purposes of credit scoring
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Characteristics of selected Anabaena isolates from CCNP Collection
Dane BadawczeEN: This dataset includes information about Anabaena strains (cyanobacteria) deposited in the Culture Collection of Northern Poland (CCNP), at the Division of Marine Biotechnology, Institute of Oceanography, University of Gdańsk, Poland. Presented data concern Anabaena strains their (1) isolation and culture conditions, (2) taxonomic position, (3) morphology...
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Evaluation of the efficiency of the duty cycle of refuse collection vehicle based on real-world data
PublikacjaIn this paper a method of the efficiency evaluation of the duty cycle of Refuse Collection Vehicle is presented. Using real world data, two representative duty cycles were analysed. Total cycle efficiency was calculated, as well as the efficiency of particular cycle phases. Then, energy needed to collect and compact the waste and energy from fuel were compared. Measured and calculated values were shown on the diagrams illustrating...
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Fundacja Bank Mleka Kobiecego
Wydawnictwa -
Microalgal strains from the Culture Collection of Baltic Algae (CCBA)
Dane BadawczeThe dataset contains information on the cyanobacterial and microalgal strains maintained at the Culture Collection of Baltic Algae (CCBA) at the Institute of Oceanography UG. The collection maintains cyanobacterial and algal strains isolated from the Baltic Sea and additionally several strains collected from a wide range of habitats. The culture collection...
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Characteristics of selected Nodularia spumigena isolates from CCNP Collection
Dane BadawczeEN: This dataset includes information about Nodularia spumigena strains (Cyanobacteria) deposited in the Culture Collection of Northern Poland (CCNP), at the Division of Marine Biotechnology, Institute of Oceanography, University of Gdańsk, Poland. Presented data concern Nodularia spumigena strains, their (1) isolation and culture conditions, (2) taxonomic...
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Andrzej Czyżewski prof. dr hab. inż.
OsobyProf. zw. dr hab. inż. Andrzej Czyżewski jest absolwentem Wydziału Elektroniki PG (studia magisterskie ukończył w 1982 r.). Pracę doktorską na temat związany z dźwiękiem cyfrowym obronił z wyróżnieniem na Wydziale Elektroniki PG w roku 1987. W 1992 r. przedstawił rozprawę habilitacyjną pt.: „Cyfrowe operacje na sygnałach fonicznych”. Jego kolokwium habilitacyjne zostało przyjęte jednomyślnie w czerwcu 1992 r. w Akademii Górniczo-Hutniczej...
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MEDICAL LETTER ON DRUGS AND THERAPEUTICS
Czasopisma