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Search results for: INSURANCE
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THE INFRASTRUCTURE OF THE INSURANCE RISK
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Digitalization in insurance companies
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FINANCIAL MECHANISM OF THE INSURANCE BUSINESS
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TRANSFORMATION OF DIGITALIZATION ON THE FINANCIAL AND INSURANCE MARKET
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Differentiation of the european insurance market (Polish example)
PublicationRynek usług ubezpieczeniowych jako część systemu finansowego każdej gospodarki odgrywa istotną rolę w stymulowaniu wzrostu gospodarczego. Jego sprawne funkcjonowanie w krajach Unii umożliwi realizację idei Jednolitego Rynku Ubezpieczeniowego. Dotychczasowy stan rzeczy wskazuje jednak na istotne zróżnicowanie poziomu rozwoju rynku ubezpieczeniowego w różnych krajach członkowskich Unii.
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Development of the System Assurance Reference Model for Generating Modular Assurance Cases
PublicationAssurance cases are structured arguments used to demonstrate specific system properties such as safety or security. They are used in many industrial sectors including automotive, aviation and medical devices. Larger assurance cases are usually divided into modules to manage the complexity and distribute the work. Each of the modules is developed to address specific goals allocated to the specific objects i.e. components of the...
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THE ANALYSIS OF CURRENT TRENDS IN THE INSURANCE SEGMENT OF THE FINANCIAL MARKET OF UKRAINE
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Mission of International Agribusiness Insurance: Modern Challenges and Opportunities for Ukraine
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Voluntariness of social insurance for entrepreneurs – de lege ferenda postulates
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Problems of functioning of the insurance services market in the conditions of COVID-19 distribution
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SOCIO-ECONOMIC MOTIVATIONS FOR PARTICIPATION IN FINANCIAL FRAUD IN THE INSURANCE SERVICES MARKET
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The development of organizational, legal and ideological formation of the institutions providing insurance services
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Challenges of the risk analysis of critical systems for insurance purposes under uncertainty
PublicationProponuje się metodę analizy ryzyka dla celów ubezpieczeniowych. Podkreśla się, że zarządzanie bezpieczeństwem systemów podwyższonego ryzyka i systemów krytycznych, obejmujące instrumenty Ubezpieczeniowe, wymaga stosowania odpowiednich metod szczególnej analizy ryzyka z uwzględnieniem problemu niepewności. Proponuje się podejście reprezentowania niepewności w ocenach ryzyka za pomocą przedziałów liczbowych, ogólnie przedziałów...
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The influence of climate change on the life insurance in the EU: A panel data approach
PublicationThe financial sector, as one of the most sensitive economic sectors, is alert to all trends and changes in the environment. The aim of the article is to study the impact of climate change on the life insurance market using panel data from 28 countries of the European Union (EU) for the last 9 years. This study is based on a panel model, where the amount of premiums under life insurance contracts is defined as a function of the...
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Integrating Confidence And Assurance Arguments
PublicationTo be considered compelling an assurance case should address its potential deficits, possibly with the use of a confidence argument. Assurance argument and confidence argument should be clearly separated and consistent at the same time. We propose a way of their integration with the use of an element representing rationale for each argumentation strategy. The rationale integrates confidence argument for a given argumentation step...
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Towards a process based management system for oil port infrastructure in context of insurance
PublicationThis article addresses selected methodological aspects of a process based management system based on analysis of hazards and threats and risk evaluation for an oil port infrastructure in context of insurance. The oil port terminal is regarded as important system of the critical infrastructure that require careful system oriented approach to deal with integrated aspects of environmental, safety and security management to reduce...
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Safety assurance strategies for autonomous vehicles
PublicationAssuring safety of autonomous vehicles requires that the vehicle control system can perceive the situation in the environment and react to actions of other entities. One approach to vehicle safety assurance is based on the assumption that hazardous sequences of events should be identified during hazard analysis and then some means of hazard avoidance and mitigation, like barriers, should be designed and implemented. Another approach...
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A measurement system for children endurance tests
PublicationThere are a lot of ethical problems concerning the use of invasive methods for the measurement of a child's body response to physical exercise and physical training. The alternative is are non-invasive methods like ergospirometry or NIRS. The article presents a measurement system dedicated for children endurance tests, composed of a few non-invasive measurement modules, including a temperature measurement module. Temperature is...
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Assurance Case Patterns On-line Catalogue
PublicationAssurance case is an evidence-based argument demonstrating that a given property of a system (e.g. safety, security) is assured. Assurance cases are developed for high integrity systems, as in many industry domains such argu-ment is explicitly required by regulations. Despite the fact that each assurance case is unique, several reusable argument patterns have been identified and pub-lished. This paper reports work on development...
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Internationalization and Quality Assurance in Higher Education
PublicationInternationalization is an inevitable phenomenon among all contemporary higher education institutions (HEIs) in a globalizing world. It is the driving force for development and progress. In course of the last 30 years, it became an inevitable element of HE management. However, it carries along a number of risks, pitfalls, and organizational challenges. To hedge those, quality assurance (QA) is called to the stage. HEIs therefore...
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ONLINE DISTRIBUTION OF INSURANCE OF CIVIL LIABILITY OF OWNERS OF VEHICLES, THE EXPERIENCE OF POLAND, OPPORTUNITIES OF UKRAINE
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Supporting Assurance by Evidence-based Argument Services
PublicationStructured arguments based on evidence are used in many domains, including systems engineering, quality assurance and standards conformance. Development, maintenance and assessment of such arguments is addressed by TRUST-IT methodology outlined in this paper. The effective usage of TRUST-IT requires an adequate tool support. We present a platform of software services, called NOR-STA, available in the Internet, supporting key activities...
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Quality assurance of alcoholic beverages by electronic nose
PublicationQuality is very important attribute of every alcoholic beverage. It is very significant to satisfy consumers and assure food quality. Flavour, colour and taste constitute a great matter not only for connoisseurs. Due to these features, the whole manufacturing process need to be monitored. This paper presents a high-class devices useful in assessing of beverage quality. Electronic noses offer quick real-time analysis, which is very...
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Cluster-based instance selection for machine classification
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A New Cluster-based Instance Selection Algorithm
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Cluster Integration for the Cluster-Based Instance Selection
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Instance segmentation of stack composed of unknown objects
PublicationThe article reviews neural network architectures designed for the segmentation task. It focuses mainly on instance segmentation of stacked objects. The main assumption is that segmentation is based on a color image with an additional depth layer. The paper also introduces the Stacked Bricks Dataset based on three cameras: RealSense L515, ZED2, and a synthetic one. Selected architectures: DeepLab, Mask RCNN, DEtection TRansformer,...
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CMMI - an Assurance of Transferability of Knowledge andProjects in a Distributed Enterprise
PublicationCMMI (Capability Maturity Model Integrated)is a reference model fordefining and performing processes in software and systems engineeringorganizations.An organization implementing CMMI,among other things,assures thatacit knowledge is properly externalized into formal knowledge.This externalization gives an organization opportunity to assure that knowledge and development projects are easily transferable across adistributed enterprise...
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URBAN THEORIES OF THE EMERGENCE, DEVELOPMENT AND ENDURANCE OF COMMERCIAL STREETS
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ISLAMIC TAKAFUL: CZY SKUTECZNIE ZASTĄPIŁ UBEZPIECZENIA KOMERCYJNE? : ISLAMIC TAKAFUL: HAS IT SUCCESSFULLY SUBSTITUTED CONVENTIONAL INSURANCE?
PublicationIslamic finance is a fast developing sector mainly present in the Middle East, South-East Asia, Central Asia and to a smaller extent in Africa and Central Europe. Together with the rebirth of Islam in the second half of the 20th century, Islamic finance tends to cover the economic needs of all Muslims (including insurances). The Islamic finance system is based on several principles including three main prohibitions: Gharar (deceptive uncertainty),...
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Bi-criteria Data Reduction for Instance-Based Classification
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Deep Instance Segmentation of Laboratory Animals in Thermal Images
PublicationIn this paper we focus on the role of deep instance segmentation of laboratory rodents in thermal images. Thermal imaging is very suitable to observe the behaviour of laboratory animals, especially in low light conditions. It is an non-intrusive method allowing to monitor the activity of animals and potentially observe some physiological changes expressed in dynamic thermal patterns. The analysis of the recorded sequence of thermal...
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Uniform Model Interface for Assurance Case Integration with System Models
PublicationAssurance cases are developed and maintained in parallel with corresponding system models and therefore need to reference each other. Managing the correctness and consistency of interrelated safety argument and system models is essential for system dependability and is a nontrivial task. The model interface presented in this paper enables a uniform process of establishing and managing assurance case references to various types...
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The effects of ischemia during rest intervals on strength endurance performance
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Test objects for MRI quality assurance based on polymer gels
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Methodology of estimating temperature measurement uncertainty in a system for endurance tests.
PublicationThe team consisting of the article authors developed a non-invasive method and a system for measuring temperature during an endurance test. A thermocouple which provided the required accuracy of changes in temperature dynamics measurements was used for the purpose of the required research. The paper presents the methodology for estimating uncertainty of temperature measurement done with the presented system, using a method based...
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Harmonization and Quality Assurance of Income and Wealth Data: The Case of LIS.
PublicationComparability of concepts in survey data harmonization is essential for scientific analyses. LIS – also known as the Luxembourg Income Study or LIS Cross-National Data Center in Luxembourg – acquires and harmonizes income and wealth microdata to provide the scientific community with a comparable database that is unique in the world in its growing temporal and geographic breadth. Over many decades, scholars worldwide have used the...
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Representing Process Characteristics to Increase Confidence in Assurance Case Arguments
PublicationAn assurance case is a structured, evidence-based argument demonstrating that a safety or other quality objective of a high integrity system is assured. Assurance cases are required or recommended in many industry domains as a means to convince the regulatory bodies to allow commissioning of such system. To be convincing, an argument should address all potential doubts and thus cover numerous additional issues, including the processes...
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An approach to machine classification based on stacked generalization and instance selection
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Quality Assurance and Quality Control in the Analytical Chemical Laboratory: A Practical Approach.
PublicationNowe opracowanie książkowe z zakresu QA/QC to praktyczny podręcznik zarówno dla studentów jak i pracowników laboratoriów. Opisano systemu jakości wyników pomiarów analitycznych i poszczególnych jego składników: spójności pomiarowej, niepewności pomiaru, walidacji procedury analitycznej, materiałów odniesienia i badań międzylaboratoryjnych. Opisano i przedstawiono narzędzia statystyczne służące do obliczania parametrów walidacyjnych,...
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Aspect-Oriented Management of Service Requests for Assurance of High Performance and Dependability
PublicationA new approach to service requests management in case of insufficient hardware resources is proposed. It is based on wide aspects of requests analysis and it assures reliable and fast access to priority services. Requests are analyzed for, among others, time of occurrence, category of user who made the request, type of service, current system load and hardware utilization. Deterministic but dynamic rules help to manage system load...
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Using Evidence-based Arguments to Support Dependability Assurance - Experiences and Challenges
PublicationThe presentation introduces to the problem of evidence-based arguments and their applications. Then, based on the experiences collected during development and commercial deployment of a concrete solution to this problem (system NOR-STA) we overview selected challenges and the ways of addressing them.
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Using Evidence-based Arguments to Support Dependability Assurance-Experiences and Challenges
PublicationThe article introduces to the problem of evidence-based arguments and their applications. Then, based on the experiences collected during commercial deployment of a concrete solution to this problem (system NOR-STA) we overview selected challenges and the ways of addressing them
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Procedure based proactive functional safety management for the risk mitigation of hazardous events in the oil port installations including insurance aspects
PublicationThis article addresses selected technical and organization aspects of risk mitigation in the oil port installations with regard to functional safety requirements specified in standards IEC 61508 and IEC 61511. The procedure for functional safety management includes the hazard identification, risk analysis and assessment, specification of overall safety requirements and definition of safety functions. Based on risk assessment results...
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An Approach to Imbalanced Data Classification Based on Instance Selection and Over-Sampling
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Impact of Clustering on a Synthetic Instance Generation in Imbalanced Data Streams Classification
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Certified Reference Material - as a necessary tool for the quality control and quality assurance of measurements
PublicationReference materials are necessary to control and ensure the quality of the measurements. The demand for analytical information on the composition of different material objects makes it necessary to produce an even wider range of materials.
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Honey antibacterial activity: A neglected aspect of honey quality assurance as functional food
PublicationBackground Honey is considered as a functional food with health-promoting properties. Its potent antibacterial and antibiofilm effects are the major attributes of so called ‘medical-grade honey’ which is topically used for the treatment of burns, wounds and skin disorders. Nevertheless, the current set of honey quality parameters adopted in the European Union do not include its biological properties. Furthermore, in light of the...
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Learning from Imbalanced Data Streams Based on Over-Sampling and Instance Selection
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KEMR-Net: A Knowledge-Enhanced Mask Refinement Network for Chromosome Instance Segmentation
PublicationThis article proposes a mask refinement method for chromosome instance segmentation. The proposed method exploits the knowledge representation capability of Neural Knowledge DNA (NK-DNA) to capture the semantics of the chromosome’s shape, texture, and key points, and then it uses the captured knowledge to improve the accuracy and smoothness of the masks. We validate the method’s effectiveness on our latest high-resolution chromosome...