Search results for: bank system
-
Innovative investment funds and stability of financial systems: Nonparametric study of exchange-traded funds in Europe
PublicationThe main aim of the paper is investigation of the potential contribution of exchange-trade funds (ETFs) to the instability of the European financial systems. The paper begins with presentation of the key theoretical concepts with regard to ETFs and financial stability. We discuss the key attributes of ETFs as the innovative category of investment funds, their hypothesized impact on the financial stability as well as briefly describe...
-
Measurements of radiation emission of a portable power bank with a capacity of 5200 mAh
Open Research DataThe dataset contains the emission measurement results that are part of comprehensive tests carried out for portable power banks with different capacities. The measurements were performed in the frequency range from 30 MHz to 3 GHz using a Gigahertz Transverse Electromagnetic (GTEM) cell. The test setup was configured to measure a portable power bank...
-
Measurements of radiation emission of a portable power bank with a capacity of 2600 mAh
Open Research DataThe dataset contains the emission measurement results that are part of comprehensive tests carried out for portable power banks with different capacities. The measurements were performed in the frequency range from 30 MHz to 3 GHz using a Gigahertz Transverse Electromagnetic (GTEM) cell. The test setup was configured to measure a portable power bank...
-
Number of bank branches per million inhabitants in EU countries 2015
Open Research DataAccording to the data presented, over the year (2016-2017), the network of bank branches in Poland decreased by over half a thousand (currently the total number of traditional bank branches, excluding partner branches, amounts to nearly 6 thousand). It is worth noting, however, that the number of bank branches per million inhabitants is the highest...
-
Number of active debit cards issued to individual customers (2017)
Open Research DataAt the end of the fourth quarter of 2017, financial institutions (including non-banking ones, e.g. SKOK) serviced 25.8 million debit cards (excluding credit card data) of individual clients. This means an increase by 1.3 million cards compared to the same period in 2016. The largest number of cards was issued and serviced by Bank PKO BP - 6.81 million,...
-
Changes in the number of commercial banks in 1992-2004
Open Research DataAs the data shows, it can be concluded that the number of banks in Poland is small. The main reason for the declining number of banks is bank acquisitions by foreign investors or bank consolidation. To a lesser extent, this change resulted from negative factors such as bankruptcy or liquidation.
-
Revenues to the state budget from the sale of shares in state-owned banks in 1994-2000
Open Research DataOn June 14, 1996, a special law was passed on the merger and grouping of certain banks in the form of joint-stock companies. Pursuant to these regulations, the PeKaO S.A. banking group was established, which was the only entity of this type established in this way. Additionally, by the end of 1996, four out of nine regional banks were sold, i.e. Wielkopolski...
-
Measurements of radiation emission of a portable power bank with a capacity of 10400 mAh
Open Research DataThe dataset contains the emission measurement results that are part of comprehensive tests carried out for portable power banks with different capacities. The measurements were performed in the frequency range from 30 MHz to 3 GHz using a Gigahertz Transverse Electromagnetic (GTEM) cell (Fig. 1). The test setup was configured to measure a portable power...
-
Number of active credit cards issued to individual customers (2017)
Open Research DataPolish banks serviced 6.04 million credit cards in 2017. This is a decrease by 121,000 year on year (comparing 2017 and 2016). The largest issuer of credit cards in the country is Bank PKO BP. In the third quarter of 2017, this institution had 847,000 credit cards. Bank Zachodni WBK is second (803,000) and CITI Handlowy is third (697,000).
-
Parallel frequency tracking with built-in performance evaluation
PublicationThe problem of estimation of instantaneous frequency of a nonstationary complex sinusoid (cisoid) buried in wideband noise is considered. The proposed approach employs a bank of adaptive notch filters, extended with a nontrivial performance assessment mechanism which automatically chooses the best performing filter in the bank. Additionally, a computationally attractive method of implementing the bank is proposed. The new structure...
-
Pro-Ecological Activities in Polish Financial Institutions on the Example of Selected Banks
PublicationThe character of the role that banks play in the economy provides them with an opportunity to positively affect the environment on multiple levels. The article aimed at characterizing and evaluating pro-ecological activities occurring in financial institutions in Poland. It compares pro-ecological activities undertaken by three different banks operating on the Polish market: BOŚ Bank SA, BNP Paribas Bank Polska SA and PKO Bank...
-
Analysis of balancing of four stroke V6 engines
PublicationAnalysis of balance of V6 engines with a common-pin crankshaft depending on a cylinder bank angle and the crank radius to connecting rod length ratios , based on the relations derived, is presented in the paper. The bank angles providing the lowest moment of inertia forces in reciprocating motion, for selected values, were determined. The position of the plane of the main counterweights in order to maximum balance of the moment...
-
Comparative analysis of balancing of V6 engines with common- and split-pin crankshafts
PublicationAn analysis of balancing of V6 engines equipped with split-pin crankshafts with any cylinder bank angle based on the mathematical relations derived in the paper was carried out. A comparison of the quality of their balancing with engines equipped with common-pin crankshafts was also carried out. The bank angle ranges beneficial for balancing of moments of inertia forces in reciprocating motion were determined. A mathematical relation...
-
Number of mobile banking users who log into the bank at least once a month from a mobile device (telephone or smartphone) - 2017
Open Research DataElectronic banking should be understood broadly. Therefore, taking into account also other channels, the number of users using mobile electronic devices (smartphone, tablet) should be mentioned. Also in this case, there was an increase in the number of people using this channel of access to their bank account. At the end of 2017, nearly 9 million people...
-
User Authentication by Eye Movement Features Employing SVM and XGBoost Classifiers
PublicationDevices capable of tracking the user’s gaze have become significantly more affordable over the past few years, thus broadening their application, including in-home and office computers and various customer service equipment. Although such devices have comparatively low operating frequencies and limited resolution, they are sufficient to supplement or replace classic input interfaces, such as the keyboard and mouse. The biometric...
-
An assessment of Islamic banking in Bosnia and Herzegovina – a comparative analysis using the CAMELS approach
PublicationThis paper examines the phenomenon of Islamic banking in Bosnia and Herzegovina. Although almost half of the Bosnian population is recognized as Islamic, there is only one bank purely based on Sharia operating in this country. The aim of the article is to conduct a comparative analysis of the financial standing of this bank and the banking sector in this country and region. The chosen method of analysis is CAMELS which examines...
-
The forecasts-based instrument rule and decision making. How closely interlinked? The case of Sweden
PublicationResearch background: The Central Bank of Sweden declared in years 1999–2006 the implementation of the Svensson’s concept of inflation forecast targeting (IFT). It means that the repo rate decision-making process depends on the inflation forecasts. The concept evolved from the strict IFT with the decision-making algorithm called ‘the rule of thumb’ to the flexible IFT. Purpose of the article: The aim of...
-
Rozwój systemu finansowego Polski w gospodarce globalnej
PublicationTemat niniejszej monografii to powstanie oraz rozwój systemu finansowego w Polsce od rozpoczęcia transformacji ustrojowej, ze szczególnym uwzględnieniem miejsca Polski w globalnej gospodarce. Istotną częścią monografii są przesłanki i wytyczne dotyczące możliwych przyszłych rozwiązań oraz kierunków ewolucji polskiego systemu finansowego, wyprowadzone na podstawie wykonanych przez autorów badań i analiz polskiej/ globalnej gospodarki. Cele...
-
Stages of development of payment cards in Poland
Open Research DataAn important stage in the development of the Polish card market was the commencement of the card and check center of Bank Pekao SA in 1992, which became a professional technical background for the widespread issuance of bank cards. At the same year PolCard SA, became the first agent in the country, launched its own terminals for payment intermediation...
-
Low-Voltage Low-Power Filters with Independent ω0 and Q Tuning for Electronic Cochlea Applications
PublicationAn acoustic second-order low-pass filter is proposed for filter banks emulating the operation of a human cochlea. By using a special filter structure and an innovative quality (Q)-factor tuning technique, an independent change of the cutoff frequency (ω0) and the Q-factor with unchanged gain at low frequencies is achieved in this filter. The techniques applied result in a simple filter design with low Q-factor sensitivity to component...
-
Number of individual clients banks accounts - accounts in Polish zloty (2017)
Open Research DataBanks maintained a total of 31.7 million accounts (the so-called ROR - checking and savings account). Most of them are PKO BP, which currently maintains 7.1 million accounts. Bank Pekao is second (3.87 million personal accounts), and third is mBank (3.30 million)
-
Number of customers using only mobile devices (so-called "mobile only") - 2017
Open Research DataThe number of users who only use mobile devices is also growing (excluding access via desktop computers and people who manage to order current transactions in traditional bank branches). At the end of the fourth quarter 2017, there were 2.2 million such people - an increase by 434 thousand. compared to previous year.
-
Can Inflation Forecast and Monetary Policy Path be Really Useful? The Case of the Czech Republic
PublicationProducing and revealing inflation forecast is belie ved to be the best way of implementing a forward-looking monetary policy. The article focuses on inflation forecast targeting (IFT) at the Czech National Bank (CNB) in terms of its efficiency in shaping consumers’ inflation expectations. The goal of the study is to verify the accuracy of the inflation forecasts, and their influence on inflation...
-
Number of cooperative banks in Poland in 1993-2011
Open Research DataThe process of reform and consolidation of the cooperative banking sector in Poland conducted in the 1990s caused that in 1991-1999 the number of cooperative banks dropped from 1664 to 902. It should be noted that 131 banks collapsed, 632 were taken over by other banks. It should also be noted that during this period, in 1992, one cooperative bank was...
-
Methods of Artificial Intelligence for Prediction and Prevention Crisis Situations in Banking Systems
PublicationIn this paper, a support vector machine has been studied due to prediction of bank crisis. To prevent outcomes of crisis situations, artificial neural networks have been characterized as applied to stock market investments, as well as to test the credibility of the bank's customers. Finally, some numerical experiments have been presented.
-
Eurozone or National Inflation Projections: Which has Greater Impact on Consumer Expectations?
PublicationWe compare the dependence of consumer inflation expectations on European Central Bank (ECB) inflation projections with that on national central bank (NCB) projections in four economies: Austria, Belgium, Finland, and Germany. We aim to assess whether the information published by central banks affects consumers, and whether inflation projections published by NCBs are more relevant to consumers than those published for the entire...
-
Security of export transactions in the offer of leading banks on the Polish market
PublicationThe following article presents the so-called conditioned payment methods, i.e. instruments for securing export transactions, such as letter of credit, documentary collection, bank guarantees, factoring and forfaiting. The characteristics of each particular method are presented as well as the transactions using them are described. In the following paper, the author included also the leading Polish banks, which offer the above- mentioned...
-
Projekcja inflacji banku centralnego. Na skraju podejścia strategicznego i technicznego
PublicationTematyka książki dotyczy projekcji inflacji publikowanych przez banki centralne wdrażające strategię bezpośredniego celu inflacyjnego (BCI), w szczególności przez Bank Anglii, Norwegii, Szwecji oraz Narodowy Bank Czech. Zagadnienie to ujęto w monografii w ramach trzech zazębiających się obszarów: tworzenia oraz budowy projekcji inflacji, roli, jaką pełnią one w procesie decyzyjnym Komitetów Monetarnych (svenssonowska koncepcja...
-
Ewolucja dojrzałości informatycznych procesów wsparcia
PublicationTematem rozdziału jest ewolucja organizacji wsparcia, obejmując sześć wymiarów: procesy, usługi, projekty, technologię, wiedzę i kulturę organizacji. Szczególną uwagę poświęcono procesom opisując wspólny projekt badawczy Politechniki Gdańskiej i GE Money Bank oraz założenia dla wsparcie decyzji w ewolucji za pomocą modelu opartego na wiedzy.
-
Impact of polder flood plain of the Cisowska Struga on the transformation of flood waves between Gdynia and Rumia
PublicationThe paper presents the results of hydraulic calculations (numerical simulations), which were made to investigate the role of floodplain (polder) adjacent to the left bank of Cisowska Struga in Gdynia downstream Hutnicza St. in the process of retention and transformation of flood waves occurring in this river due to torrential rainfall. The paper also addressed the issue of the impact of potential changes in the development of the...
-
Number of active HCE cards installed in mobile phones (2017)
Open Research DataHCE technology (Host Card Emulation), which enables contactless payments by phone in a similar way as in the case of a payment card. At the time of making the transaction, the phone is close to the terminal, practically the same as the payment card. This solution, like the others described previously, should be included in the elements of electronic...
-
Dwupunktowy estymator pulsacji chwilowej w zastosowaniu do estymacji tonu krtaniowego.
PublicationPrzedstawiono algorytm do estymacji wartości tzw. tonu krtaniowego działający z wykorzystaniem banku zespolonych filtrów wąskopasmowych oraz dwupunktowego estymatora pulsacji chwilowej, który wykorzystuje tylko bieżącą próbkę i poprzednią. Bank zespolonych filtrów półoktawowych został specjalnie dobrany do właściwości analizowanego sygnału mowy i wymagań nieliniowego przetwarzania następującego po nim. W pracy zamieszczono wyniki...
-
Exercise bike powered electric generator for fitness club appliances
PublicationA generator powered by a stationary bicycle for the purposes of generating electricity for fitness club appliances is considered. A generator is connected to a stationary bicycle in such a way as the circular rotation of the front wheel rotates the coils of wires inside the generator between the poles of the magnets inside the generator. The resulting Direct Current is channeled to the attached battery bank and converted into different...
-
Preliminary study on icebreaking operation on the Middle and Lower Odra River
PublicationThe Odra-Vistula Flood Management Project (OVFMP) is implemented with the assistance of international financial institutions, including the International Bank for Reconstruction and Development and the Council of Europe Development Bank, as well as with the support of funding from the Cohesion Fund and the state budget. Aside from others, the objective of the OVFMP is to increase flood protection for people living in selected areas...
-
STILL ‘FEW, SLOW AND LOW’? ON THE FEMALE DIMENSION OF TECHNOLOGY, LABOUR MARKETS AND ECONOMIC ACTIVITY: EVIDENCE FOR THE PERIOD OF 1990-2017
PublicationThe known in empirical economics question ‘Why so Few? Why so Slow? Why so Low?’ refers here to the persistently small number of women involved in innovative activities, the slowness of change in the inequalities between women and men in these fields, and women’s continuing lower rank in business and academic positions. In developing countries, women`s labour and entrepreneurial activity remains an ‘untapped resource’ for economic...
-
Tax on dividend income and income from investments in equity instruments in selected European Union countries
Open Research DataThe following data contains the information about the capital gains tax in selected EU countries. Capital gain is understood as an increase in the value of capital, e.g. as a result of an increase in the prices of securities held on the stock exchange, units of funds, exchange rate differences or other assets. This profit may be specified in nominal...
-
Number of active users of the mobile banking application (only a mobile phone) - 2017
Open Research DataCustomers using mobile devices can use their bank account via the bank's website or a separate application. Such a solution allows for easier logging in (usually no customer number is required, but only a password) and a number of additional functions (from a more extensive interface to a larger number of possible operations - making a transfer, opening...
-
A semi-empirical method for calculation of flow boiling heat transfer coefficients for conventional channels and small diameter tubes
PublicationW pracy przedstawiono rozważania na temat modelowania dwufazowego przepływu wrzącego w kanałach konwencjonalnych i w kanałach o małej średnicy. Przedstawiono modyfikację korelacji zaproponowanej wcześniej przez J. Mikielewicza na podstawie nowych danych eksperymentalnych, uzyskanych dla kanałów o małej średnicy. Bank danych obejmował ponad 460 punktów pomiarowych dla czynników R141b, R134a, R113, R123, R12, R11 i wody. Uzyskano...
-
Using phase of short-term Fourier transform for evaluation of spectrogram performance
PublicationThe concept of spectrogram performance evaluation which exploits information on phase of short-term Fourier transform (STFT) is presented. A spectrograph which is time-frequency analyzing tool, is compared to a filter bank that demultiplexes a signal. Local group delay (LGD) and channelized instantaneous frequency (CIF) is obtained for each filtered component signal. In presented solution the performance is evaluated using so-called...
-
Accelerated impedance spectrum measurement via multisine perturbationand digital filter banks
PublicationPrzedstawiono przyspieszoną metodę pomiaru widma impedancyjnego, zorientowaną na pomiary jakości powłok przeciwkorozyjnych, modelowanych liniowymi obwodami zastępczymi. Metoda polega na pobudzeniu układu wielosinusoidalnym sygnałem popudzającym oraz analizie pobudzenia i odpowiedzi obiektu przez bank filtrów cyfrowych. Przedstawiono podstawy teoretyczne metody oraz propozycję metodologii pomiaru. Przeanalizowano wyniki symulacji...
-
Simplified AutoDock force field for hydrated binding sites
Publicationhas been extracted from the Protein Data Bank and used to test and recalibrate AutoDock force field. Since for some binding sites water molecules are crucial for bridging the receptor-ligand interactions, they have to be included in the analysis. To simplify the process of incorporating water molecules into the binding sites and make it less ambiguous, new simple water model was created. After recalibration of the force field on...
-
Number of individual clients who have signed an agreement enabling the use of internet banking (2017)
Open Research DataThe data show that at the end of 2017, 32.5 million people in Poland had the opportunity to use internet banking, i.e. signed an agreement enabling the use of internet banking. It is worth noting, however, that the so-called passive users - people who have access, but do not have to log into their account via an internet connection.
-
Outlet Flow Velocity In Circular Culvert
PublicationThe outlet flow velocity in the end section of the culvert barrel depends in most cases on the culvert geometry, including the barrel slope, as well as on upstream and downstream channel parameters. Flowing water can create pressure flow or free surface flow in the culvert barrel. In the case of an unsubmerged barrel outlet, the free-surface flow is more frequent than the full flow. Increased velocities can cause channel bed scour...
-
SPOTKANIE ONLINE Z PRACODAWCĄ - ING BANK ŚLĄSKI S.A.
EventsBiuro Karier PG zaprasza na spotkanie online z przedstawicielami firmy ING Bank Śląski S.A. Temat: ING Bank Śląski S.A. jako miejsce rozwoju zawodowego.
-
Wykorzystanie fazy transformaty STFT do oceny jakości spektrogramu
PublicationW niniejszej publikacji przedstawiono koncepcję oceny jakości spektrogramu, wykorzystując często marginalizowaną fazę transformaty STFT (ang. Short-term Fourier transform). Spektrograf traktowany jest jako bank filtrów demultipleksujących sygnał. Dla każdego w ten sposób odfiltrowanego sygnału składowego obliczana jest kanałowa pulsacja chwilowa (ang. channel instantaneous frequency) oraz lokalne opóźnienie grupowe (ang. local...
-
Implementation of International Standards of Fiscal and Monetary Transparency - Case of Poland
PublicationResearch background: Financial managers, investors, lenders, counterparties and citizens should have useful, reliable, timely, complete, comparable, readable information on fiscal and monetary policy. The actions taken and instruments used by fiscal and monetary authorities have an important impact on economic conditions. Purpose of the article: The aim of the article is to assess Poland's compliance with international standards...
-
Lokaty bankowe jako narzędzie gromadzenia oszczędności na emeryturę
PublicationW artykule poruszona została problematyka zabezpieczenia finansowego gospodarstwa domowego, w okresie po przejściu na emeryturę jego członków. Opracowanie prezentuje wyniki analizy możliwości wykorzystania instrumentu rynku finansowego, jakim jest lokata bankowa, dla poprawy sytuacji materialnej gospodarstwa domowego, które znajduje się już w fazie nieaktywności zarobkowej. Do przeprowadzenia stosownych obliczeń, wykorzystane zostały...
-
A self-optimization mechanism for generalized adaptive notch smoother
PublicationTracking of nonstationary narrowband signals is often accomplished using algorithms called adaptive notch filters (ANFs). Generalized adaptive notch smoothers (GANSs) extend the concepts of adaptive notch filtering in two directions. Firstly, they are designed to estimate coefficients of nonstationary quasi-periodic systems, rather than signals. Secondly, they employ noncausal processing, which greatly improves their accuracy and...
-
Variable length sliding models for banking clients face biometry
PublicationAn experiment was organized in 100 bank branches to acquire biometric samples from nearly 5000 clients including face images. A procedure for creating face verification models based on continuously expanding database of biometric samples is proposed, implemented, and tested. The presented model applies to circumstances where it is possible to collect and to take into account new biometric samples after each positive verification...
-
The analysis of firms’ involvement in internationalisation and determinants of its intensity – an analysis for developing and post-transition economies
PublicationThe study presents the empirical analysis of firms’ involvement in different forms of internationalisation: export, indirect export, import, indirect import and finally simultaneous exporting and importing. The analysis is based on firm-level data from the World Bank Enterprise Survey (March 2017 release). The empirical part is divided into two stages. Firstly account is taken of firms’ heterogeneity and then a Melitz type analysis...