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Wyniki wyszukiwania dla: MORTGAGE MARKET MODELS
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Analysing the Residential Market Using Self-Organizing Map
PublikacjaAlthough the residential property market has strong connections with various sectors, such as construction, logistics, and investment, it works through different dynamics than other markets; thus, it can be analysed from various perspectives. Researchers and investors are mostly interested in price trends, the impact of external factors on residential property prices, and price prediction. When analysing price trends, it is beneficial...
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Selected issues of women's participation in labour market and on boards of family entreprises
PublikacjaThe chapter presents cultural determinants of roles attributed to women, as well as their situation in the labour market and in family businesses. The main aim of the study is to trace the changes in the social image of women’s roles in the labour market. The observations made are based on the changes in the value of the economic activity rate among women in the Baltic Sea Region (BSR) countries, as well as on the feminisation...
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Market Regeneration in Line with Sustainable Urban Development
PublikacjaThis article presents the study of the optimal design solutions for regeneration of marketplaces. It examines the design variants for the revitalisation of the marketplace, in particular, investment in their modernisation in order to find the most optimal model for transforming these public spaces to have a significant impact on the city’s development. The research is a comparative analysis of the implementation of regeneration...
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Exploration of Behavioral Patterns and Cognitive Biases among Stock Market Investors
PublikacjaThis study aims to explore behavioral patterns and cognitive biases among stock market investors. By analyzing investor behavior through a stock market simulator, the research seeks to understand the impact of cognitive biases on investment decisions. The methodology encompasses a detailed analysis of transaction data to identify prevalent patterns and biases. Findings suggest that biases such as overconfidence, representativeness...
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A Simulation Model for Risk and Pricing Competition in the Retail Lending Market
PublikacjaWe propose a simulation model of the retail lending market with two types of agents: borrowers searching for low interest rates and lenders competing through risk-based pricing. We show that individual banks observe adverse selection, even if every lender applies the same pricing strategy and a credit scoring model of comparable discrimination power. Additionally, the model justifies the reverse-S shape of the response rate curve....
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Recycling of photovoltaic modules - legal status, technology, market prospects
PublikacjaThe increase in the number of manufactured and installed photovoltaic modules and the growing concern about the insufficient supply of pure silicon imply the need to take action to develop infrastructure for recycling PV modules. The article presents a multifaceted analysis of the current state of development of the photovoltaic module recycling sector from a global and national perspective. The essence of the issue was introduced...
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CURRENT SITUATION ON THE POLAND REAL ESTATE MARKET
PublikacjaIn recent years the polish real estate market has been characterised by a significant increase in supply and demand. This was facilitated by a number of macroeconomic factors. In recent years, housing has been commissioned as 30 years ago. Therefore, the depth analysis issue of the causes and consequences for the Polish economy of these trends is now relevant. Among the reasons are significant economic growth, low interest rates...
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Language Models in Speech Recognition
PublikacjaThis chapter describes language models used in speech recognition, It starts by indicating the role and the place of language models in speech recognition. Mesures used to compare language models follow. An overview of n-gram, syntactic, semantic, and neural models is given. It is accompanied by a list of popular software.
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Models of Structures in Didactics
PublikacjaThe final aim of teaching students subjects, such as structural mechanics, reinforced concrete, and steel structures is to teach them how structures work in a given building as well as to provide them with skills enabling them to calculate and design structures. The behavioral model of the structure, contrary to the architectural model, which focuses mainly on the external form of the building, shows workings from both the static...
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Bridging the gap between business process models and use-case models
PublikacjaToday's software development methodologies are equipped with a plethora of methods and techniques for business process engineering and Requirements Engineering. However, heavy investments in IT have not brought forth expected results. What seems to be lacking is a systematic approach that consolidates both disciplines to gain a synergistic effect. To address this challenge we extend Use-Case Driven Approach (UCDA) by binding use...
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Dual Labor Market
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Market knowledge and new product performance: the mediating effects of new product performance
PublikacjaMarket knowledge is recognised as an important predictor of new product performance, which existing studies have proven. However, a missing link in this relationship is creativity, and specifically, as a natural process in product innovation. This study aims to examine a model that includes two mediating mechanisms between market knowledge scope and two new product outcomes, respectively: a new product’s competitive advantage and...
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Activity and discrimination against women in the labour market in the countries of Baltic Sea Region
PublikacjaAn increasing participation of women in the labour market seem to be a key to overcome the problems of the EU labour market and to achieve the objectives of Strategy Europe 2020. Therefore, the objective of this paper is to identify differences in the situation of women in the labour market in selected countries such as those in the Baltic Sea region and to attempt to verify the hypothesis of the existence of discrimination against...
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Comparison of technology adoption models
PublikacjaThere are several technology adoption models, that try to explain, how and why the technologies are adopted and used. Among those, that are widely used to explain, how the older adults accept technologies, there are some general models and models specific to the group of older users. Among the general ones I would recommend paying attention to the following models: Technology Acceptance Model (TAM) proposed by Davis...
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Kriging Models for Microwave Filters
PublikacjaSurrogate modeling of microwave filters’ response is discussed. In particular, kriging is used to model either the scattering parameters of the filter or the rational representation of the filter’s characteristics. Surrogate models for these two variants of kriging are validated in solving a microwave filter optimization problem. A clear advantage of surrogate models based on the rational representation over the models based on scattering...
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Market orientation and hotel performance: The mediating effect of creative marketing programs
PublikacjaThis work investigates the indirect effects between market orientation and hotel performance through creative marketing programs. The focus is on exploring the indirect effects between 1) customer orientation, competitor orientation, and cross-functional integration; and 2) hotel financial performance through two aspects of creative marketing programs, namely, novelty and meaningfulness. Through an empirical analysis using structural equation...
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Does migration lead to economic convergence in an enlarged European market?
PublikacjaThis paper examines the relationship between migration and convergence for the enlarged internal market of the European Union (EU27) for the period 1990-2007. The impact of migration on growth is estimated in two ways: by including the migration rate in a growth regression and examining its impact on the convergence coefficient; and from the actual coefficient on migration, which can be interpreted as the effect of migration on...
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Multibody models for gait analysis
PublikacjaThe aim of this study was to create multibody biomechanical models to analyze a normal gait of the human. Proposed models can be used to identify joint moments of the lower limbs during normal gait in the single and double support phases. Applying Newton-Euler formulation, following planar models were developed: 1) a mathematical 6DOF model describing a gait in the sagittal plane of the body for single support phase and double...
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Optimization of combined heat and power (CHP) market allocation: The case of Poland
PublikacjaCombined heat and power (CHP), that is production of electricity and useful heat in a single thermodynamic process, is a way of primary energy saving and emission reduction. Therefore, promotion of the electricity from high-efficiency cogeneration (CHP-E) was encouraged in the European Union. However, CHP-E promotion mechanisms proved low effectiveness in certain countries, like Poland, where the prices of certificates of origin...
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Ukrainian Market of Electrical Energy: Reforming, Financing, Innovative Investment, Efficiency Analysis, and Audit
PublikacjaThe aim of this research is to determine the influence of electrical energy market regulation reform in Ukraine on the competitive environment, the reproduction processes of financial and innovative support, and the energy efficiency of the national economy. The authors have put forward and verified the hypothesis that, under conditions of institutional maturity of the Ukrainian electrical energy market, its liberalization and...
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Workforce mobility against the background of labour market duality theory – the example of selected OECD countries
PublikacjaThe paper aims to present an empirical study of labour market segmentation (LMS) hypothesis. According to the dual labour market theory jobs can be divided into two groups: primary and secondary jobs, with enter barriers into the first one. The primary jobs are usually described with relative high wages, whereas secondary jobs provide lower level of wages. In this paper we first examine the main sectors (according to the ISIC rev....
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Physical models in the education of architectural history
PublikacjaIn this article, the authors present the long tradition and common use of physical models in the process of teaching the history of architecture in higher education institutions. The research described in the article is focused on the use of physical models and mock-ups as stimulants during architectural history classes to support lectures and increase the learning capabilities of students. The authors also cover the general use...
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Sophistication assessment of existing FEM models of orbital blowout trauma: Is models valuation justified?
PublikacjaAfter a thorough study of the work entitled “Development and validation of an optimized finite element model of the human orbit”, some doubts aroused concerning the sophistication assessment of the existing finite element method (FEM) models of orbital blow-out. Although the work was unquestionably innovative, and the results were not only fascinating but also invaluable, the authors stated that their model was the most sophisticated...
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The digital divide and the issue of participation of persons aged 50+ in the Polish labour market
PublikacjaThe main objective of this article is to present the debate on the level of digital literacy of people aged 50+ and the consequences of deficits in this area. Due to the limited scope of the report, particular attention is paid to the impact of low IT skills of people aged 50+ on their situation in the labour market.
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Gender and Labor Market Situation among Technical University Graduates in Poland
PublikacjaThe aim of article is to analyse the professional situation of technical university graduates in Poland, focusing on the gender as the key impact factor. The research problem was to examine the influence of gender on the employee’s professional situation among technical university graduates in Poland. Empirical data was gained as a result of six annual quantitative research projects, conducted in the years 2012‑2017 on a total...
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Operation of the Hybrid Photovoltaic-Battery System on the Electricity Market—Simulation, Real-Time Tests and Cost Analysis
PublikacjaThis paper presents research on a hybrid photovoltaic-battery energy storage system, declaring its hourly production levels as a member of a balancing group submitting common scheduling unit to the day-ahead market. It also discusses the variability of photovoltaic system generation and energy storage response. The major research questions were whether the operation of a hybrid photovoltaic-battery energy storage system is viable...
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Can Web Search Queries Predict Prices Change on the Real Estate Market?
PublikacjaThis study aims to explore whether the intensity of internet searches, according to the Google Trends search volume index (SVI), is a predictor of changes in real estate prices. The motivation of this study is the possibility to extend the understanding of the extra predictive power of Google search engine query volume of future housing price change (shift direction) by (i) the introduction of a research approach that combines...
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Competencies of graduates as future labour market participants – preliminary study
PublikacjaThe aim of article is to examine and compare the views of employers and future employees on the desirable competencies of the potential labour market participants. The applied research method is a combination of qualitative and quantitative methods – interviews conducted among recruiters (representing potential employers) and a survey of university graduates (future employees). The study shows that both the Polish graduates and...
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Medical Tourism Market Segmentation
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The conditions of the business services sector in Poland and its competitiveness in the global market
PublikacjaThe following article presents the conditions of the business services sector (BSS) in Poland and the assessment of its competitiveness in the global market. The first section discusses the BSS sector and the categories of the provided services, in the division of business process outsourcing, shared services center, information technology outsourcing, research and development. Next the authors presents the status of the business...
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Hybridization of valuation procedures as a medicine supporting the real estate market and sustainable land use development during the covid-19 pandemic and afterwards
PublikacjaCurrently we are facing the pandemic situation that occur all over the world. Regardless the country or even the region, the negative consequences that are expected could be very big and the level of crisis is not predictable. This situation is the challenge for the real estate market as well. Due to this fact, the authors believe that there is the time when deep transformation of approaches, procedures and awareness related to...
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COMPARISON OF INFINITE ELEMENT MODELS
PublikacjaThe main objective of this paper is to show the comparison of two models of infinite ab- sorbing layer with increasing damping in numerical investigations of elastic wave prop- agation in unbounded structures. This has been achieved by the Authors by a careful in- vestigation of two different engineering structures characterised by gradually increasing geometrical and mathematical description complexities. The analysis included...
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Geoscience Methods in Real Estate Market Analyses Subjectivity Decrease
PublikacjaReal estate management, including real estate market analysis, is part of a so-called geosystem. In recent years, the popularity of creating various types of systems and automatic solutions in real estate management, including those related to property classification and valuation, has been growing in the world, mainly to reduce the impact of human subjectivity, to increase the scope of analyses and reduce research time. A very...
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Skilled-Unskilled Wage Gap Versus Evolving Trade And Labour Market Structures in the EU
PublikacjaThis paper proposes an alternative approach to the empirical study of wage gap between workers with different educational levels in the enlarged EU. The analysis is based on sectoral database, linking labor market statistics and trade data at the level of 12 manufacturing sectors in a group of 20 European countries: selected New Member States (NMS-5) and former EU-15 economies, in the period 1995-2005. The results of the empirical...
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Non-monotone graph searching models
PublikacjaGraph searching encompasses a variety of different models, many of which share a property that in optimal strategies fugitive can never access once searched regions. Monotonicity, as it is called, is vital in many established results in the field however its absence significantly impedes the analysis of a given problem. This survey attempts to gather non-monotone models, that are less researched in effort of summarizing the results...
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Architectural Heritage Virtual Models in Conservation Practice
PublikacjaThe article presents the issues concerning architectural heritage digital models’ applications in conservation practice. These considerations are discussed in the context of the commencement of creating virtual models regarding no-longer existing historical buildings in the first half of the 1980s. Such models’ applications and possible uses are analyzed within the adopted criteria that distinguish the following model types....
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Selected Aspects of Biofuels Market and the Electromobility Development in Poland: Current Trends and Forecasting Changes
PublikacjaThis work presents basic information associated with markets of selected alternative fuels used in transport, such as methyl esters, conventional bioethanol and lignocellulosic bioethanol, and the market of electrical vehicles. Legal conditions, which stimulate development and regulate the mode of functioning of the liquid biofuel market until 2020 are discussed, based on provisions of EU directives. Data on biofuel production...
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Improving the regulation of the derivatives market as an objective prerequisite for sustainable development of the global financial system
PublikacjaThe development of financial markets is characterized by the emergence of new financial instruments, in particular derivatives, the risk level analysis of which is complicated. Counterparties are not always fully aware of and do not adequately assess the potential risks of derivatives, which may lead to large financial losses and sometimes bankruptcies. The purpose of the study is to generalize approaches to regulating derivative...
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Melody Harmonization with Interpolated Probabilistic Models
PublikacjaMost melody harmonization systems use the generative hidden Markov model (HMM), which model the relation between the hidden chords and the observed melody. Relations to other variables, such as the tonality or the metric structure, are handled by training multiple HMMs or are ignored. In this paper, we propose a discriminative means of combining multiple probabilistic models of various musical variables by means of model interpolation....
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The content of high-intensity sweeteners in different categories of foods available on the Polish market
PublikacjaThe objective of this study was to measure the concentrations of nine high-intensity sweeteners (acesulfame-K, aspartame, alitame, cyclamate, dulcin, neohesperidin DC, neotame, saccharin and sucralose) in different categories of food available on the Polish market. Over 170 samples of different brands of beverages, yoghurts, fruit preparations, vegetable preserves and fish products were analysed using an analytical procedure based...
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Derivation of Executable Test Models From Embedded System Models using Model Driven Architecture Artefacts - Automotive Domain
PublikacjaThe approach towards system engineering compliant to Model-Driven Architecture (MDA) implies an increased need for research on the automation of the model-based test generation. This applies especially to embedded real-time system development where safety critical requirements must be met by a system. The following paper presents a methodology to derive basic Simulink test models from Simulink system models so as to execute them...
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Segmentation of the electric scooter market in Poland
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TRANSFORMATION OF DIGITALIZATION ON THE FINANCIAL AND INSURANCE MARKET
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Biopesticides, Safety Issues and Market Trends
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Kazimierz Market Place. Akwarela 38x56cm
PublikacjaL'acquerello in Alessandria, la mostra internazionale patrocinata dal Comune e dalle Provincia di Alessandria, dalla Regione Piemonte e dal Comune di Vignale e organizzata dall'Associazione italiana acquerellisti. L'esposizione, circa 150 acquerelli dei socie Aia e di artisti provenienti da Australia, Belgio, Brasile Polonia e Spagna per presentare le principali tecniche dell'acquerelli e le diverse concezioni artistiche e stilistiche...
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The market and the fair as a traditional activity of the city
PublikacjaThe modern commercial center with its impersonal form still on the squares and streets appear traditional markets and its annual versions – fairs, which similarly to the historical commerce - gather different activities of the inhabitants.
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Hedging with derivatives - Case of Polish market
PublikacjaThis paper attempts to show the ways of reaching the competitive advantage by hedging with derivatives in Poland. It shows the results of investigation of 50 Polish companies and comparison to the situation in high developed countries. Through broad review of relevant literature, the authors presented the correlation between hedging and competitive advantage. Moreover, paper shows the reasons, of differences between Poland and...
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Symbolic multibody models for digital-twin applications
PublikacjaSymbolic generation of multibody systems equations of motion appeared in the 1980s. In addition to their computational advantage over their numerical counterparts, symbolic models can be very easily and straightforwardly interfaced with a wide range of software environments and hardware devices. These two features place this approach in a pole position to participate and intervene in the design of digital twins for systems such...
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Differential models versus neural models in optimisation
PublikacjaW pracy porównano zastosowanie modeli różniczkowych i modeli neuronowych dla celów optymalizacji.
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Flow Process Models for Pipeline Diagnosis
PublikacjaThis chapter examines the problem of modeling and parameterization of the transmission pipeline flow process. First, the base model for discrete time is presented, which is a reference for other developed models. Then, the diagonal approximation (AMDA) method is proposed, in which the tridiagonal sub-matrices of the recombination matrix are approximated by their diagonal counterparts, which allows for a simple determination of...