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Search results for: risk assessment
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A Simulation Model for Risk and Pricing Competition in the Retail Lending Market
PublicationWe propose a simulation model of the retail lending market with two types of agents: borrowers searching for low interest rates and lenders competing through risk-based pricing. We show that individual banks observe adverse selection, even if every lender applies the same pricing strategy and a credit scoring model of comparable discrimination power. Additionally, the model justifies the reverse-S shape of the response rate curve....
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An assessment of Islamic banking in Bosnia and Herzegovina – a comparative analysis using the CAMELS approach
PublicationThis paper examines the phenomenon of Islamic banking in Bosnia and Herzegovina. Although almost half of the Bosnian population is recognized as Islamic, there is only one bank purely based on Sharia operating in this country. The aim of the article is to conduct a comparative analysis of the financial standing of this bank and the banking sector in this country and region. The chosen method of analysis is CAMELS which examines...
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A risk analysis of winter navigation in Finnish sea areas
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Predicting Risk of Collision for Oil Tankers in the Gulf of Finland
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Pet Ownership and the Risk of Arterial Hypertension and Cardiovascular Disease
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Downside Risk Approach for Multi-Objective Portfolio Optimization
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Arterial stiffness, central hemodynamics, and cardiovascular risk in hypertension
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Sleep apnea: epidemiology, pathophysiology, and relation to cardiovascular risk
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A Bi-Objective Portfolio Optimization with Conditional Value-at-Risk
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Plasma Lipid Composition and Risk of Developing Cardiovascular Disease
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Effect of increased protein intake on the risk of female infertility
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Is geopolitical risk priced in the cross-section of cryptocurrency returns?
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Current risk analysis and management issues in technical systems.
PublicationDealing with the reliability and safety of industrial hazardous plants requires taking into account relevant interdisciplinary scientific knowledge and some existing approaches based on so-called good engineering practice, also those included in the international standards and guidelines. In this article an approach is proposed how to integrate the functional safety concept with information security aspects in the design and management...
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Food safety of potato processed in the aspect of acrylamide risk
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Assessing the Risk in Urban Public Transport for Epidemiologic Factors
PublicationPandemics have presented new challenges for public transport organisers and operators. New diseases (e.g., influenza H1N1, severe acute respiratory syndrome—SARS, as well as, more recently, SARS-CoV-2) increase the need for new protection measures to prevent epidemic outbreaks in public transport infrastructure. The authors’ goal is to present a set of actions in the area of public transport that are adjusted to different levels...
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Supporting Navigator's Decisions By Visualizing Ship Collision Risk
PublicationW artykule wprowadzono metodę wizualizacji, która umożliwia nawigatorowi oszacowanie ryzyka kolizji i (w razie konieczności) wybór manewru antykolizyjnego. Metoda jest oparta na wcześniejszej metodzie CTPA, uwzględnia dowolną zadaną domenę statku i jest wystarczająco szybka do zastosowania w okrętowych systemach wspierania decyzji nawigatora.
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Providing for continuous risk management in distributed software projects.
PublicationArtykuł prezentuje koncepcję ciągłego zarządzania ryzykiem w rozproszonych projektach informatycznych. Proponowane podejście koncentruje się na dostarczeniu uczestnikom projektu szerokiego i łatwo dostępnego kanału komunikacyjnego, przez który mogą oni komunikować informację o ryzyku. Zebrane informacje mogą być później analizowane pod różnymi kątami tak, by wybrać największe zagrożenia dla projektu lub też by prześledzić...
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Risk-driven Software Process Improvement - a Case Study.
PublicationArtykuł przedstawia studium przypadku praktycznego zastosowania metody sterowanej ryzykiem poprawy procesów programowych w rzeczywistym projekcie informatycznym. Metoda zakłada jawne modelowanie procesu i jego braków (czynników ryzyka), a także wspiera ewolucję procesów. Ponadto zawiera dedykowane techniki identyfikacji ryzyka procesów oraz wywodzenia z niego sugestii poprawy procesów. Techniki te są wbudowane w cykliczną procedurę...
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Evaluation of Health Hazard Due to Emission of Volatile Organic Compounds from Various Processing Units of Wastewater Treatment Plant
PublicationThe paper describes an attempt at health risk assessment and odour concentration determination in the most important units of a wastewater treatment plant. The cancer risk (CR) and hazard index (HI) parameters in selected measurement locations were calculated based on the results of chromatographic analyses (GCxGC-TOF-MS) and the United States Environmental Protection Agency (US EPA) guidelines. No exceedance of the CR and HI acceptable...
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Assessment of protective properties of rubber lining in absorbers of flue gas desulphurization systems.
PublicationResults of research on degradation of rubber lining which is the main protection of absorbers in flue gas desulphurization (FGD) systems were presented. The power plant where the system operated is lignite-fired. Owing to measurements using electrochemical impedance spectroscopy and gravimetric determination of water content in the lining, the areas of the system which are most exposed to degradation were shown. The results obtained...
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Positive Risk of Creativity in Software Projects: an Expected Result, a Threat or an Opportunity?
PublicationPositive risk of creativity appears when there is an excess of creativity. This paper aims at exploring the concept of positive risk of creativity in software projects. It presents a taxonomy of positive risks as well as case studies of positive risks in diploma software projects. It also attempts to answer the question whether positive risks should be treated as expected results of applying creativity process, or they cause additional...
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How to apply the probabilistic model of measurement processes successfully
PublicationApplicational aspects of probabilistic model of measurement processes, proposed by G.B. Rossi, are considered. The main idea of the model - using of Bayes-Laplace postulate for solution of inverse probability problem, is substituted by Fisher's concept of the likelihood function, expressed in the data translated format. This approach gives a clear-sighted solution of inverse probability. Some recommendations for application of...
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Functional safety in the context of risk appraisal criteria and cost-benefit analysis
PublicationRozdział przedstawia aktualne zagadnienia dotyczące analizy kosztów i efektów rozwiązań związanych z bezpieczeństwem na przykładzie systemów elektrycznych, elektronicznych i programowalnych elektronicznych (E/E/PE) pełniących funkcje sterowania i zabezpieczeń w obiektach podwyższonego ryzyka. Podkreśla się znaczenie kryteriów związanych z bezpieczeństwem, takich jak tolerowalność ryzyka (TOR) w kontekście analizy kosztów i efektów...
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Implementing artificial intelligence in forecasting the risk of personal bankruptcies in Poland and Taiwan
PublicationResearch background: The global financial crisis from 2007 to 2012, the COVID-19 pandemic, and the current war in Ukraine have dramatically increased the risk of consumer bankruptcies worldwide. All three crises negatively impact the financial situation of households due to increased interest rates, inflation rates, volatile exchange rates, and other significant macroeconomic factors. Financial difficulties may arise when the...
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Risk of Cost Overruns in Implementation of Building Investment in Urban Conditions in the Aspect of Historical Background of its Location
PublicationThe article is a continuation of the authors' analyzes on the risk of delays in implementation of building investment in urban conditions in the aspect of historical background of its location. In case of construction investment located in the historic part of the city, the possible accumulation of many unfavourable factors, which in course of its implementation, may constitute a serious source of cost overruns and disruptions,...
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Safety assurance strategies for autonomous vehicles
PublicationAssuring safety of autonomous vehicles requires that the vehicle control system can perceive the situation in the environment and react to actions of other entities. One approach to vehicle safety assurance is based on the assumption that hazardous sequences of events should be identified during hazard analysis and then some means of hazard avoidance and mitigation, like barriers, should be designed and implemented. Another approach...
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Chemical hazard in glacial melt? The glacial system as a secondary source of POPs (in the Northern Hemisphere). A systematic review
PublicationToxicity of compounds belonging to persistent organic pollutants (POPs) iswidely known, and their re-emission from glaciers has been conclusively demonstrated. However, the harmful effects associated with such secondary emissions have yet to be thoroughly understood, especially in the spatial and temporal context, as the existing literature has a clear sampling biaswith the best recognition of sites in the European Alps. In this...
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Identification of Risk Factors for Collisions Involving Cyclists Based on Gdansk Example
PublicationThe role of pedestrian and bicycle traffic in Poland has growing trend. The comprehensive traffic study, conducted in Gdansk in 2016, has confirmed the increase in the number of cyclists and their share in the modal split. Therefore, it is particularly important to ensure the safety of this group of unprotected road users. Only in 2015 on the roads of Gdansk occurred 93 accidents (excluding collisions) involving cyclists. As a...
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Need for multiple risk reduction strategies in clinical trials enrolling high risk patients - FOURIER investigating PCSK-9 inhibitor to lower cholesterol revisited
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Analysis and Risk Evaluation on the Case of Alteration, Revitalization and Conversion of a Historic Building in Gdańsk
PublicationEach investment plan, including the one concerning a building, is exposed to the consequences of various types of threats taking place. Therefore, in the case of some large-scale, atypical and complicated building ventures, some actions included in the procedure of risk management should be taken. This will allow for the risk to be eliminated or limited. While preparing a building venture, an investor does not possess full information...
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High meniscal slope angle as a risk factor for meniscal allograft extrusion
PublicationA meniscal graft extrusion is still an unresolved problem that affects most patients after a meniscal transplantation. Despite the advances in surgical techniques, together with the improved methods for a meniscal allograft sizing, success is only observed in up to 75% of patients after they experience a meniscal allograft transplantation. Because a meniscal extrusion is associated with a cartilage deterioration and the progression...
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Towards the Development of a Risk Model for Unmanned Vessels Design and Operations
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A risk-informed ship collision alert system: Framework and application
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XPD Common Variants and their Association with Melanoma and Breast Cancer Risk
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Common variants of xeroderma pigmentosum genes and prostate cancer risk
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STATISTICAL EVALUATION OF FAMILIAL RISK FACTORS IN TYPE 1 DIABETES
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Ambulatory blood pressure and long-term risk for atrial fibrillation
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Risk Scoring Models for Trade Credit in Small and Medium Enterprises
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Impaired baroreflex sensitivity as a potential marker of cardiovascular risk in hypertension
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Lipids and Lipid Mediators Associated with the Risk and Pathology of Ischemic Stroke
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Municipality’s financial potencial and policy of flood risk management in Poland
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Petrographic, mineralogical, and climatic analyses, and risk maps for conservation strategies
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Country Risk and Expected Returns across Global Equity Markets
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Risk-based explanation for the country-level size and value effects
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Price nonsynchronicity, idiosyncratic risk, and expected stock returns in China
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Substance P – a potent risk factor in childhood lymphoblastic leukaemia
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Practises of entrepreneurs from SMEs sector related to risk management
PublicationWyniki badań MSP dotyczące praktyk ubezpieczeniowych. Właściciele małych i średnich przedsiębiorstw wykazują się niewielką znajomością procesów zarządzania ryzykiem. Ich działania na rzecz ograniczania ryzyk w działalności gospodarczej dają podstawę do oceny poziomu świadomości ubezpieczeniowej tej grupy przedsiebiorców.
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Practical aspects of risk management an example of the selected construction company
PublicationW artykule omawia się niektóre metody zarządzania ryzykiem stosowane przez wybraną firmę budowlaną.
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Human and organizational factors in risk analysis and safety management of azardous
PublicationArtykuł porusza aktualne kwestie dyskutowane podczas warsztatów na temat czynników ludzkich i organizacyjnych w analizie ryzyka i zarządzaniu bezpieczeństwem instalacji przemysłowych wysokiego ryzyka. Zauważa się rosnącą świadomość, że eksploatacja złożonego systemu wyposażonego w środki bezpieczeństwa oraz redundancyjne układy zabezpieczeń i sterowania, zawierające jednostki programowalne, może spowodować większe uzależnienie...
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Incorporation of human and organizational factors into qualitative and quantitative risk analyses.
PublicationArtykuł obejmuje aktualne zagadnienia dot. uwzględniania czynników ludzkich w analizie ryzyka i zarządzaniu bezpieczeństwem złożonych obiektów podwyższonego ryzyka. Podkreśla się rosnącą świadomość, że eksploatacja złożonych systemów wyposażonych w środki bezpieczeństwa i redundancyjne systemy sterowania / zabezpieczeń, może spowodować większą zależność systemów od czynników ludzkich i organizacyjnych.