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Search results for: BAN
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An evaluation of effectiveness of fuzzy logic model in predicting the business bankruptcy
PublicationW artykule sprawdzono skuteczność pojedynczego modelu logiki rozmytej w prognozowaniu ryzyka upadłości przedsiębiorstw w Polsce. W badaniach wykorzystano wartości 14 wskaźników finansowych oraz ich dynamikę zmiany między pierwszym a drugim, drugim a trzecim oraz trzecim a czwartym rokiem objętymi analizą. We wnioskach omówiono różnicę w skutecznościach modelu uzyskanego na wartościach statycznych oraz dynamicznych wskaźników finansowych....
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CORPORATE BANKRUPTCY PREDICTION IN POLAND AGAINST THE BACKGROUND OF FOREIGN EXPERIENCE
PublicationIn highly developed countries, research in the field of bankruptcy risk prediction has been conducted for many years. For example, in the United States, which can be considered a pioneering country, the first publications appeared in the early twentieth century. In Poland, due to political and economic reasons, the interest in this issue dates back to the early 1990s. For this reason, this publication attempts to answer the following...
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Zeszyty Naukowe Wyższej Szkoły Bankowej w Poznaniu
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CONSUMERS’ APPROACH TO THE CREDIBILITY OF THE INFLATION FORECASTS PUBLISHED BY CENTRAL BANKS: A NEW METHODOLOGICAL SOLUTION
PublicationModern monetary policy focuses on credibility and shaping inflation expectations. In keeping with the concept of inflation forecast targeting, the inflation forecasts published by central banks play a crucial role in the instrument rate decision-making process and may be treated as a specific intermediate target. This study proposes an inflation forecast credibility index, the scope of which is narrowed to non-specialists’ approach...
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On joint order and bandwidth selection for identification of nonstationary autoregressive processes
PublicationWhen identifying a nonstationary autoregressive process, e.g. for the purpose of signal prediction or parametric spectrum estimation, two important decisions must be taken. First, one should choose the appropriate order of the autoregressive model, i.e., the number of autoregressive coefficients that will be estimated. Second, if identification is carried out using the local estimation technique, such as the localized version of...
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Measurement of Coherence Bandwidth in UHF Radio Channels for Narrowband Networks
PublicationThis paper presents results of investigation on the coherence bandwidth of narrowband radio channels in 430MHz band. The coherence bandwidth values were estimated froma power delay profile obtained by recording CDMA2000 forward channel signals during real-fieldmeasurements in various environments:mediumcity, flat terrain, and hilly terrain in northern Poland.The results of measurements are compared with characteristic parameters...
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The Use of Raman Spectroscopy to Monitor Changes in the Intensity of Ratio of Integral Unsaturated Bands in Bio-Greases
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Jan Banaś
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Analysis of continuous-to-discrete transformation effect on a synthesis filter bank project
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The project IDENT: Multimodal biometric system for bank client identity verification
PublicationBiometric identity verification methods are implemented inside a real banking environment comprising: dynamic handwritten signature verification, face recognition, bank cli-ent voice recognition and hand vein distribution verification. A secure communication system based on an intra-bank client-server architecture was designed for this purpose. Hitherto achieved progress within the project is reported in this paper with a focus...
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Fees for Advertisements in Public Space Incurred by a Given Bank Brand in Poland
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Processing of acoustical data in a multimodal bank operating room surveillance system
PublicationAn automatic surveillance system capable of detecting, classifying and localizing acoustic events in a bank operating room is presented. Algorithms for detection and classification of abnormal acoustic events, such as screams or gunshots are introduced. Two types of detectors are employed to detect impulsive sounds and vocal activity. A Support Vector Machine (SVM) classifier is used to discern between the different classes of...
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An Approach to the Detection of Bank Robbery Acts Employing Thermal Image Analysis
PublicationA novel approach to the detection of selected security-related events in bank monitoring systems is presented. Thermal camera images are used for the detection of people in difficult lighting conditions. Next, the algorithm analyses movement of objects detected in thermal or standard monitoring cameras using a method evolved from the motion history images algorithm. At the same time, thermal images are analyzed in order to detect...
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Ochrona depozytów w bankach i SKOK jako jako element stabilnego systemu finansowego w Polsce
PublicationW opracowaniu przedstawiono znaczenie ochrony depozytów w kształtowaniu stabilnego systemu finansowego. Określono rolę BFG w tworzeniu systemu gwarantowania depozytów jako elementu bezpiecznego systemu finansowego w Polsce i na świecie.
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The new analyzer based on single pellistor sensor for determination of hydrogen and methane in air
PublicationW artykule przedstawiono rezultaty niedawnych badań nad konstrukcją prostego i selektywnego analizatora do monitoringu stężenia gazów wybuchowych w powietrzu. Opisano konstrukcję takiego urządzenia i wyniki prób laboratoryjnych dla gazowych mieszanin wzorcowych.
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Badanie wybuchowości mieszanin gazowych. Metody i aparatura. Determination of gaseous mixtures explosiveness. Methods and equipment.
PublicationOmówiono podstawowe zagadnienia związane z wybuchowością mieszanin gazowych. Przedstawiono również stosowane w praktyce laboratoryjnej i przemysłowej takie urządzenia do monitorowania stężenia gazów palnych jak: czujniki półprzewodniokowe, termokatalityczne i termokonduktorometryczne.
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Smart acoustic band structures
PublicationSmart acoustic band structures exhibit very interesting and non-standard physical properties due to the periodic nature of their certain characteristic on different scale levels. They manifest mostly in their frequency spectra as socalled frequency band-gaps or stop-bands, what has a great impact on the behaviour of these structures in relation to the propagation of vibro-acoustic signals that can be transmitted through the structures...
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Zyskowność sektora bankowego a jego transformacja w wybranych krajach Bałkanów Zachodnich
PublicationOkres transformacji gospodarczej jest istotnym etapem zmian w gospodarce. Szczególnie istotnym z punktu widzenia gospodarki jako całości jest sektor bankowy i osiągane przez niego wyniki finansowe. Celem artykułu jest ocena zyskowności sektorów bankowych w okresie transformacji, na przykładzie wybranych krajów regionu Bałkanów Zachodnich w okresie 2001 - 2015. W celu zmierzenia zyskowności zastosowano cztery wskaźniki finansowe,...
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Automatyczna weryfikacja klienta bankowego w oparciu o multimodalne technologie biometryczne
PublicationW referacie przedstawiono przegląd rozwiązań wykorzystywanych w bankach do weryfikacji tożsamości klientów. Ponadto zawarto opis metod biometrycznych aktualnie wykorzystywanych w placówkach bankowych wraz z odniesieniem do skuteczności i wygody korzystania z dostępnych rozwiązań. Zaproponowano rozszerzenie zakresu wykorzystania technologii biometrycznych, wskazując kierunek rozwoju systemów bezpieczeństwa dla poprawy dostępu do...
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Superkomputery do wspomagania procesów gospodarczych ze szczególnym uwzględnieniem sektora bankowego
PublicationW artykule omówiono wykorzystanie superkomputerów do wspomagania procesów gospodarczych ze szczególnym uwzględnieniem sektora bankowego. Odniesiono się do wybranych projektów wspierających rozwój gospodarczy w oparciu o superkomputery. W szczególności zaproponowano zastosowanie HPC do implementacji wybranych metod sztucznej inteligencji w bankowości, w tym oceny ryzyka wybranych przedsięwzięć. Zaproponowane podejście umożliwia...
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Scheelite-Type Wide-Bandgap ABO4 Compounds (A = Ca, Sr, and Ba; B = Mo and W) as Potential Photocatalysts for Water Treatment
PublicationIn the present study, alkaline-earth metal scheelite-type compounds ABO4 (A = Ca, Sr, Ba, B = Mo, W) synthesized by a hydrothermal method were systematically studied. The as-obtained photocatalysts were characterized by X-ray diffraction (XRD), scanning electron microscopy (SEM), Brunauer-Emmett-Teller surface area analysis (BET), UV–Vis diffuse reflectance spectroscopy (DR/UV-Vis), photoluminescence, and thermoluminescence (TL)...
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Mikro- i makrootoczenie jako determinanta ryzyka kredytowego banków komercyjnych w Polsce
PublicationBanki jako instytucje finansowe, działające w turbulentnym otoczeniu, ze względu na znaczenie działalności kredytowej w kształtowaniu ich podstawowych parametrów ekonomiczno - finansowych, powinny ze szczególną uwagą analizować wszelkie sygnały z niego płynące. Zarówno mikrootoczenie ) jak i makrootoczenie wpływają na standing banków i ich postrzeganie przez obecnych i potencjalnych klientów, w szczególności decydują o wynikach...
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Optymalizacja witryny internetowej Banku Zachodniego WBK S.A. na podstawie testów użyteczności
PublicationArtykuł przedstawia praktyczne zastosowanie testów użyteczności w rzeczywistym przedsięwzięciu informatycznym. Testy ukierunkowane były na podniesienie jakości użytkowej strony głównej serwisu internetowego ogólnopolskiego banku. W ramach wprowadzenia dokonano przeglądu znanych metod i narzędzi przeznaczonych do oceny i poprawy użyteczności. Wybrane metody i narzędzia zostały wykorzystane w badaniach użyteczności, których opis...
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Number of mobile banking users who log into the bank at least once a month from a mobile device (telephone or smartphone) - 2017
Open Research DataElectronic banking should be understood broadly. Therefore, taking into account also other channels, the number of users using mobile electronic devices (smartphone, tablet) should be mentioned. Also in this case, there was an increase in the number of people using this channel of access to their bank account. At the end of 2017, nearly 9 million people...
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An assessment of Islamic banking in Bosnia and Herzegovina – a comparative analysis using the CAMELS approach
PublicationThis paper examines the phenomenon of Islamic banking in Bosnia and Herzegovina. Although almost half of the Bosnian population is recognized as Islamic, there is only one bank purely based on Sharia operating in this country. The aim of the article is to conduct a comparative analysis of the financial standing of this bank and the banking sector in this country and region. The chosen method of analysis is CAMELS which examines...
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Banking stability during the economic transformation process in selected countries of the Western Balkans
PublicationEconomic transformation is still an ongoing process in many European countries. Despite common economic roots, the current economic situations are developing differently in different countries. This article will consider the process of economic transformation in terms of the banking sector. It aims to assess the level of banking stability throughout the transformation process in the Western Balkan region, and to assess the determinates...
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Genistein inhibits activities of methylenetetrahydrofolate reductase and lactate dehydrogenase, enzymes which use NADH as a substrate
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Bangladesh Journal of Plant Taxonomy
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Bangladesh Journal of Medical Science
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Bangladesh Journal of Obstetrics and Gynecology
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Effect of Silicone on the Collagen Fibrillogenesis and Stability
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Erratum to: Activities of genes controlling sphingolipid metabolism in human fibroblasts treated with flavonoids
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Activities of genes controlling sphingolipid metabolism in human fibroblasts treated with flavonoids
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Theoretical and experimental flow analysis through the model water turbine stage
PublicationW artykule zaprezentowano teoretyczną i eksperymentalną analizę przepływu przez stopień modelowej turbiny wodnej. Przedstawiono rozwiązanie zadania prostego dla dwuwymiarowego modelu przepływu. Zaprezentowano przykład numerycznej symulacji przepływu za pomocą komeryjnych kodów obliczeniowych oraz porównano wyniki symulacji numerycznych przepływu z wynikami badań eksperymentalnych.
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Shape Optimisation of Kaplan Turbine Blades Using Genetic Algorithms
PublicationThis monograph is a comprehensive guide to a method of blade profile optimisation for Kaplan-type turbines. This method is based on modelling the interaction between rotor and stator blades. Additionally, the shape of the draft tube is investigated. The influence of the periodic boundary condition vs. full geometry is also discussed. Evolutionary algorithms (EA) are used as an optimisation method together with artificial neural...
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A Systematic Search for New Coupling Schemes of Cross-Coupled Resonator Bandpass Filters
PublicationIn this paper, a systematic approach to an extensive search for topologies of cross-coupled filters with generalized Chebyshev response is presented. The technique applies graph theory to find unique, nonisomorphic filter configurations, and tests whether a specific frequency response can be realized in a given set of topologies. The results of the search are then stored in a database of possible filter configurations.
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Multi-Criteria Early Warning System Against Enteprise Bankruptcy Risk
PublicationW artykule tym autor porównuje skuteczność opracowanego przez niego wielokryterialnego systemu wczesnego ostrzegania firm z tradycyjnym modelem analizy dyskryminacyjnej prognozowania upadłości. System wczesnego ostrzegania oparty został na metodzie logiki rozmytej. Badania te są jedną z pierwszych prób na świecie wykorzystania logiki rozmytej w prognozowaniu zagrożenia bankructwem firm. Uzyskane wyniki świadczą o dużym potencjale...
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Selection of optimal location and rated power of capacitor banks in distribution network using genetic algorithm
PublicationIn this paper, the problem of placement and rated power of capacitor banks in the Distribution Network (DN) is considered. We try to suggest the best places for installing capacitor banks and define their reactive power. The considered formulation requires the optimization of the cost of two different objectives. Therefore the use of properly multiobjective heuristic optimization methods is desirable. To solve this problem we use...
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Photo-elastic and DIC techniques to study development of dilatant and compaction shear bands within granular materials
PublicationW artykule omówiono wyniki doświadczalne w odniesieniu do rozwoju stref ścinania w materiałach granulowanych. Wyniki stref ścinania otrzymano stosując metodę foto-sprężystą oraz technikę korelacji cyfrowych obrazów DIC. Pokazano zalety i wady obu metod to wykrywania stref scinania.
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Improved Bandwidth of Microstrip Wide-Slot Antenna Using Gielis Curves
PublicationThe development of a broadband printed wide-slot antenna based on Gielis curves is presented in this article. The printed wide-slot antenna can be conveniently reshaped to achieve ultra-wideband performance by using superformula. The distinct advantage of employing the superformula in design of wide-slot antenna lies in its ability to define nearly any geometric shape including non-standard, complex and non-intuitive for the wide-slot...
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Novel structure and design of enhanced-bandwidth hybrid quadrature patch coupler
PublicationA novel structure and design optimization procedure of an enhanced-bandwidth hybrid quadrature patch coupler is proposed. Improved performance of the circuit has been obtained by parameterizing the coupler sections using splines, which introduces additional degrees of freedom. Due to computational complexity of the parameter adjustment problem, a sequential design procedure is applied. In each iteration, a selected number of spline...
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Cost-efficient design optimization of compact patch antennas with improved bandwidth
PublicationIn this letter, a surrogate-assisted optimization procedure for fast design of compact patch antennas with enhanced bandwidth is presented. The procedure aims at addressing a fundamental challenge of the design of antenna structures with complex topologies, which is simultaneous adjustment of numerous geometry parameters. The latter is necessary in order to find a truly optimum design and cannot be executed-at the level of high-fidelity...
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On adaptive selection of estimation bandwidth for analysis of locally stationary multivariate processes
PublicationWhen estimating the correlation/spectral structure of a locally stationary process, one should choose the so-called estimation bandwidth, related to the effective width of the local analysis window. The choice should comply with the degree of signal nonstationarity. Too small bandwidth may result in an excessive estimation bias, while too large bandwidth may cause excessive estimation variance. The paper presents a novel method...
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Topological, nonreciprocal, and multiresonant slow light beyond the time-bandwidth limit
PublicationTopologically protected transport has recently emerged as an effective means to address a recurring problem hampering the field of slow light for the past two decades: its keen sensitivity to disorders and structural imperfections. With it, there has been renewed interest in efforts to overcome the delay-time-bandwidth limitation usually characterizing slow-light devices, on occasion thought to be a fundamental limit. What exactly...
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International Journal of Bank Marketing
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WORLD BANK RESEARCH OBSERVER
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WORLD BANK ECONOMIC REVIEW
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Visnyk of the National Bank of Ukraine
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Reasons Fostering or Discouraging the Implementation of Central Bank-Backed Digital Currency: A Review
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Super capacitor energy bank MEDCOM UCER-01 in Gdynia trolleybus system
PublicationSince 2001, trolleybus system in Gdynia has been involved in many activities related to the reduction of power consumption, both in terms of implementation and research and development. The installation of the supercapacity energy bank on substation Wielkopolska in 2014 year was one of them. It is the first such big stationary supercapacitor storage system installed in trolleybus supply system in the Middle - Eastern Europe. The...