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Search results for: CRIMES ON PAYMENT CARDS
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Selected elements of the payment cards system in Poland
PublicationThe following article describes the current situation of the selected elements of the payment cards system in Poland. The first part of the paper include the most common definition as well as the abbreviated history of payment cards implementation in Poland. Next, the author presents the key numbers related to the nowadays situation on the market together with benefits of using the payment cards in the whole economic system. At...
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Stages of development of payment cards in Poland
Open Research DataAn important stage in the development of the Polish card market was the commencement of the card and check center of Bank Pekao SA in 1992, which became a professional technical background for the widespread issuance of bank cards. At the same year PolCard SA, became the first agent in the country, launched its own terminals for payment intermediation...
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Number of non-cash transactions made with payment cards per capita in EU countries 2015
Open Research DataThe following data presents the number of non-cash transactions made with payment cards per capita in EU countries 2015.It is an element of the so-called the banking index, which in the subject literature is defined as the number of people actively using services banking.
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Number of active HCE cards installed in mobile phones (2017)
Open Research DataHCE technology (Host Card Emulation), which enables contactless payments by phone in a similar way as in the case of a payment card. At the time of making the transaction, the phone is close to the terminal, practically the same as the payment card. This solution, like the others described previously, should be included in the elements of electronic...
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Energy Losses Due to Imperfect Payment Infrastructure and Payment Instruments
PublicationOne of the strategic objectives of the European Union is a reduction in greenhouse gas emissions and improvement of energy efficiency by at least 32.5% in different areas of the economy by 2030. However, little is known about the impact of payment in retail on energy consumption. The purpose of this paper is to assess the chain of losses of time and energy, and therefore financial losses, that occur due to the imperfection of payment...
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Internet payment methods in Poland
PublicationIn this chapter authors intended to describe wide range of aspects of the Internet payment systems. At the beginning there is briefly shown their evolution and features required for the effective payment system. Data on the popularity of different payment systems in Internet transactions links this section with description of the current state of payment systems available in Poland.
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PAYMENT TRANSACTIONS’ ENERGY EFFICIENCY
PublicationThe payment system and infrastructure is a sector that is not given enough attention today in the context of energy efficiency. This sector plays a big role in organizing and ensuring money circulation and funds. It has its value consisting on the one hand of the cost of payment equipment, infrastructure, payment instruments. On other hand, its value consists of the cost of energy for their manufacture and maintenance. The European...
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Activity-based payments: alternative (anonymous) online payment model
PublicationElectronic payments are the cornerstone of web-based commerce. A steady decrease in cash usage has been observed, while various digital payment technologies are taking over. They process sensitive personal information raising concerns about its potentially illicit usage. Several payment models that confront this challenge have been proposed. They offer varying levels of anonymity and readiness for adoption. The aim of this study...
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The Prospects of Retail Payment Developments in the Metaverse
PublicationIn the age of technological development, rapid technological progress, and the metaverse development in which humans interact with each other and with the environment using virtual real-world metaphors, payment systems may also need to be re-considered. The study aims to find an answer to the question of what should be retail payments in the metaverse and to begin interdisciplinary discussions about...
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Number of active credit cards issued to individual customers (2017)
Open Research DataPolish banks serviced 6.04 million credit cards in 2017. This is a decrease by 121,000 year on year (comparing 2017 and 2016). The largest issuer of credit cards in the country is Bank PKO BP. In the third quarter of 2017, this institution had 847,000 credit cards. Bank Zachodni WBK is second (803,000) and CITI Handlowy is third (697,000).
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Społeczne koszty niealimentacji. The Social Costs of Default on Child Maintenance Payment.
Publication"Niniejszy artykuł opisuje historię kryminalizacji przestępstwa niealimentacji w polskich kodeksach karnych. We wszystkich polskich kodeksach karnych: kodeksie karnym z 1932 r., kodeksie karnym z 1969 r. oraz w kodeksie karnym z 1997 r. ujęto przestępstwo niealimentacji. Aktualna maksymalna sankcja z tytułu przestępstwa niealimentacji jest niższa niż w kodeksie karnym z 1932 r. Sankcje karne zawsze powinny być ostatecznością...
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Number of active debit cards issued to individual customers (2017)
Open Research DataAt the end of the fourth quarter of 2017, financial institutions (including non-banking ones, e.g. SKOK) serviced 25.8 million debit cards (excluding credit card data) of individual clients. This means an increase by 1.3 million cards compared to the same period in 2016. The largest number of cards was issued and serviced by Bank PKO BP - 6.81 million,...
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Innovations in the payment card market: The case of Poland
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The Speedup Analysis in GEM Detector Based Acquisition System Algorithms with CPU and PCIe Cards
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The Mechanisms of Changes in the Infrastructure of the Payment Card Market—A Comparative Analysis of Poland and China
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Evolutionary Game Analysis of the Partners’ Behavior in the Rural E-Payment Market of China
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Number of devices accepting electronic payment instruments per million inhabitants in EU countries 2015
Open Research DataThis research data presents the number of devices accepting electronic payment instruments per million inhabitants in the EU countries in 2015. It is an element of the so-called the banking index, which in the subject literature is defined as the number of people actively using services banking. It is noted that this coefficient is also an expression...
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Oleksandr Melnychenko dr hab.
PeopleOleksandr Melnychenko works as a professor in a group of research and teaching staff at the Department of Finance of the Faculty of Management and Economics, the Gdańsk University of Technology; is a sworn translator of the Ukrainian language in Poland; an entrepreneur with many years of experience in running his own business and managing the companies' finances; has experience working in a commercial bank in a position dealing...
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L'humanisation de la justice criminelle dans la France desLumieres
PublicationIn pre-revolutionary France criminal justice is regulated by the Ordinance Louis XIV of 1670. This Ordinance provides for torture as the major method of investigation and for the death penalty as the most commonly used form of punishment. One of the major concerns of French eighteenthcentury philosophers is therefore a radical reform of criminal justice and its humanisation in the spirit of Enlightenment. Many philosophers take...
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Security of export transactions in the offer of leading banks on the Polish market
PublicationThe following article presents the so-called conditioned payment methods, i.e. instruments for securing export transactions, such as letter of credit, documentary collection, bank guarantees, factoring and forfaiting. The characteristics of each particular method are presented as well as the transactions using them are described. In the following paper, the author included also the leading Polish banks, which offer the above- mentioned...
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Krzysztof Goczyła prof. dr hab. inż.
PeopleKrzysztof Goczyła, full professor of Gdańsk University of Technology, computer scientist, a specialist in software engineering, knowledge engineering and databases. He graduated from the Faculty of Electronics Technical University of Gdansk in 1976 with a degree in electronic engineering, specializing in automation. Since then he has been working at Gdańsk University of Technology. In 1982 he obtained a doctorate in computer science...
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Poszukiwanie sankcji optymalnej w perspektywie projektu ustawy z dnia 7 lipca 2022 r. o zmianie ustawy Kodeks karny oraz niektórych innych ustaw. The search for the optimal sanction in the perspective of the draft act of 7 July 2022 amending the Penal Code and some other acts.
PublicationPolski ustawodawca opublikował w połowie września 2021 r. na stronie Rządowego Centrum Legislacji projekt gruntownej zmiany – między innymi – Kodeksu karnego. W dniu 7 lipca 2022 r. Sejm RP przyjął ww. projekt ustawy (druk sejmowy nr 2024). W zasadniczym stopniu nowelizacja - między innymi - zwiększa wysokość kar grożących za poszczególne przestępstwa. Ustawodawca – poprzez zabiegi legislacyjne –...
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Evaluation of a sat-type fairness mechanism implemented in a dual-ring network
PublicationThe fairness problem was presented. Popular fairness concepts and measures were shown. The RPR fairness mechanism and the SAT mechanism were described. A modification of the SAT algorithm, adapted to the possibilities of Ethernet cards used for implementation of a dual-ring RPR-based network, was proposed. Performance of the proposed modification was measured. Jain's and Chen's fairness indexes were calculated. Effectiveness comparison...
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Credibility of Business Operations via Internet: Customer Perspective
PublicationTourism plays an important role in economy of Mediterranean countries. Year after year, more and more people spend or like to spend their vacations (and money) in the Mediterranean region. Hiring private apartments or houses by individual persons for themselves and their families becomes more and more popular way of vacation arrangement and, in the result, constitutes an important factor of the countries' incomes. Versatile and...
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Employee benefits in comparision to the personal payroll fund in 2017-2019 on given example
Open Research DataIn modern employee relations, employers offer employees a whole range of benefits, which usually are required by the relevant regulations on the part of the employer, which serve to create appropriate working conditions.
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Performance evaluation of parallel background subtraction on GPU platforms
PublicationImplementation of the background subtraction algorithm on parallel GPUs is presented. The algorithm processes video streams and extracts foreground pixels. The work focuses on optimizing parallel algorithm implementation by taking into account specific features of the GPU architecture, such as memory access, data transfers and work group organization. The algorithm is implemented in both OpenCL and CUDA. Various optimizations of...
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Income obtained according to particular rates only by taxpayers conducting non-agricultural business activity in 2016
Open Research DataA special form of income taxation addressed to the SME sector is the Lump sum on registered income, which is a simplified form of income tax payment for natural persons conducting business activity.The choice of this form of taxation is optional. In 2016, the tax in this form could be paid by taxpayers who in 2015 obtained income from non-agricultural...
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Metody sztucznej inteligencji do wspomagania bankowych systemów informatycznych
PublicationW pracy opisano zastosowania nowoczesnych metod sztucznej inteligencji do wspomagania bankowych systemów informatycznych. Wykorzystanie w systemach informatycznych algorytmów ewolucyjnych, harmonicznych, czy sztucznych sieci neuronowych w połączeniu z nowoczesną technologią mikroprocesorową umożliwiają zasadniczy wzrost konkurencyjności banku. Dlatego w pracy omówiono wybrane zastosowania bankowe ze szczególnym uwzględnieniem zbliżeniowych...
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Konzepte zur Energieeffizienzsteigerung bei Internet-Zugangsgeräten
PublicationThe key issue of this paper is the power management of Internet access devices. The paper commences with an outline on the energy consumption of today's IT devices. It is followed by a description of options to increase energy efficiency of computers. The paper proves that in practice network cards and other IT network components, such as modems, network access points, switches and routers have the maximum energy consumption -...
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Performance evaluation of Unified Memory with prefetching and oversubscription for selected parallel CUDA applications on NVIDIA Pascal and Volta GPUs
PublicationThe paper presents assessment of Unified Memory performance with data prefetching and memory oversubscription. Several versions of code are used with: standard memory management, standard Unified Memory and optimized Unified Memory with programmer-assisted data prefetching. Evaluation of execution times is provided for four applications: Sobel and image rotation filters, stream image processing and computational fluid dynamic simulation,...
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AUTOMATIC LEARNING OF STRATEGY AND RULES IN CARD GAMES USING IMAGE FROM CAMERA
PublicationBelow work tries to answer a question: if it is possible to replace real human with computer system in social games. As a subject for experiments, card games were chosen, because they require a lot of player interaction (playing and taking cards), while their rules are easy to present in form of clear list of statements. Such a system, should allow real players to play without constant worrying about guiding or helping computer...
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Influence of Toll Collection Method on Motorways on Traffic Safety and Efficiency
PublicationThe paper presents the results of the effectiveness analysis for various forms of toll collection on motorway gates and their impact on safety and efficiency of traffic. The results from field tests that were performed on the A1 motorway in Rusocin were used for the analysis. The research included the analysis of the video image of driver behaviour on the way to the toll booths and at toll booths. The PTV VISSIM tool was used to...
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Quality of Cryptocurrency Mining on Previous Generation NVIDIA GTX GPUs
PublicationCurrently, there is a lot of previous generation NVIDIA GTX graphical processing units (GPUs) available on the market, which were ousted from by next-gen RTX units. Due to this fact, numerous fully-operational devices remain underused, which are available at an affordable price. First, this paper presents an analysis of the cryptocurrency market. Next, in this context, the results of research on the performance of NVIDIA graphics...
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PROMOWANIE USUGI PRZELEWU NATYCHMIASTOWEGO BLUECASH W BANKACH SPÓŁDZIELCZYCH
PublicationCelem pracy jest prezentacja Systemu Płatności BlueCash, którego operatorem jest firma Blue Media S.A.. Wskazuje on również na charakterystykę usługi szybkiego przelewu. Celem szczegółowym jest wskazanie na formy promocji stosowane przez banki w celu poinformowania klientów o dostępności płatności natychmiastowych. Tytułem zebrania danych na temat form promocji, autor przeprowadził badanie ankietowe pośród banków uczestników systemu płatności.
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ROLA I ZNACZENIE SYSTEMÓW PRZELEWÓW NATYCHMIASTOWYCH A OBRÓT BEZGOTÓWKOWY W POLSCE
PublicationCelem pracy jest opis systemów szybkich przelewów w Polsce z uwagi na rosnące znaczenie obrotu bezgotówkowego. Artykuł wskazuje na genezę powstania systemów oraz ich rosnące znaczenie na rynku usług płatniczych. Celem szczegółowym jest zobrazowanie wzrostu liczby i wartości transakcji zrealizowanych przez systemy płatności natychmiastowych w Polsce oraz odniesienie wolumenu do statystyk systemu Elixir. Autor obrazuje korzyści płynące...
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Glosa aprobująca do wyroku Izby Karnej Sądu Najwyższego z 29 maja 2018 r. o sygn. akt II KK 99/18. A comment of approval on the verdict of 29 May 2018 issued by the Criminal Law Chamber of the Polish Supreme Court (II KK 99/18).
Publication"Glosowany wyrok Sądu Najwyższego dotyczy problematyki orzekania o czynach przeciwko mieniu, w stosunku do których od 9 listopada 2013 r. kryterium uznania danego czynu za przestępstwo albo za wykroczenie stanowi określony w kodeksie wykroczeń wskaźnik minimalnego wynagrodzenia za pracę. We wskazanym zakresie należy mieć na uwadze minimalne wynagrodzenie z daty orzekania w przedmiocie odpowiedzialności za taki czyn, a nie z...
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Broadening the scope of measurement and analysis of vibrations of an organ pipe employing intensity probe, simulations, and highspeed camera
PublicationThis paper shows an integrated approach to measure, analyze, and model phenomena occurring in an organ pipe driven by pressurized air. The aim of this paper is two-fold, i.e., to measure the pressure signal and the intensity field around the mouth by means of an intensity probe and to visualize and observe the motion of the air jet, which represents the excitation mechanism of the system. This is realized through two techniques,...
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Students receiving scholarships in 1990-2011
Open Research DataSince 2005, the financial support system for students has been operating on the basis of on the Act of 27 July 2005, the Law on Higher Education (Journal of Laws No. 164, item 1365), as amended, and detailed regulations for determining the amount, awarding and payment of financial assistance benefits for students determined by rectors in consultation...
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Nowatorskie podejście do zarządzania jakością w branży morskiej na przykładzie stoczni Ostróda Yacht
PublicationArtykuł opisuje podejście procesowe funkcjonujące w jednej z największych polskich stoczni jachtowych Ostróda Yacht. Stocznia ta stanowi ilustrację – zakończonej z sukcesem – implementacji narzędzi Lean Production i stanowi przykład dla innych przedsiębiorstw w Polsce. Celem niniejszej publikacji jest ukazanie nowatorskiego podejścia do zarządzania jakością w stoczni jachtowej, które przyniosło korzyści zarówno z poziomu zarządzania...
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Development of Technical Creativity Featuring Modified TRIZ-AM Inventive Principle to Support Design for Additive Manufacturing
Publicationhe design for additive manufacturing (DFAM) processing was introduced to fully utilise the design freedom provided by additive manufacturing (AM). Consequently, appropriate design methodologies have become essential for this technology. Recently, many studies have identified the importance of DFAM method utilisation to produce AM parts, and TRIZ is a strategy used to formalise design methodologies....
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Benchmarking Performance of a Hybrid Intel Xeon/Xeon Phi System for Parallel Computation of Similarity Measures Between Large Vectors
PublicationThe paper deals with parallelization of computing similarity measures between large vectors. Such computations are important components within many applications and consequently are of high importance. Rather than focusing on optimization of the algorithm itself, assuming specific measures, the paper assumes a general scheme for finding similarity measures for all pairs of vectors and investigates optimizations for scalability...
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Functional Components Enhancing Clients Attractiveness and Commercial Profitability of Internet Tourist-oriented Commercial Websites
PublicationTourism constitutes an important branch of economy in Mediterranean countries. Great number of people spend or are planning to spend their free time in the Mediterranean area. Extensive rentals of private apartments or houses for individual persons and their families as well as all kinds of services provided for tourists, in result, generate substantial economical incomes. Variety and diversity of offers of private accommodations...
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A modified hat problem
PublicationThe topic of our paper is the hat problem in which each of n players is randomly fitted with a blue or red hat. Then everybody can try to guess simultaneously his own hat color by looking at the hat colors of the other players. The team wins if at least one player guesses his hat color correctly, and no one guesses his hat color wrong; otherwise the team loses. The aim is to maximize the probability of a win. There are known many...
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Parallelization of large vector similarity computations in a hybrid CPU+GPU environment
PublicationThe paper presents design, implementation and tuning of a hybrid parallel OpenMP+CUDA code for computation of similarity between pairs of a large number of multidimensional vectors. The problem has a wide range of applications, and consequently its optimization is of high importance, especially on currently widespread hybrid CPU+GPU systems targeted in the paper. The following are presented and tested for computation of all vector...
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The energy concept of money
PublicationPurpose: This paper aims to provide the literature review seeking an answer whether energy can be used as a universal equivalent instead of money. Methodology: The author conducted a review of available literature and data sources related to the money theory and energy concept of money. Findings: It was found that the definition of energy as a general equivalent has a contextual and dynamic nature, and this field’s consolidation...
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Open-Source Coprocessor for Integer Multiple Precision Arithmetic
PublicationThis paper presents an open-source digital circuit of the coprocessor for an integer multiple-precision arithmetic (MPA). The purpose of this coprocessor is to support a central processing unit (CPU) by offloading computations requiring integer precision higher than 32/64 bits. The coprocessor is developed using the very high speed integrated circuit hardware description language (VHDL) as an intellectual property (IP) core. Therefore,...
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FPGA implementation of the multiplication operation in multiple-precision arithmetic
PublicationAlthough standard 32/64-bit arithmetic is sufficient to solve most of the scientific-computing problems, there are still problems that require higher numerical precision. Multiple-precision arithmetic (MPA) libraries are software tools for emulation of computations in a user-defined precision. However, availability of a reconfigurable cards based on field-programmable gate arrays (FPGAs) in computing systems allows one to implement...
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Rapid and simple multi-analyte LC–MS/MS method for the determination of benzodiazepines and Z-hypnotic drugs in blood samples: Development, validation and application based on three years of toxicological analyses
PublicationBenzodiazepines (BZDs) and Z-drugs have been particularly important treatments for sleeping and anxiety disorders for many years. However, recently, a number of new benzodiazepines (named designer benzodiazepines, DBZDs) were synthesised, but some of them have never been used in the clinic; they reached the black drug market as new psychoactive substances and are used for recreational purposes. The abuse of these substances has...
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Sustainable energy consumption – Empirical evidence of a household in Poland sustainable energy consumption, electricity demand, econometric model, household energy transition, energy policy impact
PublicationThere is an expected increase in the demand for electricity from households in European countries. The outcome of the growing proportion of renewable energy sources in the energy supply mix should result in improved customer awareness regarding their electricity usage. Additionally, they must assume a more proactive role in overseeing their electricity usage. Innovation and pollution management have become crucial catalysts for...
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"Debata podatkowa" nt. zmian podatkowych w roku 2019
EventsPierwsze spotkanie z cyklu „Debat podatkowych” na WZiE, podczas którego zostaną omówione praktyczne aspekty związane ze zmianami podatkowymi w roku 2019, m.in: split payment, niższy CIT, exit tax i ulga na B+R.