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Search results for: bank system
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Banks and Bank Systems
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Audio-visual surveillance system for application in bank operating room
PublicationAn audio-visual surveillance system able to detect, classify and to localize acoustic events in a bank operating room is presented. Algorithms for detection and classification of abnormal acoustic events, such as screams or gunshots are introduced. Two types of detectors are employed to detect impulsive sounds and vocal activity. A Support Vector Machine (SVM) classifier is used to discern between the different classes of acoustic...
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The project IDENT: Multimodal biometric system for bank client identity verification
PublicationBiometric identity verification methods are implemented inside a real banking environment comprising: dynamic handwritten signature verification, face recognition, bank cli-ent voice recognition and hand vein distribution verification. A secure communication system based on an intra-bank client-server architecture was designed for this purpose. Hitherto achieved progress within the project is reported in this paper with a focus...
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Processing of acoustical data in a multimodal bank operating room surveillance system
PublicationAn automatic surveillance system capable of detecting, classifying and localizing acoustic events in a bank operating room is presented. Algorithms for detection and classification of abnormal acoustic events, such as screams or gunshots are introduced. Two types of detectors are employed to detect impulsive sounds and vocal activity. A Support Vector Machine (SVM) classifier is used to discern between the different classes of...
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Super capacitor energy bank MEDCOM UCER-01 in Gdynia trolleybus system
PublicationSince 2001, trolleybus system in Gdynia has been involved in many activities related to the reduction of power consumption, both in terms of implementation and research and development. The installation of the supercapacity energy bank on substation Wielkopolska in 2014 year was one of them. It is the first such big stationary supercapacitor storage system installed in trolleybus supply system in the Middle - Eastern Europe. The...
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Validating data acquired with experimental multimodal biometric system installed in bank branches
PublicationAn experimental system was engineered and implemented in 100 copies inside a real banking environment comprising: dynamic handwritten signature verification, face recognition, bank client voice recognition and hand vein distribution verification. The main purpose of the presented research was to analyze questionnaire responses reflecting user opinions on: comfort, ergonomics, intuitiveness and other aspects of the biometric enrollment...
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Reducing of energy consumption in public transport - results of experimental exploitation of super capacitor energy bank in Gdynia trolleybus system
PublicationPaper presents the result of test exploitation supercapacitor energy bank in Gdynia trolleybus system. In the first part of the article the basics of the regenerative breaking are presented and the construction and control strategy of the supercapacitor bank are described. The area of research and method of measurement are explained. In the second part of paper the results of tests and measurements are described. Emphasis was placed...
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Size and mass minimization of capacitor bank in a power converter DC line of DC drive with closed loop control system with PWM and current limitation
PublicationPaper deals with evaluation equations for power filter of AC-DC power converter which allows to provide size and mass minimization of capacitor bank in DC drive closed loop systems with PWM and current limitation. Reliability of provided equations is proved by simulation in MATLAB/Simulink
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Face detection algorithms evaluation for the bank client verification
PublicationResults of investigation of face detection algorithms in the video sequences are presented in the paper. The recordings were made with a miniature industrial USB camera in real conditions met in three bank operating rooms. The aim of the experiments was to check the practical usability of the face detection method in the biometric bank client verification system. The main assumption was to provide as much as possible user interaction...
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Evaluation of Face Detection Algorithms for the Bank Client Identity Verification
PublicationResults of investigation of face detection algorithms efficiency in the banking client visual verification system are presented. The video recordings were made in real conditions met in three bank operating outlets employing a miniature industrial USB camera. The aim of the experiments was to check the practical usability of the face detection method in the biometric bank client verification system. The main assumption was to provide...
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An Approach to the Detection of Bank Robbery Acts Employing Thermal Image Analysis
PublicationA novel approach to the detection of selected security-related events in bank monitoring systems is presented. Thermal camera images are used for the detection of people in difficult lighting conditions. Next, the algorithm analyses movement of objects detected in thermal or standard monitoring cameras using a method evolved from the motion history images algorithm. At the same time, thermal images are analyzed in order to detect...
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Bank komercyjny a jego prawne otoczenie.
PublicationBank komercyjny jest systemem. Jest on podatny na oddziaływanie swojego otoczenia. Ponieważ bank jest instytucją zaufania publicznego, szczególnie istotne jest dla niego otoczenie prawne. W artykule określono relacje: prawe otoczenie - bank komercyjny.
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Usability study of various biometric techniques in bank branches
PublicationThe purpose of the presented research was to evaluate the performance of the prepared biometric algorithms and obtain information on the opinions and preferences of their users in bank branches. The study aimed to determine users' attitudes towards particular modalities and preferences on how to use biometrics after the bank customers had practical experience with the operation of the prototype solutions. The research results...
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A filter bank solution for active power filter control algorithms
PublicationThb paper describes the proposed active power fiIter (APF) with a new control circuit based on an algorithm using ufilter bank and a harmonic predictor. The conirol circuit was realized using the digiiaI signor processor ADSP-21065L and FPGA circuiL In the proposed circuit transient performunee of APF is improved The active power fdter circuil has been built and teste6 and some illustrative, experimental results are uIso presented...
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Radiated emissions measurements of a portable power bank in a GTEM cell
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The Goertzel filter-bank usage in the non-stationary impedance measurement.
PublicationArtykuł prezentuje metodę pomiaru parametrów impedancyjnych w warunkach niestacjonarnych bazującą na próbkowaniu sygnałów pomiarowych i przetwarzaniu cyfrowym. Zaproponowano i przeanalizowano zastosowanie banku filtrów Goertzela. Porównano zaproponowane podejście z tradycyjnie stosowaną metodą STDFT. Przedstawiono wynik symulacji i pomiarów.
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Efekty wsparcia programu Gambit Pomorski przez bank światowy.
PublicationRuch drogowy i nieodpowiednio przystosowanie do niego ulice są realnym zagrożeniem dla najmłodszych. Problem bezpiecznej drogi dom-szkoła-dom najczęściej dotyczy dzieci w wieku od 5 do 15 lat. Miejsca wypadków z młodszymi dziećmi w wieku przedszkolnym najczęściej lokalizowane są w pobliżu miejsca zamieszkania. Analiza otoczenia szkół wybranych do eksperymentów w ramach programu GAMBIT wskazuje, że występują liczne mankamenty w...
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Fees for Advertisements in Public Space Incurred by a Given Bank Brand in Poland
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Performance Analysis of Developed Multimodal Biometric Identity Verification System
PublicationThe bank client identity verification system developed in the course of the IDENT project is presented. The total number of five biometric modalities including: dynamic handwritten signature proofing, voice recognition, face image verification, face contour extraction and hand blood vessels distribution comparison have been developed and studied. The experimental data were acquired employing multiple biometric sensors installed...
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Reasons Fostering or Discouraging the Implementation of Central Bank-Backed Digital Currency: A Review
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Fees For Advertisements In The Right-Of-Ways Of Public Roads Incurred By A Given Bank Brand In Poland
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Shaping the City Responding to Climate Change – Concept of Development of the Right Bank of the Vistula River in Toruń, Poland,
PublicationThe problems of cities of the 21st century are caused by anthropogenic oppression of the environment, through the growth of economic activity and continuous urbanisation, and taking away ecologically important open areas and biologically active areas. Increasingly frequent and sudden rains, strong winds, turbulence and rising world water levels are some of the consequences of climate change that have a direct impact on the functioning...
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Andrzej Czyżewski prof. dr hab. inż.
PeopleProf. zw. dr hab. inż. Andrzej Czyżewski jest absolwentem Wydziału Elektroniki PG (studia magisterskie ukończył w 1982 r.). Pracę doktorską na temat związany z dźwiękiem cyfrowym obronił z wyróżnieniem na Wydziale Elektroniki PG w roku 1987. W 1992 r. przedstawił rozprawę habilitacyjną pt.: „Cyfrowe operacje na sygnałach fonicznych”. Jego kolokwium habilitacyjne zostało przyjęte jednomyślnie w czerwcu 1992 r. w Akademii Górniczo-Hutniczej...
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Variable-structure algorithm for identification of quasi-periodically varying systems
PublicationThe paper presents a variable-structure version of a generalized notchfiltering (GANF) algorithm. Generalized notch filters are used for identification of quasi-periodically varying dynamic systems and can be considered an extension, to the system case, of classical adaptive notch filters. The proposed algorithm is a cascade of two GANF filters: a multiple-frequency "precise" filter bank, used for precise system tracking, and a...
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Discovering relationships between data in an enterprise information system using log analysis
PublicationEnterprise systems are inherently complex and maintaining their full, up-to-date overview poses a serious challenge to the enterprise architects’ teams. This problem encourages the search for automated means of discovering knowledge about such systems. An important aspect of this knowledge is understanding the data that are processed by applications and their relationships. In our previous work, we used application logs of an enterprise...
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Changes in the ownership structure of the banking sector (percentage share) in 1995-2004
Open Research DataAnalyzing the data, one can observe a steadily declining share of the State Treasury in the shareholding structure of banks. In 1995, the state owned over 40% of bank assets (counting directly the share of the State Treasury and indirectly through enterprises organized under state legal persons). At the same time, it should be noted that the NBP is...
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Pilot Testing of Developed Multimodal Biometric Identity Verification System
PublicationThe bank client identity verification system developed in the course of the IDENT project is presented. The total number of five biometric modalities including: dynamic signature proofing, voice recognition, face image verification, face contour extraction and hand blood vessels distribution comparison have been developed and studied. The experimental data were acquired employing multiple biometric sensors installed at engineered...
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Analysis of results of large-scale multimodal biometric identity verification experiment
PublicationAn analysis of a large set of biometric data obtained during the enrolment and the verification phase in an experimental biometric system installed in bank branches is presented. Subjective opinions of bank clients and of bank tellers were also surveyed concerning the studied biometric methods in order to discover and to explore relations emerging from the obtained multimodal dataset. First, data acquisition and identity verification...
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Offshore benthic habitat mapping based on object-based image analysis and geomorphometric approach. A case study from the Slupsk Bank, Southern Baltic Sea
PublicationBenthic habitat mapping is a rapidly growing field of underwater remote sensing studies. This study provides the first insight for high-resolution hydroacoustic surveys in the Slupsk Bank Natura 2000 site, one of the most valuable sites in the Polish Exclusive Zone of the Southern Baltic. This study developed a quick and transparent, automatic classification workflow based on multibeam echosounder and side-scan sonar surveys to...
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Maturity Mismatch in the Polish Banking System and its Impact on the Economy
PublicationIn the article maturity mismatch in the Polish banking system is estimated based on the publicly available data. Then the impact on the economy is discussed. Based on Polish central bank’s data it may be estimated that between 1996 and 2012 the maturity gap increased significantly – average residual maturity of assets exceeds 6 years in 2012 (less than 2 years in 1996), while that of liabilities remains below 1 year. The gap...
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OECD Guidelines for Micro Statistics on Household Wealth
PublicationThis report reflects the contributions of members of the OECD Expert Group on Micro Statistics on Household Income, Consumption and Wealth. Members of the Expert Group included representatives from National Statistical Offices – Bob McColl (Chair, Australia); Alison Hale (Canada); Andre Bustamante and David Niculcar (Chile); Henrik Sejerbo Soerensen (Denmark); Yafit Alfandari (Israel); Shinji Yoshioka (Japan); Sinho Kim...
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Józef Kotus dr hab. inż.
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Discovering interactions between applications with log analysis
PublicationApplication logs record the behavior of a system during its runtime and their analysis can provide useful information. In this article, we propose a method of automated log analysis to discover interactions taking place between applications in an enterprise. We believe that such an automated approach can greatly support enterprise architects in building an up-to-date view of a governed system in a modern, fast-paced development...
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Sztuczne sieci neuronowe oraz metoda wektorów wspierających w bankowych systemach informatycznych
PublicationW artykule zaprezentowano wybrane metod sztucznej inteligencji do zwiększania efektywności bankowych systemów informatycznych. Wykorzystanie metody wektorów wspierających czy sztucznych sieci neuronowych w połączeniu z nowoczesną technologią mikroprocesorową umożliwia znaczący wzrost konkurencyjności banku poprzez dodanie nowych funkcjonalności. W rezultacie możliwe jest także złagodzenie skutków kryzysu finansowego.
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Metody sztucznej inteligencji do wspomagania bankowych systemów informatycznych
PublicationW pracy opisano zastosowania nowoczesnych metod sztucznej inteligencji do wspomagania bankowych systemów informatycznych. Wykorzystanie w systemach informatycznych algorytmów ewolucyjnych, harmonicznych, czy sztucznych sieci neuronowych w połączeniu z nowoczesną technologią mikroprocesorową umożliwiają zasadniczy wzrost konkurencyjności banku. Dlatego w pracy omówiono wybrane zastosowania bankowe ze szczególnym uwzględnieniem zbliżeniowych...
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Anna Rzeczycka dr hab.
PeopleAnna Rzeczycka is the deputy head of the Department of Finance at the Faculty of Economics and Management of the Gdańsk University of Technology. Publications are situated in the field of social sciences in the discipline of economics and finance. They include books, monographs, articles, publications and scientific editions of monographs and scientific journals. In terms of numbers, it includes the following items: 12 monographs...
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Exploring Relationships Between Data in Enterprise Information Systems by Analysis of Log Contents
PublicationEnterprise systems are inherently complex and maintaining their full, up-to-date overview poses a serious challenge to the enterprise architects’ teams. This problem encourages the search for automated means of discovering knowledge about such systems. An important aspect of this knowledge is understanding the data that are processed by applications and their relationships. In our previous work, we used application logs of an enterprise...
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Ryzyko bankowe i metody jego ograniczenia
PublicationW pracy przedstawiono bank jako podmiot systemy. Takie ujęcie wymagało zdefiniowania pojęcia ''system'' oraz oznaczenia jego cech. Zgodnie z przyjętą koncepcją, założono, że bank funkcjonuje w warunkach permanentnego ryzyka. Ponieważ jest on instytucją zaufania publicznego, rozważono konieczność podjęcia działań zmierzających do minimalizowania zagrożeń tkwiących w jego działalności. W monografii określono sposoby ograniczania...
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System subwencjonowania jednostek samorządu terytorialnego w Polsce: dysfunkcje i pożądane kierunki racjonalizacji
PublicationMonografia poświęcona jest problematyce racjonalizacji subwencjonowania samorządu terytorialnego w Polsce. Jej głównym celem jest określenie roli i znaczenia subwencji w systemie finansowym jednostek samorządu terytorialnego. Za dysfunkcje w największym stopniu zniekształcające system subwencjonowania uznano: ― brak powiązania globalnej kwoty subwencji ogólnej ze składowymi budżetu państwa, ― pomijanie, przy ocenie potencjału...
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Costs of privatization of the banking sector in Poland in 1997-2000
Open Research DataOn June 14, 1996, a special law was passed on the merger and grouping of certain banks in the form of joint-stock companies. Pursuant to these regulations, the PeKaO S.A. banking group was established, which was the only entity of this type established in this way. Additionally, by the end of 1996, four out of nine regional banks were sold, i.e. Wielkopolski...
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Property sustainable value versus highest and best use analyzes
PublicationThis article proposes the possibility of applying fuzzy logic theory to perform the tasks of determining the market value of agricultural lands. These tasks are of a multi‐criteria character, as multiple factors are taken into consideration during the land value valuation process. The market value of agricultural land plots, calculated using fuzzy logic methods, can provide a basis for further use in the processes that are directly...
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Multi-nodal PWR reactor model — Methodology proposition for power distribution coefficients calculation
PublicationIn the paper the multi-nodal Pressurized Water Reactor (PWR) model called Mann’s model is presented. This models is used for modelling purposes of the heat transfer from fuel to coolant in reactor core. The authors expand widely used in literature approach by defining additional coefficients for the heat transfer model. These parameters approximate the power generation distribution in the PWR reactor core according to the to the...
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ROLA I ZNACZENIE SYSTEMÓW PRZELEWÓW NATYCHMIASTOWYCH A OBRÓT BEZGOTÓWKOWY W POLSCE
PublicationCelem pracy jest opis systemów szybkich przelewów w Polsce z uwagi na rosnące znaczenie obrotu bezgotówkowego. Artykuł wskazuje na genezę powstania systemów oraz ich rosnące znaczenie na rynku usług płatniczych. Celem szczegółowym jest zobrazowanie wzrostu liczby i wartości transakcji zrealizowanych przez systemy płatności natychmiastowych w Polsce oraz odniesienie wolumenu do statystyk systemu Elixir. Autor obrazuje korzyści płynące...
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Szkoła wyższa miejscem kreowania i wykorzystywania wiedzy.
PublicationArtykuł zawiera refleksje autora na temat problemów zarządzania wiedzą w technicznej uczelni wyższej. Badania i prowadzenie procesu kształcenia są podstawowymi obszarami działalności uniwersytetu. Oba te obszary związane są z kreowaniem i wykorzystywaniem wiedzy. W wyniku procesu lizbońskiego zostały sformułowane w tym kontekście cele strategiczne. Również rząd polski przyjął dokumenty dotyczące strategii rozwoju szkolnictwa wyższego...
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LIDAR data from a topographic survey conducted in the area where the Gdańsk Głowa Fortress was located
Open Research DataThe measurement data was obtained during research aimed at utilizing LiDAR observations to detect remnants of the historical complex of the Gdańsk Głowa Fortress. The collected information comes from a spatial survey conducted using a scanner mounted on an unmanned aerial vehicle. This advanced measurement system allows for precise registration of the...
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Number of individual clients in Polish banks (10 largest entities) in 2017
Open Research DataAccording to the data of the National Bank of Poland, in 2017 Polish banks served 49 million customers (of which 45.5 million were retail customers). The largest number of individual clients was served by PKO Bank Polski - nearly 9.5 million, the second was Bank Pekao - 5.4 million, and the third place in the list of ING Bank Śląski - 4.6 million. A...
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Number of own bank branches (2017)
Open Research DataThe number of traditional bank branches is decreasing. As can be seen from the data presented in the table below, over the year (2016-2017), the network of bank branches in Poland decreased by over half a thousand (currently the total number of traditional bank branches, excluding partner branches, amounts to nearly 6 thousand). None of the 20 largest...
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Measurements of radiation emission of a portable power bank with a capacity of 5200 mAh
Open Research DataThe dataset contains the emission measurement results that are part of comprehensive tests carried out for portable power banks with different capacities. The measurements were performed in the frequency range from 30 MHz to 3 GHz using a Gigahertz Transverse Electromagnetic (GTEM) cell. The test setup was configured to measure a portable power bank...
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Measurements of radiation emission of a portable power bank with a capacity of 2600 mAh
Open Research DataThe dataset contains the emission measurement results that are part of comprehensive tests carried out for portable power banks with different capacities. The measurements were performed in the frequency range from 30 MHz to 3 GHz using a Gigahertz Transverse Electromagnetic (GTEM) cell. The test setup was configured to measure a portable power bank...
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Number of bank branches per million inhabitants in EU countries 2015
Open Research DataAccording to the data presented, over the year (2016-2017), the network of bank branches in Poland decreased by over half a thousand (currently the total number of traditional bank branches, excluding partner branches, amounts to nearly 6 thousand). It is worth noting, however, that the number of bank branches per million inhabitants is the highest...