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Wyniki wyszukiwania dla: bank accounts
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Kapitał własny jako miernik bezpieczeństwa funkcjonowania banku w gospodarce rynkowej
PublikacjaW pracy przedstawiono rolę kapitału własnego w kształtowaniu poziomu bezpieczeństwa funkcjonowania banków. Instrumentem pozwalającym na określenie tego poziomu jest współczynnik adekwatności kapitałowej. W opracowaniu przeprowadzono analizę poziomu bezpieczeństwa banków w oparciu o generowane współczynniki wypłacalności w latach 2002 - 2006 w Polsce.
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Experimental determination of dynamic properties of cylindrical steel tank model filled with liquid
PublikacjaIn technical branches, such as chemical or petroleum industries, cylindrical steel tanks are essential structures used for storage of liquid products. Any failure might have disastrous consequences, therefore their safety and reliability is essential. The aim of the present paper is to show the results of the experimental study which has been conducted on a scaled model of a real tank used in Poland. The investigation was carried...
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Temperature effect on the emission spectra of narrow band Mn4+phosphors for application in LEDs
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Hydrogen-Containing Na3HTi1–xMnxF8 Narrow-Band Phosphor for Light-Emitting Diodes
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Diagnosis of Damage in a Steel Tank with Self-Supported Roof through Numerical Analysis
PublikacjaThe safety of civil engineering structures is one of the most important issues of building industry. That is why the assessment of the damage-involved structural response has recently become of major concern to engineers. Among a number of different approaches to diagnosis of damage, the method of measuring the changes in natural frequencies is considered to be one of the most effective indicators of global damage. From the practical...
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Design of compact self-quintuplexing antenna with high-isolation for penta-band applications
PublikacjaThis article presents a novel compact self-quintuplexing antenna architecture based on a substrate-integrated rectangular cavity (SIRC) for pentaband applications. The proposed self-quintuplexing antenna is constructed by employing an SIRC, one Pi-shaped slot (PSS), one T-shaped slot (TSS), and five 50Ω microstrip feedlines. The PSS and TSS are engraved on the top of the SIRC to create five radiating patches, which are excited...
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Probabilistic estimation of diverse soil condition impact on vertical axis tank deformation
PublikacjaThe calculations of fuel tanks should take into account the geometric imperfections of the structure as well as the variability of the material parameters of the foundation. The deformation of the tank shell can have a significant impact on the limit state of the structure and its operating conditions. The paper presents a probabilistic analysis of a vertical-axis, floating-roof cylindrical shell of a tank with a capacity of 50000...
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Magnetic semiconductor photocatalysts for the degradation of recalcitrant chemicals from flow back water
PublikacjaIn the present study treatability of persistent organic compounds from the flow back water after hydrauling fracturing was investigated. The combination of TiO2 photocatalyst and magnetic oxide nanoparticles enhance the separation and recoverable property of nanosized TiO2 photocatalyst. Fe3O4/ TiO2 and Fe3O4@SiO2/TiO2 nanocomposites were prepared by heteroagglomeration. The photocatalysts’ characteristics by X-ray diffractometry...
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Inverse surrogate models for fast geometry scaling of miniaturized dual-band couplers
PublikacjaRe-design of microwave structures for various sets of performance specifications is a challenging task, particularly for compact components where considerable electromagnetic (EM) cross-couplings make the relationships between geometry parameters and the structure responses complex. Here, we address geometry scaling of miniaturized dual-band couplers by means of inverse surrogate modeling. Our approach allows for fast estimation...
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Ultrastructural analysis of the submandibular sialoliths: Raman spectroscopy and electron back-scatter studies
PublikacjaThe aim of work was the epidemiological analysis of the occurrence of sialolithiasis of the submandibular gland in adults and the evaluation of the ultrastructure of salivary stones. The study sample consisted of 44 sialoliths. Analysis of the structure and chemical composition of sialoliths was performed using a Scanning Electron Microscope and Raman Spectroscopy. Comparing our results with the literature we can say that the epidemiology...
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Person Tracking in a Ferry Environment Using Ultra-Wide Band Radio Interface
PublikacjaThis article presents research and analysis of effectiveness of tracking moving people in an environment of passenger ferry, using measurements of propagation time of ultra-wide band radio signal (UWB - Ultra-Wide Band). Constructed measurement stand and results of measurements carried out in a real propagation conditions were shortly discussed.
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Capacity of Surface Production of Band Sawing in Manufacture of Oak Floor Upper Layers
PublikacjaThin lamellae, corresponding to the layer components of structural glued members, i.e., 2-ply or 3-ply glued flooring, can be manufactured in re-sawing operations of kiln-dried wood blocks or in wet technologies, which currently seem to be more common because of the shorter drying time. The re-sawing process in wet technology is conducted on dedicated thin-cutting band sawing machines with stellite-tipped band saws. The goal of...
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A model of fuel combustion process in the marine reciprocating engine work space taking into account load and wear of crankshaft-piston assembly and the theory of semi-Markov processes
PublikacjaThe ar ticle analyses the operation of reciprocal internal combu stion engines, with mar ine engines u sed a s an example. The analysis takes into account types of energy conversion in the work spaces (cylinders) of these engines, loads of their crankshaft-piston assemblies, and types of fuel combustion which can take place in these spaces during engine operation. It is highlighted that the analysed time-dependent loads of marine...
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Revenues to the state budget from the sale of shares in state-owned banks in 1994-2000
Dane BadawczeOn June 14, 1996, a special law was passed on the merger and grouping of certain banks in the form of joint-stock companies. Pursuant to these regulations, the PeKaO S.A. banking group was established, which was the only entity of this type established in this way. Additionally, by the end of 1996, four out of nine regional banks were sold, i.e. Wielkopolski...
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Magdalena Brzozowska-Woś dr hab. inż.
OsobyMagdalena Brzozowska-Woś jest absolwentką Wydziału Zarządzania i Ekonomii Politechniki Gdańskiej (specjalność: systemy zarządzania). Jest również absolwentką Podyplomowego Studium Reklamy (Wydział Zarządzania i Ekonomii PG) oraz Podyplomowego Studium Public Relations (SWPS Uniwersytet Humanistycznospołeczny). W latach 2000-2003 współpracowała z Panoramą Internetu sp. z o. o. jako specjalista ds. marketingu. Pełniła również obowiązki...
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Costs of privatization of the banking sector in Poland in 1997-2000
Dane BadawczeOn June 14, 1996, a special law was passed on the merger and grouping of certain banks in the form of joint-stock companies. Pursuant to these regulations, the PeKaO S.A. banking group was established, which was the only entity of this type established in this way. Additionally, by the end of 1996, four out of nine regional banks were sold, i.e. Wielkopolski...
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Offshore benthic habitat mapping based on object-based image analysis and geomorphometric approach. A case study from the Slupsk Bank, Southern Baltic Sea
PublikacjaBenthic habitat mapping is a rapidly growing field of underwater remote sensing studies. This study provides the first insight for high-resolution hydroacoustic surveys in the Slupsk Bank Natura 2000 site, one of the most valuable sites in the Polish Exclusive Zone of the Southern Baltic. This study developed a quick and transparent, automatic classification workflow based on multibeam echosounder and side-scan sonar surveys to...
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Mobility’s Influence on System Loss in Off-Body BAN Scenarios
PublikacjaIn this paper, a measurement campaign for off body communications in an indoor environment is investigated for a set of on-body antennas. The channel impulse response was measured with the user approaching and departing from an off-body fixed antenna using two user dynamics, standing at fixed positions and walking. The processing of the measurement data allowed to evaluate system loss statistics. Different antenna configurations...
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Bandwidth Dependence of the Propagation Channel in Circular Metallic BAN Environments
PublikacjaIn this paper, the bandwidth dependence of the propagation channel for Body Area Networks (BANs) in circular metallic environments is addressed and models are proposed to evaluate the appropriate short-term fading margins that should be considered as a function of the system bandwidth. The deployment of BANs in metallic indoor environments, such as ships, factories, warehouses and other similar environments, involves additional...
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Changes in the ownership structure of the banking sector (percentage share) in 1995-2004
Dane BadawczeAnalyzing the data, one can observe a steadily declining share of the State Treasury in the shareholding structure of banks. In 1995, the state owned over 40% of bank assets (counting directly the share of the State Treasury and indirectly through enterprises organized under state legal persons). At the same time, it should be noted that the NBP is...
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Advanced coating of Tank Interior as means of Rising Environmental Safety of Tankers/RIM technology
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A novel dual-band rectifier circuit with enhanced bandwidth for RF energy harvesting applications
PublikacjaIn recent years, a rapid development of low-power sensor networks, enabling machine-to-machine communication in applications such as environmental monitoring, has been observed. Contemporary sensors are normally supplied by an external power source, typically in a form of a battery, which limits their lifespan and increases the maintenance costs. This problem can be addressed by harvesting and converting ambient RF energy into...
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CONSUMERS’ APPROACH TO THE CREDIBILITY OF THE INFLATION FORECASTS PUBLISHED BY CENTRAL BANKS: A NEW METHODOLOGICAL SOLUTION
PublikacjaModern monetary policy focuses on credibility and shaping inflation expectations. In keeping with the concept of inflation forecast targeting, the inflation forecasts published by central banks play a crucial role in the instrument rate decision-making process and may be treated as a specific intermediate target. This study proposes an inflation forecast credibility index, the scope of which is narrowed to non-specialists’ approach...
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Particulate Matter Production of Small Heat Source Depending on the Bark Content in Wood Pellets
PublikacjaWood pellets as biofuel are more and more used in small heat sources in Europe. Standard wood pellets are produced from wood sawdust without bark. The paper deals about the impact of bark in wood pellets on their properties and combustion process. Special attention in this work is paid to production of particulate matter during combustion of wood pellets depending on bark content. There were experimentally produced spruce wood...
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On Design Optimization of Miniaturized Microscrip Dual-Band Rat-Race Coupler with Enhanced Bandwidth
PublikacjaIn the paper, a novel topology of a miniaturized wideband dual-band rat-race coupler has been presented. Small size of the circuit has been obtained by meandering transmission lines of the conventional circuit. At the same time, the number of independent geometry parameters has been increased in order to secure sufficient circuit flexibility in the context of its design optimization for dual-band operation. Optimum dimensions of...
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Experimental investigation of Steel–Concrete–Polymer composite barrier for the ship internal tank construction
PublikacjaTransportation of dangerous cargo by ships demands ensuring an appropriate protection level in case of an accident. Two of the most dangerous accident types resulting in an oil spill are grounding and ship to ship collision. The article presents results of research on a new composite construction for a ship hull that increases structural safety during collision. The concept of semi-elastic Steel–Concrete–Polymer structure is presented....
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In-situ and ex-situ resistance measurements of polypyrrole film using double-band electrode
PublikacjaMany in-situ techniques are performed in order to determine the resistance of conducting polymer film. However, the resistance measured in solution can be the combination of polymer resistance and that of other components, such as resistance of supporting electrolyte. Therefore, in this work, the influence of the solution on the resistance of polypyrrole (PPy) film has been studied. PPy film was electrchemically synthesized onto...
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Opportunistic tri-band carrier aggregation in licensed spectrum for multi-operator 5G hetnet
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Optimization of Polycrystalline CVD Diamond Seeding with the Use of sp³/sp² Raman Band Ratio
PublikacjaThe influence of various nanodiamond colloids used for seeding nondiamond substrates in microwave plasma enhanced chemical vapour deposition diamond process was investigated. Colloids based on deionized water, isopropanol alcohol and dimethyl sulfoxide (DMSO) were used with different grain size dispersion: 150, 400 and 35 nm, respectively. The influence of growth time was also taken into consideration and bias enhanced nucleation....
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Design and Implementation of Multi-Band Reflectarray Metasurface for 5G Millimeter Wave Coverage Enhancement
PublikacjaA compact low-profile multi-band millimeter-wave (mm-wave) reflectarray metasurface design is presented for coverage enhancement in 5G and beyond cellular communication. The proposed single-layer metasurface exhibits a stable reflection response under oblique incidence angles of up to 60o at 24 and 38 GHz, and transmission response at 30 GHz, effectively covering the desired 5G mm-wave frequency bands. The proposed reflectarray...
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4x4 Butler matrix in microstrip-slot technology for 5.4 - 5.7 GHz frequency band
PublikacjaW pracy zaprezentowano projekt, realizację oraz wyniki pomiarów parametrów 8-wrotowej, mikropaskowej matrycy Butlera wykonanej w technice wielowarstwowej. Poprzez odpowiednie rozmieszczenie wrót układu oraz zastosowanie sprzęgaczy wykorzystujących efekt sprzężenia poprzez szczelinę w płaszczyźnie wspólnej masy wyeliminowano konieczność zastosowania skrzyżowań linii mikropaskowych. Zrealizowany układ wydaje się obiecujący, ze względu...
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The influence of height-to-diameter ratio on wind load of double-shell cylindrical, vertical tank
PublikacjaW pracy zaprezentowano badania modelowe obciążenia wiatrem dwupłaszczowych zbiorników walcowych o różnych smukłościach aerodynamicznych. Przedstawiono wyniki pomiarów przeprowadzonych na dwóch modelach zbiorników z dachem pływajacym i stosunku wysokości do średnicy płaszcza 0,45 i 0,25.
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Hydrothermal dewatering of low-rank coals: Influence on the properties and combustion characteristics of the solid products
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Sensitivity calibration procedures in optical‐CT scanning of BANG®3 polymer gel dosimeters
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Optymalizacja witryny internetowej Banku Zachodniego WBK S.A. na podstawie testów użyteczności
PublikacjaArtykuł przedstawia praktyczne zastosowanie testów użyteczności w rzeczywistym przedsięwzięciu informatycznym. Testy ukierunkowane były na podniesienie jakości użytkowej strony głównej serwisu internetowego ogólnopolskiego banku. W ramach wprowadzenia dokonano przeglądu znanych metod i narzędzi przeznaczonych do oceny i poprawy użyteczności. Wybrane metody i narzędzia zostały wykorzystane w badaniach użyteczności, których opis...
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Damage tests of the single shell ship fuel tank with additional elastic protective coating
PublikacjaWejście na mieliznę lub kolizja średniej wielkości np. kontenerowca może doprowadzić do zanieczyszczenia środowiska Morza Bałtyckiego paliwem uwolnionym z rozszczelnionych, jednoposzyciowych zbiorników dennych, a ilość tego paliwa może być znaczna. W związku z tym podjęto prace badawcze zmierzające do opracowania sposobu obniżenia ryzyka rozlewu paliwa w wypadku kolizji poprzez wprowadzenie drugiej bariery ochronnej. Idea pomysłu...
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The impact of footing conditions of a vertical-axis floating-roof tank on structural shell deformation
PublikacjaStructural shells of fuel tanks are often subjected to geometric imperfections which may lead to exceeding the ultimate and serviceability limit states. One of the means triggering shell deformation is non-uniform settlement caused by incoherent soil conditions. Analysis carried out in the work concerns of vertical-axis, floating-roof cylindrical shell which volume is 50.000 m3, founded on a complex multi-layered soil. The sensitivity...
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A compact spline-enhanced monopole antenna for broadband/multi-band and beyond UWB applications
PublikacjaIn this work, a compact monopole antenna for broadband/multi-band and beyond ultra- wideband (UWB) communication has been proposed. The structure is based on a spline-enhanced radiator with a broadband feed and a modified ground plane. Rigorous design optimization of the radiator has been performed in a two-stage framework where optimization of the structure with respect to electrical performance is followed by explicit miniaturization...
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High-Gain Compact Circularly Polarized X-Band Superstrate Antenna for CubeSat Applications
PublikacjaIn this letter, a concept of high-gain circularly polarized X-band antenna employing a partially reflecting surface (PRS) has been presented. In the initial antenna analysis, the influence of parasitic elements size in the PRS structure on antenna radiation pattern parameters has been investigated and the optimal arrangement of the elements has been identified. The proposed antenna provides wide bandwidth of return loss above 10...
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Response of cylindrical steel tank under stochastically generated non-uniform earthquake excitation
PublikacjaCylindrical steel tanks are very important structures in industrial facilities since their application is related to storing different types of products. Their safety and reliability have become a crucial issue because any damage may cause significant consequences, including ecological disaster. The most dangerous dynamic load acting on cylindrical steel tanks is related to earthquakes, especially that the seismic excitation may...
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Rapid Multi-band Patch Antenna Yield Estimation Using Polynomial Chaos-Kriging
PublikacjaYield estimation of antenna systems is important to check their robustness with respect to the uncertain sources. Since the Monte Carlo sampling-based real physics simulation model evaluations are computationally intensive, this work proposes the polynomial chaos-Kriging (PC-Kriging) metamodeling technique for fast yield estimation. PC-Kriging integrates the polynomial chaos expansion (PCE) as the trend function of Kriging metamodel...
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A Microwave Sensor with Operating Band Selection to Detect Rotation and Proximity in the Rapid Prototyping Industry
PublikacjaThis paper presents a novel sensor for detecting and measuring angular rotation and proximity, intended for rapid prototyping machines. The sensor is based on a complementary split-ring resonator (CSRR) driven by a conductor-backed coplanar waveguide. The sensor has a planar topology, which makes it simple and cost-effective to produce and accurate in measuring both physical quantities. The sensor has two components, a rotor, and...
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Expedited Yield Optimization of Narrow- and Multi-Band Antennas Using Performance-Driven Surrogates
PublikacjaUncertainty quantification is an important aspect of engineering design, also pertaining to the development and performance evaluation of antenna systems. Manufacturing tolerances as well as other types of uncertainties, related to material parameters (e.g., substrate permittivity) or operating conditions (e.g., bending) may affect the antenna characteristics. In the case of narrow- or multi-band antennas, this usually leads to...
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EM‐driven constrained miniaturization of antennas using adaptive in‐band reflection acceptance threshold
PublikacjaNumerical optimization of geometry parameters is a critical stage of the design process of compact antennas. It is also challenging because size reduction is constrained by the necessity of fulfilling imposed electrical performance requirements. Furthermore, full‐wave electromagnetic (EM) analysis needs to be used for reliable performance evaluation of the antenna structure, which is computationally expensive. In this paper, an...
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Wide-band modulation and adaptive equalization techniques for fast and reliable underwater data transmission.
PublikacjaSzybkość transmisji w płytkim kanale podwodnym jest ograniczona ze względu na wielokrotne odbicia fal dźwiękowych oraz niestacjonarność kanału. Dla zapewnienia szybkiej i niezawodnej transmisji danych w systemach komunikacji stosowane są złożone techniki modulacji oraz equalizacji kanału. W artykule zaproponowano zastosowanie modulacji OFDM oraz equalizacji adaptacyjnej w systemie komunikacji podwodnej. Modulacja OFDM stosowana...
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Economics of credit scoring management
PublikacjaCredit scoring models constitute an inevitable element of modern risk and profitability management in retail financial lending institutions. Quality,or separation power of a credit scoring model is usually assessed with the Gini coefficient. Generally, the higher Gini coefficient the better, as in this way a bank can increase number of good customers and/or reject more bad applicants. In...
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Fundacja Bank Mleka Kobiecego
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Structure analysis and thermal degradation characteristics of bio-based poly(propylene succinate)s obtained by using different catalyst amounts
PublikacjaLinear bio-based polyester polyols were prepared with the use of succinic acid and 1.3-propanediol (both with natural origin). As a catalyst was used tetraisopropyl orthotitanate (TPT). In order to determine the effect of various catalyst content on the thermal degradation characteristics, three different TPT amounts, as a 1.3-propanediol equivalent, were used, namely 0.1 mass% (PPS-0.1), 0.2 mass% (PPS-0.2) and 0.25 mass% (PPS-0.25)....
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Antimicrobial Effect of Essential Oil of Ziziphora tenuior on Water by Heterotrophic Plate Counts Method in Kerman (Southeast of Iran)
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Higher platelet counts correlate to tumour progression and can be induced by intratumoural stroma in non-metastatic breast carcinomas
PublikacjaBackground Platelets support tumour progression. However, their prognostic significance and relation to circulating tumour cells (CTCs) in operable breast cancer (BrCa) are still scarcely known and, thus, merit further investigation. Methods Preoperative platelet counts (PCs) were compared with clinical data, CTCs, 65 serum cytokines and 770 immune-related transcripts obtained using the NanoString technology. Results High normal...