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Search results for: INTERNET MORTGAGE MARKET
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Model of the Internet mortgage market optimization
PublicationThe Internet mortgages are currently a fast growing market, allowing selling mortgages cheaper andfaster than in the traditional methods such as in bank departments.Given the specificity of selling mortgages in the Internet, banks try to sell more mortgages by spendingmore money on advertising and paying higher commission to the brokers selling their products. It is important tooptimise the amounts of money in both sectors (the...
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The concept of rule model of the internet mortgage market
Publication..
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The comparison of Internet Mortgage Market in Selected EU Countries
PublicationThe paper presents the description of Internet mortgage market in selected European Union countries. It starts with brief introduction to the concept of creating a fuzzy model representing Polish Internet Mortgage Market. Then, for better understanding of the complexities of this kind of market functioning the comparison is made between mortgage markets in Poland, Estonia, Germany and The United Kingdom (UK): The UK as the European...
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TOWARD A FUZZY MODEL OF POLISH INTERNET MORTGAGE MARKET
PublicationThis article presents our continuing efforts to develop a model of the Internet-based mortgage market in Poland. It sums up modeling research done over the last 4 years, also showing the stages and the process of building and verifying the proposed model consisting of three submodels. The submodels are described for three market situations; that is, a stable market, financial crisis, and economic boom. The proposed model variables...
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Conceptual fuzzy model of the polish internet mortgage market
PublicationThe aim of this paper is to present the conceptual structure of basic fuzzy model representing Polish Internet mortgage market. The paper starts with introduction describing the market complexities and challenges, and description of previously created rule based model. Then the steps of the process of proposed model fuzzyfication are presented. Final part of the paper consists of conclusions and directions for future research.
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Conditions of the fuzzy internet mortgage market submodels implementation
PublicationPrzedstawiono submodele internetowego rynku pozyczek w ujeciu rozmytym. Omowiono warunki stosowania poszczegolnych modeli.
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The Hybrid Fuzzy - SOEKS Approach to the Polish Internet Mortgage Market
PublicationThe paper presents the hybrid fuzzy- SOEKS approach to the Polish Internet mortgage market, which is treated as an example of a fast changing market. Firstly, the market and market problems are described. Then, the first approach to the market problems is presented: the complete fuzzy model which was built basing on the rules. The fuzzy model is presented on one real data case. Next, the new approach, called Set of Experience Knowledge...
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An example of the fuzzy internet mortgage market sub-models implementation
PublicationPrzedstawiono implementacje rozmytego modelu do wspomagania zarządzania internetowym rynkiem kredytów hipotecznych
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The process of fuzzy model development for the case of polish internet mortgage market
PublicationThe aim of the paper is to present the conceptual description of fuzzy model representing the Polish Internet mortgage market. The first part of the paper consists of assessment and verification of model variables which are important for the Polish Internet Mortgage Market. This process begins with the initial set of variables which was used previously for the rule based model of the same market. As numerous aspects of the market...
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Polish internet mortgage market: towards fully developed fuzzy model
PublicationThe first part of the paper consists of introduction describing the Polish Internet Mortgage Market. Later there is presented the idea of the rule based model which may be used on this market. Next step consists of fuzzyfication of the model. This process begins with the initial set of variables which was used previously for the rule based model of the same market. As numerous aspects of the market cannot be presented in the crisp...
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Toward fuzzy model of Internet mortgage market: concepts and initial assumptions
PublicationPrzedstawiono koncepcję modelu opartego na matematyce rozmytej w zastosowaniu do opisu funkcjonowania rynku internetowych pożyczek banmkowych
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The role and concept of sub-models in the smart fuzzy model of the internet mortgage market
PublicationThe paper introduces some challenges of the fast growing mortgage market in Poland. One of these challenges is the need for a model development that could be used for various predictions related to this market. At the current stage of the model evelopment process our main goal is to propose and introduce sub-models the role of which would be to describe three different economic environments: stable, fast growing, and recession....
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Internet mortgage knowledge system
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Dependence of Housing Real Estate Prices on Inflation as One of the Most Important Factors: Poland’s Case
PublicationThe study aimed to examine the impact of inflation on the real estate market using Polish panel data for the last 13 years. It is based on a panel model, where price changes of one square meter of housing are determined as a function in changes of inflation, the central bank's base rate, dwellings built, as well as new mortgage loans. The quarterly dynamics of the average price of 1 square meter of housing in...
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Can Web Search Queries Predict Prices Change on the Real Estate Market?
PublicationThis study aims to explore whether the intensity of internet searches, according to the Google Trends search volume index (SVI), is a predictor of changes in real estate prices. The motivation of this study is the possibility to extend the understanding of the extra predictive power of Google search engine query volume of future housing price change (shift direction) by (i) the introduction of a research approach that combines...
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Functioning and legal regulations of perpetual usufruct right in Poland in relation to similar rights in other countries of the European Union
Publication1 May 2004, Poland became part of the European Union, which main aim is the political, economic and social integration of democratic European countries as well as the construction of a common market ensuring of persons, goods, services and capital move freely. The Accession Treaty provides some transitional periods for the adjustment of the right of Member States to the EU regulations. Next year, 12 years after joining the EU,...
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Mobile operators at war: opinion mining and sentiment analysis on social media
PublicationConsidering hermetic and very competitive market such as mobile operator ones, social media has become best alternative for contact with customer and gathering data and opinions. Different style of running social media profiles is giving different results. The research presented in this paper aims to show the number of responses gathered from polish Internet users and its sentiment for mobile operator brands. It also presents practical...
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Bridge of Knowledge: an Internet platform for R2R and R2B transfer of knowledge and promotion of cooperation
PublicationCurrently, the European Commission puts emphasis on supporting collaboration between universities and business. There are many possible ways to create a strong relationship between both these parties. Positive results of such cooperation lead to increased competitiveness of the global market and, in consequence, bring significant growth of innovation. The cooperation between research-to-research (R2R) and research-to-business (R2B)...
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The Internet as a knowledge source in Knowledge Views
PublicationArtykuł ten przedstawia koncepcję widoków na bazę wiedzy, jak może ona zostać wykorzystana w celu zbierania informacji z różnych źródeł, wnioskowania nad tymi informacjami i udostępnienia ich w postaci wymaganej przez aplikację. Korzystając z widoków na bazę wiedzy, aplikacja może "widzieć" Internet jako pojedyncze źródło wiedzy.
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Sources of inspiration in designing ecological buildings. If not Pinterest than what?
PublicationEfficiency of ecological measures for sustainable architecture depends greatly upon the moment in which it is defined as essential, and how early it can be applied during the design concept stage. The following article refers to inspiration, the initial stage of the design and means to combine it with substantial knowledge regarding ecological architecture. Means, such as computer programs...
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Zintegrowane działania komunikacyjne w internecie na przykładzie marki Żywiec Zdrój Smako-Łyk
PublicationArtykuł ma na celu ukazanie przykładów angażowania polskich internautów w kampanie komunikacji marketingowej realizowane dla marki Żywiec Zdrój Smako-Łyk. Analizie poddano treści odnoszące się bezpośrednio do marki oraz wybranych kampanii online prowadzonych w latach 2009–2015. W ostatnich latach w Polsce można obserwować coraz więcej kampanii wykorzystujących potencjał, jaki mają w sobie internauci. Cenne pomysły można pozyskać...
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Study on CPU and RAM Resource Consumption of Mobile Devices using Streaming Services
PublicationStreaming multimedia services have become very popular in recent years, due to the development of wireless networks. With the growing number of mobile devices worldwide, service providers offer dedicated applications that allow to deliver on-demand audio and video content anytime and everywhere. The aim of this study was to compare different streaming services and investigate their impact on the CPU and RAM resources, with respect...
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Nowe substancje psychoaktywne CZ. II. SYNTETYCZNE KANNABINOIDY - CHARAKTERYSTYKA, METODY OZNACZANIA I WYZWANIA ANALITYCZNE
PublicationDo nielegalnego obrotu co roku trafiają nowe związki o działaniu psychoaktywnym. Dostęp do takich substancji nie jest trudny, gdyż są one łatwo dostępne w wielu krajach, głównie w sklepach internetowych. Ponadto, organy ścigania i wymiar sprawiedliwości nie nadążają z wprowadzaniem tych substancji na listy substancji zakazanych przez co ich kontrola jest bardzo utrudniona. Syntetyczne kannabinoidy to grupa związków chemicznych,...
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Osoby starsze wobec innowacyjnych form świadczenia usług ubezpieczeniowych
PublicationPrzedmiotem zainteresowania badawczego w niniejszym tekście są usługi ubezpieczeniowe świadczone z wykorzystaniem innowacyjnych środków komunikacji: Internetu lub telefonu. W artykule skoncentrowano się na osobach powyżej 50 roku życia, szczególnie narażonych na zjawisko wykluczenia cyfrowego. Na podstawie przeglądu literatury sformułowano hipotezę badawczą: Cechy społeczno – demograficzne osób powyżej 50 roku życia wpływają na ich...
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Digital Transformation of Terrestrial Radio: An Analysis of Simulcasted Broadcasts in FM and DAB+ for a Smart and Successful Switchover
PublicationThe process of digitizing radio is far from over. It is an important interdisciplinary aspect, involving Big Data and AI (Artificial Intelligence) when it comes to classifying and handling content, and an organizational challenge in the Industry 4.0 concept. There exist several methods for delivering audio signals, including terrestrial broadcasting and internet streaming. Among them, the DAB+ (Digital Audio Broadcasting plus)...
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Transforming a Traditional, Family-Run Car Dealership into a Digital-Era Modern Service Provider
PublicationThe automotive industry today faces multiple challenges. The automotive market is characterised by frequent changes and technological developments in comfort and safety of travel by all types of vehicles. The division between traditional and modern services is related to their susceptibility to technological progress. We should differentiate between two types of technology: technology used directly in vehicles and technology utilized...
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Evaluation of multimedia applications in a cluster oriented environment
PublicationIn the age of Information and Communication Technology (ICT), Web and the Internet have changed significantly the way applications are developed, deployed and used. One of recent trends is modern design of web-applications based on SOA. This process is based on the composition of existing web services into a single scenario from the point of view of a particular user or client. This allows IT companies to shorten product time-to-market....
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Open extensive IoT research and measurement infrastructure for remote collection and automatic analysis of environmental data.
PublicationInternet of Things devices that send small amounts of data do not need high bit rates as it is the range that is more crucial for them. The use of popular, unlicensed 2.4 GHz and 5 GHz bands is fairly legally enforced (transmission power above power limits cannot be increased). In addition, waves of this length are very diffiult to propagate under field conditions (e.g. in urban areas). The market response to these needs are the...
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Nowe substancje psychoaktywne. Cz. I. Współczesna sytuacja narkotykowa
PublicationGwałtowny wzrost liczby substancji wprowadzanych na rynek narkotykowy został zaobserwowany już pod koniec lat dziewięćdziesiątych XX wieku. Każdego roku syntezowane są nowe substancje jako analogi już istniejących, a ich ilość systematycznie rośnie. Niejednokrotnie wprowadzenie niewielkiej zmiany w strukturze związku może spowodować znaczne zmiany ich właściwości fizykochemicznych oraz psychoaktywnych. Nowe substancje psychoaktywne...
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Infobrokerstwo w Polsce
PublicationW artykule przedstawiono etapy tworzenia infobrokeringu w Polsce, formy kształcenia infobrokerów,: studia podyplomowe, uczelnie, kursy i szkolenia.
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The “autumn effect” in the gold market—does it contradict the Adaptive Market Hypothesis?
PublicationThe present study aims to verify the autumn effect in the gold market, first presented 10 years ago by Dirk Baur in the paper “The autumn effect of gold” and to investigate the calendar effects occurring for other precious metals. This empirical research is presented in a way to place the results obtained in the context of the Efficient Market Hypothesis (EMH) and the more current Adaptive Market Hypothesis (AMH). The study was...
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Market Structure and Market Power in Selected Sectors of The Polish Economy Based on COICOP Classification
PublicationThis paper present new and simple measures of market structure and market power. Based on the classical models of market structures, where a given structure is determined by the number of enterprises, indexes of degree of monopoly have been estimated, representing an average number of entities per branch. Additionally, market power indexes have been determined as an average revenue per an enterprise in a given branch. This approach...
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Internet payment methods in Poland
PublicationIn this chapter authors intended to describe wide range of aspects of the Internet payment systems. At the beginning there is briefly shown their evolution and features required for the effective payment system. Data on the popularity of different payment systems in Internet transactions links this section with description of the current state of payment systems available in Poland.
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The need for new transport protocols on the INTERNET
PublicationThe TCP/IP protocol suite is widely used in IP networks, regardless of diverse environments and usage scenarios. Due to the fact of being the basic concept of organizing the work of the Internet, it is the subject of interest and constant analysis of operators, users, network researchers, and designers. The Internet is a "living" organism in which new needs appear all the time. This is particularly important due to the emerging...
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Internet Rzeczy - rozwiązania modelowe
PublicationW pracy omówiono problemy projektowania i realizacji sieci typu internet rzeczy (IoT). Scharakteryzowano podstawowe cechy systemów, które pozwalają na zakwalifikowanie ich do kategorii internet rzeczy. Przedstawiono wyniki testowania małej sieci typu „zrób to sam” zaprojektowanej i wykonanej w duchu idei internetu rzeczy. Oceniono, czy udało się osiągnąć nową jakość i synergiczny efekt wynikający z wykorzystania wielu źródeł danych...
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Manufacturing Data Analysis in Internet of Things/Internet of Data (IoT/IoD) Scenario
PublicationComputer integrated manufacturing (CIM) has enormous benefits as it increases the rate of production, reduces errors and production waste, and streamlines manufacturing sub-systems. However, there are some new challenges related to CIM operating in the Internet of Things/Internet of Data (IoT/IoD) scenarios associated with Industry 4.0 and cyber-physical systems. The main challenge is to deal with the massive volume of data flowing...
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Macroeconomic functions of the Russian stock market
PublicationThe purpose of this article is to present the structure of the stock market in the Russian Federation and the significance of this part of national financial system for the whole economy, particularly the degree of main macroeconomic functions fulfillment. First part of the text includes an overview of the main theoretical concepts linked with the stock market roles as well as a brief description of results of selected studies...
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Why is IPv6 Deployment Important for the Internet Evolution?
PublicationAbstract-Replacing the IPv4 protocol with IPv6 on the Internet is currently one of the aims of the European Union policy. The main reason for this replacement is the effeteness of the addresses pool in the IPv4 protocol, which can cause serious complications in the evolution of the Internet and its adaptation in new areas, e.g., in next generation mobile telephony or the so called Internet of Things. Simultaneously, the addressing...
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Practical Evaluation of Internet Systems' Security Mechanisms
PublicationA proposed Internet systems security layer with context-oriented security mechanisms reduces the risk associated with possible vulnerabilities. A metric of the system trust level is proposed, and then evaluated according to a university Internet system.
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Regeneration Project of Market Places GOSPOSTRATEG – “Polanki” Market in Gdańsk-Oliwa Pilot Project Monitoring Dataset
PublicationThe dataset entitled Monitoring of activities carried out as part of prototyping and implementation of the pilot project in the area of the “Polanki” market and its direct neighbourhood, in the Gdańsk-Oliwa district, step1; stage from July 2020 year contains tabular monitoring lists (quantitative and qualitative documentation report in the form of tables) of activities carried out as part of the prototyping and implementation of...
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Internet photogrammetry as a tool for e-learning
PublicationAlong with Internet development, there were interactive applications which allow for remote sensing and photogrammetric analysis. An example of an application that can provide Earth images and make it possible to measure distances in these images is Google Earth. The authors, who have experience from 2001-2015 argue that it is possible and it is important to create more advanced photogrammetric network applications. In this there...
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Internet photogrammetry for inspection of seaports
PublicationThis paper intends to point out the possibility of using Internet photogrammetry to construct 3D models from the images obtained by means of UAVs (Unmanned Aerial Vehicles). The solutions may be useful for the inspection of ports as to the content of cargo, transport safety or the assessment of the technical infrastructure of port and quays. The solution can be a complement to measurements made by using laser scanning and traditional...
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Internet w procesie kształcenia studentów
PublicationWirtualna rzeczywistość sieci komputerowych staje się coraz bardziej obecna w naszym życiu. Internet odgrywa rosnącą rolę w edukacji, rekrutacji, handlu, sprawowaniu władzy oraz rozrywce. Dlatego też zastanowić się trzeba, na jakie problemy napotykają wykładowcy przy tworzeniu materiałów dostępnych przez Internet oraz studenci w związku z wykorzystaniem nowoczesnych technologii do pozyskiwania informacji i wiedzy....
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Nadrzędne sterowanie przez sieć Internet układami napędowymi
PublicationPowszechne zastosowanie procesorów sygnałowych w praktycznej realizacji układów regulacji nepędów elektrycznych umożliwia tworzenie rozproszonych systemów nadrzędnego zdalnego sterowania, monitorowania, a także diagnostyki z wykorzystaniem sieci Intranet i Internet. Problematyka związana z realicją takiego systemu dotyczy jakości transmisji w sieci Internet oraz szeroko rozumianego bezpieczeństwa. Przedstawiono problematykę oraz...
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Factors disturbing Internet usage in opinion of elderly users
PublicationInternet became truly widespread in modern societies. This created its huge economic potential, which is widely used, especially in traditionally communication-oriented societies like USA and Scandinavian countries. This trend enables to create economic growth even despite of worldwide economic slowdown.Together with demographic changes this raise the necessity of research on how older users perceive modern, Internet-based tools...
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Peer assessment as a method for measuring harmful internet use
PublicationHarmful Internet use (HIU) describes unintended use of the Internet. It could be both self-harm and harming others. Our research goal is to develop a more accurate method for measuring HIU by this novel peer assessment. As such, it may become, with our call for more research, a paradigm shift supplementing every rating scale or other type of Internet use assessment. In addition to classic statistical analysis, structural equations...
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Trends shaping innovations in the aerosol market
PublicationNew hygiene regimes and sustainability commitments are helping to shape the aerosol market. Norbert Piotrowski of Aerosol Service Poland explains the thinking behind the company’s latest hygiene innovations.
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The investment risk forecasting in a local energy market
PublicationThe paper considers the general problems faced when evaluating the risk of investing in a local energy market by computer tools. The proposal formulated for the emerging local energy markets suggests broadening the method of evaluating investment risk so as to include elements of cluster analysis. The paper also discusses the significance of estimating investment risk in market terms and the importance and range of the local energy...
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Models of using the Internet by young Poles and their social capital.
PublicationHighlights • Study examining Polish youth on internet usage styles. • Online communication is the most common form of spending time on the Internet. •...
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Komunikacja i współpraca przez Internet
PublicationArtykuł przedstawia przygotowywany do uruchomienia na Politechnice Gdańskiej kurs internetowy "Komunikacja i współpraca przez Internet". Podstawowym celem kursu jest rozwój wiedzy i praktycznych umiejętności efektywnego posługiwania się narzędziami komunikacji internetowej stosowanymi w społeczeństwie informacyjnym i gospodarce elektronicznej. Kurs będzie wykorzystywał platformę zdalnego nauczania Moodle zlokalizowaną na serwerze...