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Confidence, Financial Literacy and Investment in Risky Assets: Evidence from the Survey of Consumer Finances
PublikacjaWe employ recent Survey of Consumer Finances (SCF) microdata from the US to analyze the impacts of confidence in one's own financial knowledge, confidence in the economy, and objective financial literacy on investment in risky financial assets (equity and bonds) on both the extensive and intensive margins. Controlling for a rich set of covariates including risk aversion, we find that objective financial literacy is positively...
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REVISING ENTREPRENEURIAL ORIENTATION (EO) IN SOCIAL ENTREPRENEURSHIP, QUALITATIVE EVIDENCE FROM WORK INTEGRATION SOCIAL ENTERPRISES (WISES) FROM POLAND
PublikacjaEntrepreneurial behaviour and entrepreneurial orientation (EO) of (commercial) entrepreneurship. have received significant scholarly attention in entrepreneurship and management research However, there are insufficient attempts discussing such behaviour and EO in non-profit, and particularly social entrepreneurship context, arguing that EO is higher in such contexts, or remains the same, some new EO dimensions are proposed, existing...
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Determining and verifying the safety integrity level of the controland protection systems under uncertainty
PublikacjaThe probabilistic models of the electrical, electronic and programmable electronic (E/E/PE)systems, which are proposed in the IEC 61508 and IEC 61511 standards, do not cover the uncertainty aspectsof results obtained from these models. The proposed method takes into consideration the sensitivity analysisof probabilistic models of E/E/PE systems as well as the uncertainty of probabilistic results. It uses differentialfactors, which...
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Cable-stayed cantilever structures as an expat of unique application in the construction of a building located in seismic area – an author’s project of multifunctional building in Lisbon, Portugal
PublikacjaThe article presents numerical simulations for the modelling of seismic impact on the structure of unique cantilever cablestayed structure with application of two methods. The Response Spectrum method, in which a spectrum of the structure's responses to an earthquake's impact is generated and the Accelerogram method, in which we generate dynamic load in the form of a diagram of the connection between acceleration and time for...
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Modeling of traffic safety indictors on Polish national road network
PublikacjaAlthough decreased from 2001 to 2013, Poland’s road deaths improved at a slower rate than the rest of the EU, leaving Poland as one of the worst road safety performing countries in the EU. The national road network in Poland, despite the dynamic transformation and development, still does not conform to the EU safety standards. Similar situation exists in other EU countries, particularly those in Central and Eastern Europe. Safety...
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Assessment of the water quality of Kłodnica River catchment using self-organizing maps
PublikacjaRisk assessment of industrial areas heavily polluted due to anthropogenic actions is of increasing concern worldwide. So is the case of Polish Silesia region where mostly heavy industry like smelters, mining, chemical industries as well as heat and electricity production facilities are being located. Such situation raises numerous questions about environmental state of local water bodies with special attention paid to the Kłodnica...
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Modeling of Ice Passage Through Reservoirs System on the Vistula River
PublikacjaNumerical model was used to assess ice passage through proposed reservoir on the lower Vistula River. Model results were compared with observation on the Vistula River, but because the dam is not constructed yet, the direct comparison was not possible. The study focused on ice movement and accumulation in the reservoir for variety of low flow condition with and without wind effect. Bridge’s piers in the upper part of the reservoir...
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Design of the LLC Filter for AC Grid-Based Converter
PublikacjaThis paper emphasizes reducing harmonic distortion in the electrical current delivered by photovoltaic (PV) inverters to the power grid. It highlights the issue of significant harmonic components present in the output voltage of inverters, which is attributed to pulse width modulation (PWM) switching techniques. This necessitates the deployment of LCL filters as a strategic approach to limit current harmonics effectively. Additionally,...
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Export diversification and dependence on natural resources
PublikacjaLow export diversification is a risk-augmenting factor for many countries dependent on natural resources. The literature tends to focus on the growth effects of resource dependence (‘resource curse’ debate) while not much is known on how it affects the variety of non-resource exports. To quantify this effect we decompose the relative Theil index using product-level export data from 160 countries over the time period 1996–2018....
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Security of export transactions in the offer of leading banks on the Polish market
PublikacjaThe following article presents the so-called conditioned payment methods, i.e. instruments for securing export transactions, such as letter of credit, documentary collection, bank guarantees, factoring and forfaiting. The characteristics of each particular method are presented as well as the transactions using them are described. In the following paper, the author included also the leading Polish banks, which offer the above- mentioned...
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PCR and real-time PCR approaches to the identification of Arthroderma otae species Microsporum canis and Microsporum audouinii/Microsporum ferrugineum
PublikacjaObjectives The identification of species in the Arthroderma otae complex is essential to determine the origin of infection and to eliminate the risk of transmission. Microsporum canis is a zoophilic species, whereas Microsporum audouinii and Microsporum ferrugineum are anthropophilic species. In this paper, we propose alternative methods that permit species-specific identification of both anthropophilic and zoophilic members of...
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Efficient Use of Capital: Paradox of Real Estate and Industry in Turkey
PublikacjaIn recent years, one of the hottest debates on Turkish economy is the conflict on resource allocation between real estate and industry sectors. The debate was so intense that ex-minister of Economy Mr. Ali Babacan declared his opinions. Mr. Babacan’s statements about the creation of fixed capital by the private sector is not promising, and private sector fixed capital expenditures are not in the desired level. This situation is...
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Polymer biodegradable coatings as active substance release systems for urological applications
PublikacjaCatheter-associated urinary tract infections are the result of catheterization of the bladder. The risk of infection is directly proportional to the length of the bladder catheterization. Bacteria cells have the ability to adhere and create the biofilm on the surface of catheter materials. Bacteria’s biofilm is an extremely beneficial environment of existence for microorganisms. Microorganisms that are an integral part of the biofilm...
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Microscale diamond protection for a ZnO coated fiber optic sensor
PublikacjaFiber optic sensors are widely used in environmental, biological and chemical sensing. Due to the demanding environmental conditions in which they can be used, there is a risk of damaging the sensor measurement head placed in the measuring field. Sensors using nanolayers deposited upon the fiber structure are particularly vulnerable to damage. A thin film placed on the surface of the fiber end-face can be prone to mechanical damage...
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Optimisation and field assessment of poroelastic wearing course bond quality
PublikacjaCompared to typical asphalt mixtures, poroelastic mixtures are characterised by high porosity and high flexibility, which are desirable for traffic noise reduction. However, the same properties increase the risk of debonding from the lower layer, which is a significant source of premature damage. The study investigates which of the factors – tack coat agent, type and texture of the lower layer – have the greatest impact on interlayer...
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DETERMINATION OF VERTICAL DISPLACEMENTS IN RELATIVE MONITORING NETWORKS
PublikacjaThe problem of determining displacements of objects is an important and current issue, in particular in terms of operational safety. This is a requirement that covers geodetic, periodic control measurements in order to determine horizontal and vertical displacements. The paper is focused on the analysis of vertical displacements. Geodetic measurements and their interpretation allow to reduce the risk of possible structural catastrophes....
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The Selection of Anchoring System for Floating Houses by Means of AHP Method
PublikacjaThis paper indicates and analyses the use of anchoring systems, such as mooring piles, booms, mooring cables, and deadweight anchors with additional elastic connectors, which are the most frequently applied by the producers of floating houses. The selection of the most advantageous anchoring system is complicated and requires the application of quantitative and qualitative data and methods. This publication presents the results...
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Interdisciplinary Design Teams in Poland - Architecture as a Tool for Preventing Hospital-Acquired Infections
PublikacjaHospital-acquired infections pose a problem, which directly affects the safe usage of healthcare facilities. On a global scale, the level of hospital-acquired infections (HAI) is estimated to affect 5–15% of those hospitalised. The World Health Organization (WHO) estimates that, on an annual basis, procedures preventing hospital-acquired infections consume 80 billion dollars [1]. In this context, it becomes important to create...
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THE CONCEPT OF MODELING OF SNOW IMPACT ON THE STRUCTURE OF THE SUSPENDED TAURON ARENA ROOF IN CRACOW
PublikacjaThe article presents studies and numerical simulations on modeling snow influence on TAURON ARENA suspended roof structure in Cracow. The scope of work includes experimental tests, functions solutions taking into account various cases of snow impact according to PN and EC, as well as numerical simulations for the sport and entertainment arena in the Czyzyny district. The FEM roof structure model developed in the SOFISITK software...
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The literature review on boundary conditions of use for non-residential buildings
PublikacjaThis paper describes the results of qualitative and quantitative literature reviews on boundary conditions within educational buildings, emphasising the users' perspective. The reviews were performed before and during the COVID-19 pandemic using Scopus, Taylor& Francis, Web of Science databases. The boundary conditions understood as special characteristics for use and or precondition, determining specific features of buildings...
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Electrochemical investigations on corosivity of de-icing liquids for railway infrastructure
PublikacjaThe paper presents the results of electrochemical tests of the de-icing fluid for railway infrastructure. DC and AC electrochemical tests were performed to determine the corrosion rates of structural steel, cast iron and aluminium in the newly produced fluid. The results were compared with the corrosion rates of the same materials in the fluid without corrosion inhibitors. The obtained test results indicate a low corrosion risk...
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ESG investing during the Covid-19 crisis. Evidence from Central European Stock Exchanges
PublikacjaAs COVID-19 turned into a global pandemic, world markets gradually began to recover after initial dynamic declines. Restrictions, and their subsequent loosening, were, and are, not without significance for the financial markets. These particular circumstances provide a unique opportunity to contribute to the literature by focusing on the potential resilience of ESG (environmental, social and governance) investing in an era of crisis....
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The literature review on boundary conditions of use for non-residential buildings. Educational buildings.
PublikacjaThis paper describes the results of qualitative and quantitative literature reviews on boundary conditions within educational buildings, emphasising the users' perspective. The studies were performed before and during the COVID-19 pandemic using Scopus, Taylor& Francis, and Web of Science databases. The boundary conditions are understood as special characteristics for use and or precondition, determining specific features of...
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Stardust - Investigation of Microbes in the Stratosphere
PublikacjaThe stratospheric microbiome has been investigated several times using the methods of classical microbiology. In this experiment, we have combined them with some novel approaches including whole- metagenome amplification, Maldi TOF mass spectrometry and Sanger DNA sequencing. The results of the experiment may provide the scientists with knowledge about the mechanisms of survivability of microorganisms in stratospheric conditions...
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Fundamental Schemes to Determine Disjoint Paths for Multiple Failure Scenarios
PublikacjaDisjoint path routing approaches can be used to cope with multiple failure scenarios. This can be achieved using a set of k (k> 2) link- (or node-) disjoint path pairs (in single-cost and multi-cost networks). Alternatively, if Shared Risk Link Groups (SRLGs) information is available, the calculation of an SRLG-disjoint path pair (or of a set of such paths) can protect a connection against the joint failure of the set of links...
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Managing the security vulnerabilities of critical systems and hazardous plants
PublikacjaRozdział poświęcono aktualnym problemom zarządzania ochroną obiektów podwyższonego ryzyka jako ważnych systemów infrastruktury krytycznej. Zarządzanie odpornością na ataki takich obiektów jest oparte na ocenach ryzyka. Podkreśla się, że występują ważne instalacje i systemy wymagające specjalnej uwagi i zabezpieczeń, szczególnie systemy kontroli dostępu do sterowni i urządzeń komunikacji. Opisuje się przykładowe technologie ochrony....
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Emotional distress, burnout and sense of safety during the COVID-19 pandemic in teachers after the reopening of schools
PublikacjaThe COVID-19 pandemic is having a significant impact on people's psychological well-being and mental health. This study aimed to identify factors linked to emotional distress, burnout and sense of safety in teachers related to the reopening of Polish schools after lockdown, remote work, and the holiday period between March and August 2020. A total of 1,286 teachers from different educational institutions participated in the...
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Cyanogenic Compounds and Estrogen Disruptors
PublikacjaBalanced diet consists largely of plants containing cyanogenic compounds in the form of the more common cyanogenic glycosides and sometimes lipids. Maize, wheat, rye, apples, barley, oats, sugar cane and yet many other plants consumed by humans contain cyanogenic compounds. However the risk of poisoning is negligible as it is very easy to remove the toxic HCN by grinding and drying in air or soaking in water and an additional...
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Honey bees and their products - bioindicators of environmental contamination
PublikacjaHuman activities produce contaminants, the amounts and toxicity of which often exceed the environment’s homeostatic capacity to cleanse itself. Hence, the systematic analysis and monitoring of the environment is increasingly a matter of urgency. Honey bees, thanks to their morphological features, and also bee products are regarded as good indicators of environmental pollution by toxic substances, be these heavy metals, radioactive...
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Identification of Determinants of Using Crowdfunding as a Source of Financing the Development of Social Enterprises–the Perspective of Polish Social Entrepreneurs
PublikacjaSocial enterprises face funding challenges caused, among other things, by investors focusing too much on risk and return. As traditional capital markets do not meet the needs of social entrepreneurs, crowdfunding can be an alternative way to raise funds for the development of their business. In this context, crowd-funding has not been sufficiently researched, and its growing importance in business finance makes it worth understanding...
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CuO-decorated MOF derived ZnO polyhedral nanostructures for exceptional H2S gas detection
PublikacjaConsidering that H2S is a hazardous gas that poses a significant risk to people's lives, research into H2S gas sensors has garnered a lot of interest. This work reports a CuO/ZnO multifaceted nanostructures(NS) created by heat treating Cu2+/ZIF-8 impregnation precursors, and their microstructure and gas sensing characteristics were examined using various characterization techniques (XRD, XPS, SEM, TEM, and BET). The as-prepared...
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Immune escape of B-cell lymphoblastic leukemic cells through a lineage switch to acute myeloid leukemia
PublikacjaAcute leukemia (AL) with a lineage switch (LS) is associated with poor prognosis. The predisposing factors of LS are unknown, apart from KMT2A rearrangements that have been reported to be associated with LS. Herein, we present two cases and review all 104 published cases to identify risk factors for LS. Most of the patients (75.5%) experienced a switch from the lymphoid phenotype to the myeloid phenotype. Eighteen patients (17.0%)...
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Weakly-Supervised Word-Level Pronunciation Error Detection in Non-Native English Speech
PublikacjaWe propose a weakly-supervised model for word-level mispronunciation detection in non-native (L2) English speech. To train this model, phonetically transcribed L2 speech is not required and we only need to mark mispronounced words. The lack of phonetic transcriptions for L2 speech means that the model has to learn only from a weak signal of word-level mispronunciations. Because of that and due to the limited amount of mispronounced...
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ColorNephroNet: Kidney tumor malignancy prediction using medical image colorization
PublikacjaRenal tumor malignancy classification is one of the crucial tasks in urology, being a primary factor included in the decision of whether to perform kidney removal surgery (nephrectomy) or not. Currently, tumor malignancy prediction is determined by the radiological diagnosis based on computed tomography (CT) images. However, it is estimated that up to 16% of nephrectomies could have been avoided because the tumor that had been...
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Impact of the Artificial Strait in the Vistula Spit on the Hydrodynamics of the Vistula Lagoon (Baltic Sea)
PublikacjaIn the Vistula Lagoon, storm surges are induced by variable sea levels in the Gulf of Gdańsk and wind action. The rising of the water level in the southern part of the basin, exceeding 1.0 m above mean sea level, can be dangerous for the lowland area of Żuławy Elbląskie, causing the inundation of the polders adjacent to the lagoon. One of the potential possibilities to limit the flood risk is to decrease the water level in the...
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Drug-resistant and hospital-associated Enterococcus faecium from wastewater, riverine estuary and anthropogenically impacted marine catchment basin.
PublikacjaEnterococci, ubiquitous colonizers of humans and other animals, play an increasingly important role in health-care associated infections (HAIs). Acquisition of resistance determinants not only seriously limits available therapeutic options but also increases available gene pool for other species. It is believed that the recent evolution of two clinically relevant species, Enterococcus faecalis and Enterococcus faecium occurred...
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Comparison analysis of selected nuclear power plants supplied with helium from high-temperature gas-cooled reactor
PublikacjaThe article presents results of efficiency calculations for two 560 MW nuclear cycles with high-temperature gas-cooled reactor (HTGR). An assumption was made that systems of this type can be used in so-called marine nuclear power plants. The first analysed system is the nuclear steam power plant. For the steam cycle, the efficiency calculations were performed with the code DIAGAR, which is dedicated for analysing this type of systems....
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Incomplete Cross-Bonding in the MV Line. Experience from the Operation of MV Single Cable Lines
PublikacjaCable lines are one of the basic components of power systems. Medium and high voltage cables mainly comprise a metallic sheath, which is concentric to the main core conductor. There are several operating schemes of such cable lines, which differ in the place of earthing of sheaths and the possible use of the sheaths and/or conductors crossing. The sheaths cross-bonding is typically done in two places of one cable line section,...
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Low Noise Poroelastic Road Pavements Based On Bituminous Binder
PublikacjaTire/road noise is the dominant source of traffic noise. It depends both on the tire design and on the characteristics of road pavements as well as on the vehicles’ operating conditions. Due to the fact that conventional (pneumatic) car tires have almost reached the limits of their ability to further reduce their noisiness, it is widely believed that the additional reduction of tire noise will be possible mainly through modifications...
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Mass Spectrometry-Based Direct Analytical Techniques
PublikacjaDirect analysis of samples is considered as one of the most environmentally sustainable solutions in analytical chemistry. In the ideal case, such solutions do not require sample preparation and analytes separation steps, therefore do not consumpt harmful substances (or consumpt only minimum amounts of them) and do not generate hazardous waste. Technical solutions for direct analysis also offer miniaturized and field-portable analyzers...
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The Caucasian flora: a still-to-be-discovered rich source of antioxidants
PublikacjaCellular redox homeostasis is a state of balance between the formation of Usually Reactive Oxygen and / or Nitrogen Species (ROS/RNS), endogenous antioxidant defence systems, and exogenous dietary antioxidants. The disturbance of redox homeostasis, by the overproduction of endogenous ROS/RNS, may increase the risk of development of so-called civilisation diseases. The solution seems to be either the increased production of endogenous...
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The Chemical and Biological Properties of Nanohydroxyapatite Coatings with Antibacterial Nanometals, Obtained in the Electrophoretic Process on the Ti13Zr13Nb Alloy
PublikacjaThe risk of an early inflammation after implantation surgery of titanium implants has caused the development of different antimicrobial measures. The present research is aimed at characterizing the effects of nanosilver and nanocopper dispersed in the nanohydroxyapatite coatings, deposited on the Ti13Zr13Nb alloy, and on the chemical and biological properties of the coatings.The one-stage deposition process was performed by the...
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Application of Diffusion Models in the Analysis of Financial Markets: Evidence on Exchange Traded Funds in Europe
PublikacjaExchange traded funds (ETFs) are financial innovations that may be considered as a part of the index financial instruments category, together with stock index derivatives. The aim of this paper is to explore the trajectories and formulates predictions regarding the spread of ETFs on the financial markets in six European countries. It demonstrates ETFs’ development trajectories with regard to stock index futures and options that...
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Photonic sensor to detect rapid changes in CRP levels
PublikacjaOne of the most important biomarkers used to determine inflammation is C-reactive protein (CRP). Its level, when it is within the range that does not define inflammation, informs about the risk of cardiovascular events. If the norm is exceeded and inflammation is detected in the body, CRP level can increase 1000 times within a few hours. The type of infection can also be determined based on the level of elevated CRP. All this makes...
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Extraction and Analysis of Bisphenols and Their Derivatives in Infant and Toddler Ready-to-feed Meals by Ultrasound-assisted Membrane Extraction Followed by LC MS/MS
PublikacjaThis research developed an ultrasound-assisted membrane extraction coupled with liquid chromatography-tandem mass spectrometry method for the determination of nineteen bisphenols and their derivatives in infant and toddler ready-to-feed meals. The calibration curves for all analytes were linear in the tested range, and the limit of detection and limit of quantitation were in the range 0.27 to 0.79 ng/g and 0.80 to 2.4 ng/g, respectively....
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Wireless Body Area Network for Preventing Self-Inoculation Transmission of Respiratory Viral Diseases
PublikacjaThis paper proposes an idea of Wireless Body Area Networks (WBANs) based on Bluetooth Low-Energy (BLE) standards to recognize and alarm a gesture of touching the face, and in effect, to prevent self-inoculation of respiratory viral diseases, such as COVID-19 or influenza A, B, or C. The proposed network comprises wireless modules placed in bracelets and a necklace. It relies on the received signal strength indicator (RSSI) measurements...
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DETERMINATION OF ADDITIONAL TENSION IN TOWED STREAMER CABLE TRIGGERED BY COLLISION WITH UNDERWATER MOVING OBJECT
PublikacjaThe paper deals with issues connected with the behaviour of a streamer cable towed by a survey seismic vessel when the cable undergoes a strike triggered by collision with an underwater moving object. The consequences of such collisions may be both threat to the life of marine animals or damage to underwater units and large economic losses suffered by vessel owners. The risk of such collisions has increased over the last years...
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PLANNING AND ANALYSIS OF EARTHQUAKE DISASTER RELIEF WORK IN ETHIOPIA
PublikacjaThis paper addresses dynamic planning and analysis of earthquake disaster relief work by analysis the disaster throughout the technical and procedural method. And combine this analysis as continues assessment for better input to investigating planning disaster for discontinuous economic growth. This implemented, considering the vulnerability and hazard analysis as a procedural analysis disaster to estimating acceptance risk leveling...
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Identification of safety hazards and their sources in tram transport
PublikacjaBoth in Poland and in most countries of the European Union, the tram infrastructure is extensively expanding. Contemporary low-floor trams are constructed according to different technical assumptions than typical railway vehicles or high floor trams. In Poland such vehicles rides often on lines designed according to standards developed to the classical vehicles. At the same time, the intensity of road traffic and the number of...
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Comparison of low-temperature cracks intensity on pavements with high modulus asphalt concrete and conventional asphalt concrete bases
PublikacjaHigh modulus asphalt concrete (HMAC) base courses provide very good resistance to rutting and fatigue but they can increase the risk of low-temperature cracking as compared with conventional asphalt concrete (AC). The article presents the comparison of these two road materials in terms of low-temperature cracking. The statistical method based on the ordered logistic regression model was used. The analysis was based on results of...