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Search results for: BANKING SECTOR STABILITY
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Multimedia industrial and medical applications supported by machine learning
PublicationThis article outlines a keynote paper presented at the Intelligent DecisionTechnologies conference providing a part of the KES Multi-theme Conference “Smart Digital Futures” organized in Rome on June 14–16, 2023. It briefly discusses projects related to traffic control using developed intelligent traffic signs and diagnosing the health of wind turbine mechanisms and multimodal biometric authentication for banking branches to provide...
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President and Manager of the court versus networking in justice system - "Extending of Delimitation"
PublicationCurrent knowledge and empirical studies concering the networks collaboration in public sector, the role of decision-making centre in the building of network structure, strategy formulation and evaluation is fragmentary.
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User Authentication by Eye Movement Features Employing SVM and XGBoost Classifiers
PublicationDevices capable of tracking the user’s gaze have become significantly more affordable over the past few years, thus broadening their application, including in-home and office computers and various customer service equipment. Although such devices have comparatively low operating frequencies and limited resolution, they are sufficient to supplement or replace classic input interfaces, such as the keyboard and mouse. The biometric...
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PAYMENT TRANSACTIONS’ ENERGY EFFICIENCY
PublicationThe payment system and infrastructure is a sector that is not given enough attention today in the context of energy efficiency. This sector plays a big role in organizing and ensuring money circulation and funds. It has its value consisting on the one hand of the cost of payment equipment, infrastructure, payment instruments. On other hand, its value consists of the cost of energy for their manufacture and maintenance. The European...
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Application of Text Analytics in Public Service Co-Creation: Literature Review and Research Framework
PublicationThe public sector faces several challenges, such as a number of external and internal demands for change, citizens' dissatisfaction and frustration with public sector organizations, that need to be addressed. An alternative to the traditional top-down development of public services is co-creation of public services. Co-creation promotes collaboration between stakeholders with the aim to create better public services and achieve...
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The influence of amorphous macrodiol, diisocyanate type and l-ascorbic acid modifier on chemical structure, morphology and degradation behavior of polyurethanes for tissue scaffolds fabrication
PublicationStudies described in this work were related to the bulk synthesis and characterization of polyurethanes (PURs) obtained with the use of cyclic 4,4′-methylene bis(cyclohexyl isocyanate) (HMDI) or linear 1,6-hexamethylene diisocyanate (HDI), amorphous α,ω-dihydroxy(ethylene-butylene adipate) macrodiol (PEBA), 1,4-butandiol (BDO) chain extender and dibutyltin dilaurate (DBTDL) catalyst. Obtained PURs were modified with l-ascorbic...
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Local impedance spectra of organic coatings
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Spectral profiling of radicals in polymer degradation based on electron spin resonance imaging (ESRI)
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Development of stabilized protonconducting membrane based on poly(ethylene-co-vinyl alcohol)
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Comparison of the effect of montmorillonite, magnesium hydroxide and a mixture of both on the flammability properties and mechanism of char formation of HDPE composites
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Identification and localization of organic coating degradation onset by impedance imaging
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Investigation of volatile low molecular weight compounds formed during continuous reclaiming of ground tire rubber
PublicationGround tire rubber was thermo-mechanically reclaimed at different temperature conditions (80, 120, 160 °C) using a co-rotating twin screw extruder. The progress of ground tire rubber reclaiming was evaluated with specific mechanical energy, sol fraction and thermogravimetric analysis. Volatile organic compounds (VOCs) including volatile sulfur compounds (VCSs) released from ground tire rubber and ground tire rubber after reclaiming...
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Processing, physico-mechanical and thermal properties of reclaimed GTR and NBR/reclaimed GTR blends as function of various additives
PublicationIn this work, ground tire rubber (GTR) was mechano-chemically reclaimed in the presence of bitumen and various additives. During studies three types of processing and curing additives: (i) peptizer P300; (ii) vulcanization accelerator tetramethylthiuram disulfide (TMTD) and (iii) organic peroxide di(2-tert-butyl-peroxyisopropyl)benzene (BIB1) were applied to enhance reclaiming of GTR. Reclaiming process was evaluated by oscillating...
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Local impedance spectra of organic coatings
PublicationPublikacja przedstawia nowe podejście do lokalnych spektroskopowych pomiarów impedancyjnych powłok organicznych, oparte o mikroskop sił atomowych pracujący w trybie kontaktowym. Pomiędzy nieporuszającą się igłę mikroskopu i podłoże metalowe pokryte powłoką epoksydową przyłożono serię sinusoidalnych napięciowych sygnałów pobudzenia w zadanym zakresie częstotliwości. W ten sposób zarejestrowano lokalne widma w trybie "frequency by...
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Synergistic effect of fumed silica with Ni2O3 on improving flame retardancy of poly(lactic acid)
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Characterization of volatile compounds, structural, thermal and physico-mechanical properties of cross-linked polyethylene foams degraded thermo-mechanically at variable times
PublicationWaste cross-linked polyethylene foam (wXLPE) was thermo-mechanically degraded at variable time using internal batch mixer. The progress of wXLPE degradation has been investigated by using a simultaneous thermogravimetric/differential scanning calorimetry analyzer coupled with Fourier transform infrared spectroscopy, swelling measurements, tensile tests and scanning electron microscopy. Volatile organic compounds generated during...
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Evaluation of structural change during fast transformation process of cross-linked NR into liquid NR by light pyrolysis
PublicationThe presence of cross-linked networks in rubber creates a tremendous problem for recycling and reusing of waste rubber. Fast transformation of cross-linked natural rubber (NR) into liquid natural rubber was carried out by light pyrolysis in temperature range from 240 to 300 °C in variable time (in range: 1–30 min). The transformation efficiency was evaluated by measuring the sol fraction and the cross-link density of the gel fraction....
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Investigating the combined impact of plasticizer and shear force on the efficiency of low temperature reclaiming of ground tire rubber (GTR)
PublicationIn the present work, ground tire rubber (GTR) was mechano-chemically reclaimed at ambient temperature using two-roll mills. Road bitumen and styrene-butadiene-styrene (SBS)-modified bitumen at variable content (in range: 2.5–20 phr) were applied as reactive plasticizers to enhance reclaiming of GTR. For better understanding the plasticizing effect of bitumen on the quality of obtained reclaimed rubber, mechano-chemically reclaimed...
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Degradation of polyurethanes in sea water
PublicationOceniono degradowalność różnych poliuretanów w wodzie morskiej Bałtyku. Porównano te dane z wynikami stopnia degradacji poliuretanów w wodzie morskiej z dodatkiem azydku sosowego. Ocenę stopnia degradacji przeprowadzano na podstawie pomiarów zmian masy, właściwości mechanicznych i morfologii przed i po procesie degradacji. Wykazano, że różna podatność na degradację poliuretanów w wodzie morskiej związana jest z ich odmiennym stopniem...
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Oxygen concentration regulated the efficient liquefaction of vulcanized natural rubber
PublicationOxidative liquefaction represents a promising avenue for the homogeneous and high-value utilization of waste tire rubber. Given that truck tires predominantly comprise natural rubber (NR), this study investigated the efficient liquefaction of vulcanized NR regulated by oxygen concentration. Remarkably, the liquefaction of vulcanized NR was realized with an oxygen concentration of 75 % at 200 °C within 3 min. FTIR spectroscopy showed...
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Reactive extrusion of biodegradable aliphatic polyesters in the presence of free-radical-initiators: A review
PublicationNowadays, growing attention is being paid to the environment and sustainability, what fully justified research works focused on modification of biodegradable polymers and their composites. In this field of research reactive extrusion seems to be the most promising approach, which fits well to sustainable development strategy. In In the present work, the in-situ modification of biodegradable aliphatic polyesters and the compatibilization...
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Assessment of the devulcanization process of EPDM waste from roofing systems by combined thermomechanical/microwave procedures
PublicationEthylene-propylene-diene rubber (EPDM) is a elastomer widely used in common industrial applications. EPDM can be shaped into sheets and employed as isolating material for roofing systems. In this study, scraps of EPDM from commercial, industrial and residential roofing systems were treated by combined thermo-mechanical and microwave devulcanization processes including peroxide of benzoyl (BPO). The devulcanized EPDM (Dev-EPDM)...
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Nanostructured biocatalysis for biotechnological applications
PublicationThe purpose immobilization process is to enhance the performance of an enzyme for commercial processes. A large number of structures have been reported in the literature to boost the effectiveness of immobilized enzymes. The nanomaterials have the optimal properties for equilibrating key parameters that govern the performance of biocatalysts, such as high enzyme loading ability, specific surface area, and mass transfer resistance....
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Mind the Gender Wage Gap – the Impact of Trade and Competition on Sectoral Wage Difference
PublicationThis article examines differences between women’s and men’s wages in 18 selected OECD countries in the period 1970-2005. The study is based on 12 manufacturing sector- and skill-specific sets of panel data on the gender wage gap. We apply a system GMM estimator to the extended version of the conditional gender wage gap convergence equation, controlling for sector concentration and industry-specific measures of openness using a...
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Artificial Intelligence Technologies in Education: Benefits, Challenges and Strategies of Implementation
PublicationSince the education sector is associated with highly dynamic business environments which are controlled and maintained by information systems, recent technological advancements and the increasing pace of adopting artificial intelligence (AI) technologies constitute a need to identify and analyze the issues regarding their implementation in education sector. However, a study of the contemporary literature reveled that relatively...
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International Competitiveness of Czech Manufacturing: A Sectoral Approach with Error Correction Model
PublicationThe main objective of this paper is to find the determinants of the international competitiveness of the manufacturing sectors of the Czech economy, using the database of 13 manufacturing subsectors in 1995–2011, with the aid of ECM model. The authors research the question of how much foreign and domestic demand, the level of labour costs, the level of sector innovation intensity, the level of sector openness to foreign markets...
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The ranks of Indonesian and Japanese industrial sectors
PublicationThe purpose of this study is to determine the ranks of Indonesian and Japanese industrial sectors from the economic point of view. The analysis period of this study is 2005. This study employs one of the well-known analysis tools in the economic topic, the Input-Output (IO) analysis. More specifically, this study uses the analysis methods in the IO analysis, backward and forward linkages, in order to achieve the purpose. The results...
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The ranks of Indonesian and Japanese industrial sectors
PublicationThe purpose of this study is to determine the ranks of Indonesian and Japanese industrial sectors from the economic point of view. The analysis period of this study is 2005. This study employs one of the well-known analysis tools in the economic topic, the Input-Output (IO) analysis. More specifically, this study uses the analysis methods in the IO analysis, backward and forward linkages, in order to achieve the purpose. The results...
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Governmental supported space internship programmes in new ESA member states - Polish perspective
PublicationOver last 10 years ve new countries - Czech Republic, Romania, Poland, Hungary and Estonia - have joined the European Space Agency. These countries are currently experiencing a considerable increase of space activities aiming to take part in the European and Global space market. New companies, start-ups and consortiums have been created alongside oces of foreign entities have opened their premises in these countries. All of them...
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Project Management Cycle in the Construction Industry Augmented by Collaborative Innovation Network Software
PublicationProject management is a very broad concept that has in recent times is growing rapidly. Management is especially complex in the construction sector, among the other sectors, due to the high uncertainty of workmanship and complexity of construction projects. Proper project management skills are an important factor in the success of projects, leading to reduced costs and shorten the time of investment. Nevertheless, most of the projects...
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PUBLIC SOURCES OF FINANCE FOR CULTURE AS AN ELEMENT OF CULTURAL SECURITY IN POLAND
PublicationCulture is an important element of the country, playing an important role both for its security and the economy. It cannot be only seen as a cost-creating sector, but may be a significant factor in economic development. For this to happen, it is necessary to create a system of financing this economic sector. This article’s aim is to analyze the use of funds from public sources in Poland to finance culture-related activities. The...
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Produkty strukturyzowane Alior Banku SA i ich efektywność
PublicationProdukty strukturyzowane, realizując potrzeby inwestorów, dają szansę na osiąganie wysokich zysków, przy jednoczesnej możliwości korzystania z ochrony kapitału. Do niedawna produkty strukturyzowane w Polsce były skierowane głównie do inwestorów o zasobniejszych portfelach, w ramach oferty private banking, obecnie są coraz bardziej popularne i dostępne dla wszystkich. Stało się to za sprawą obniżenia minimum inwestycyjnego struktur....
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Analysis of results of large-scale multimodal biometric identity verification experiment
PublicationAn analysis of a large set of biometric data obtained during the enrolment and the verification phase in an experimental biometric system installed in bank branches is presented. Subjective opinions of bank clients and of bank tellers were also surveyed concerning the studied biometric methods in order to discover and to explore relations emerging from the obtained multimodal dataset. First, data acquisition and identity verification...
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Scaled agile framework. Dealing with software process‐related challenges of a financial group with the action research approach
PublicationThis article reports on a domain-specific software development venture at Nordea. We explore organizational constraints, challenges, and corrective actions undertaken when scaling the agile development approach of their Core Banking Platform program. The fit and required customizations of the rather complex and rigid SAFe framework in a policy-heavy financial institution are audited against the organic growth of the program. In...
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System of innovation: a sectoral approach
Publicationthe article presents a systems approach to innovation as an alternative method of assessing the sector innovativeness. in the article the building blocks of each sectoral system of innovations (ssi) such as a knowledge base, institutions and actors are discussed. moreover, the five models of ssi are presented.
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Training Services in Small and Medium-sized Enterprises: Evidence from Poland
PublicationIn the knowledge-based economy knowledge and skills are becoming more and more significant for the success of companies. This applies also to firms from small and medium-sized enterprises (SMEs) sector. As large companies in many cases posses special divisions devoted to trainings, they normally have no problems with updating the knowledge and skills of their employees. The situation is different with regard to SMEs, which often...
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Public Finance in Poland in a COVID Fog: A Look Through the Lens of Fiscal Transparency and Accountability
PublicationAbstract. Goal– The aim of the article is to identify dysfunctional phenomena (implementation of specific mechanisms/solutions and actions taken), generating increased opacity and limit the responsibility/accountability of public f inance in Poland, exacerbated by the COVID-19 crisis. Methods– descriptive analysis, comparative analysis and financial analysis methods were used. Results– fiscal transparency and accountability in...
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The ranks of Indonesian and Japanese industrial sectors: A further study
PublicationThe purpose of the current study is to extend the previous study which analyzes the industrial sectors ranks of specific countries. More specifically, the study aims to conduct a further analysis regarding the ranks by using the new data as well as new analysis periods. The study focuses on the cases of Indonesia and Japan. In this study, the analysis period of the Indonesian case is 2010 while for the case of Japan is 2011. Using...
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An analysis of the characteristics of Indonesian industrial sectors: 2005-2010
PublicationThe purpose of the current study is to analyze the characteristics of Indonesian industrial sectors from 2005 through 2010. The study employs the analysis instruments from the Input-Output (IO) analysis, namely the indices of the power of dispersion, and the sensitivity of dispersion. For 2005 and 2010, the study focuses on nine and seventeen industries, respectively. The results show that industry 3, manufacturing, placed the...
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The ranks of Indonesian and Japanese industrial sectors: A further study
PublicationThe purpose of the current study is to extend the previous study which analyzes the industrial sectors ranks of specific countries. More specifically, the study aims to conduct a further analysis regarding the ranks by using the new data as well as new analysis periods. The study focuses on the cases of Indonesia and Japan. In this study, the analysis period of the Indonesian case is 2010 while for the case of Japan is 2011. Using...
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An analysis of the characteristics of Indonesian industrial sectors: 2005-2010
PublicationThe purpose of the current study is to analyze the characteristics of Indonesian industrial sectors from 2005 through 2010. The study employs the analysis instruments from the Input-Output (IO) analysis, namely the indices of the power of dispersion, and the sensitivity of dispersion. For 2005 and 2010, the study focuses on nine and seventeen industries, respectively. The results show that industry 3, manufacturing, placed the...
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Organizational Resilience in Hospitality and Tourism
PublicationAlthough ‘VUCA’ is not a new term, the features of the world it describes, a volatile, uncertain, complex and ambiguous environment, have never been more valid. The VUCA world has become the new reality for business, specifically for hospitality and tourism organizations that are more vulnerable than any other sector due to the historically-recognized turbulent environment in which they operate. In this book, the authors present...
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Modelling of residential sales price with kriging using different distance metrics in different correlation functions
PublicationThe modelling and estimation of sales prices based on economical conditions are important for housing sector especially in developing countries. Analysts are focused on the subject to analyze price movements and estimate the future trend of the sales prices for housing sector. In this study, we tried to generate a robust and efficient model related to the subject. Firstly, we investigated economic variables affecting housing sales...
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Performance Analysis of Developed Multimodal Biometric Identity Verification System
PublicationThe bank client identity verification system developed in the course of the IDENT project is presented. The total number of five biometric modalities including: dynamic handwritten signature proofing, voice recognition, face image verification, face contour extraction and hand blood vessels distribution comparison have been developed and studied. The experimental data were acquired employing multiple biometric sensors installed...
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The comparison of Internet Mortgage Market in Selected EU Countries
PublicationThe paper presents the description of Internet mortgage market in selected European Union countries. It starts with brief introduction to the concept of creating a fuzzy model representing Polish Internet Mortgage Market. Then, for better understanding of the complexities of this kind of market functioning the comparison is made between mortgage markets in Poland, Estonia, Germany and The United Kingdom (UK): The UK as the European...
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Playback Attack Detection: The Search for the Ultimate Set of Antispoof Features
PublicationAutomatic speaker verification systems are vulnerable to several kinds of spoofing attacks. Some of them can be quite simple – for example, the playback of an eavesdropped recording does not require any specialized equipment nor knowledge, but still may pose a serious threat for a biometric identification module built into an e-banking application. In this paper we follow the recent approach and convert recordings to images, assuming...
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Ocena wpływu dodatku oliwy z oliwek na degradację termiczną rafinowanego oleju rzepakowego
PublicationTłuszcze jadalne to ważny składnik diety człowieka. Mają one znaczący wpływ na prawidłowe funkcjonowanie ludzkiego organizmu. Podczas smażenia olej podlega przemianom chemicznym, dlatego spożywane tłuszcze powinny charakteryzować się jak największą stabilności oksydacyjnej. Celem prowadzonych badań było określenie jakości olejów rzepakowego, mieszanego oraz rafinowanej oliwy z oliwek, pochodzących z rynku krajowego. Podczas badań...
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Stateczność czołowego obwałowania nasypu przeciwpowodziowego Jeziora Druzno
PublicationPrzedstawiono analizę stateczności czołowego obwałowania przeciwpowodziowego Jeziora Druzno w miejscowości Nowe Dolno. Obliczenia przeprowadzono zarówno w naprężeniach całkowitych jak i efektywnych uproszczoną metodą Bishopa oraz metodą Felleniusa-Peterssona. Uzyskano wysokie wartości minimalnego wskaźnika stateczności, zapewniające znaczny zapas stateczności nasypu podczas długotrwałych piętrzeń wody w jeziorze. Mogłoby to wskazywać...
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Unlocking creativity with new technologies
PublicationArtificial intelligence, augmented and virtual reality, Internet of Things and digital twins are just a few concepts related to the fourth industrial revolution that is happening right before our eyes. The key question asked by managers in the aerosol sector recently is: what does all this new technology mean to me?
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Linkages between services and manufacturing as a new channel for GVC growth: evidence from CEE countries
PublicationThe aim of this paper is to use a panel Granger causality test to verify the hypothesis of the existence of a causal relationship between forward linkages from domestic services to manufacturing and a country’s participation and position in GVCs in selected central and eastern European economies – the Czech Republic, Estonia, Hungary, Latvia, Lithuania, Poland and Slovakia – for the period 2000-2014. Our results show that the Baltic...