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Search results for: INTERNET MORTGAGE MARKET
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Investor confidence and high financial literacy jointly shape investments in risky assets
PublicationHouseholds consistently invest less in equities and bonds than predicted by economic theory. We explain this from a behavioral economics perspective and distributional analysis using rich US survey microdata. We find that higher investor self-confidence in her financial abilities and financial literacy jointly increase the probability of investing in equities. Conditional on participation, confidence in the macroeconomy additionally...
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The Impact of Covid-19 on the Performance of Exchange Traded Funds on Developed and Emerging Markets
PublicationIn this paper an endeavour was made to evaluate the impact of Covid-19 on the achievement of the investment objectives by selected ETFs in developed and emerging markets. For this purpose, the tracking errors calculated for 18 different ETFs operating on the basis of American, Asian and European stock indexes were analyzed. The time range of the research was selected in such a way as to compare the period before the pandemic(pre-Covid)...
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Is Germany a Hub of ‘Factory Europe’ for CEE Countries?
PublicationThe goal of the paper is to decompose gross exports and imports to/from Germany for seven selected economies in Central and Eastern Europe (CEE): the Czech Republic, Estonia, Hungary, Lithuania, Latvia, Poland and Slovakia for 2000 and 2014, in order to identify the role of Germany in absorbing, reflecting and redirecting CEE trade. The authors use a gross trade decomposition proposed by Bonin and Mancini (2017), which is the extended...
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Markowitz’s portfolio theory – optimal length of estimation window for gold and the biggests companies on the Warsaw Stock Exchange
PublicationThe following article is dedicated to the construction of an investment portfolio consisting of 3 investments from the Polish capital market found in the WIG20 index and from investment in gold. The purpose of the study was to determine the optimal length of the estimation window for building a portfolio with minimal risk and maximum efficiency. The length of the estimation window was also assessed in terms of the rate of return...
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Analiza dobrych praktyk ekonomii społecznej w Polsce – o zasobach i ich pozyskiwaniu w przedsiębiorczości społecznej
PublicationArtykuł, przy wykorzystaniu analizy zawartości (content analysis) przedstawionych w dobrych praktykach przedsiębiorstw społecznych i ekonomii społecznej, stanowi próbę przeanalizowania rodzajów zasobów wykorzystywanych przez przedsiębiorstwa społeczne, procesów pozyskiwania zasobów oraz trudności się w nich pojawiających. W tym celu wykorzystano profile 25 przypadków dobrych praktyk, prezentowanych i promowanych na najbardziej...
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Źródła informacji rynkowych przy kształtowaniu nowych produktów
PublicationCelem pracy jest przedstawienie stopnia korzystania z różnych źródeł informacji rynkowych przy kształtowaniu nowych produktów przez krajowe przedsiębiorstwa średnio-wysokiej i wysokiej techniki oraz powiązania między rodzajem źródła a wynikami nowych produktów.
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Katedra Automatyki Napędu Elektrycznego i Konwersji Energii
Research Teams* nieliniowe sterowanie maszynami elektrycznymi * napędy elektryczne o sterowaniu bez czujnikowym * sterowanie przekształtnikami energoelektronicznymi, w tym przekształtnikami na średnie napięcia i przekształtnikami sieciowymi * energoelektroniczne układy przetwarzania energii w odnawialnych źródłach energii * projektowanie i badanie falowników i przetwornic * projektowanie układów sterowania mikroprocesorowego z wykorzystaniem...
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Sposoby zbierania informacji rynkowych przy kształtowaniu nowych produktów
PublicationCelem pracy jest określenie, w jakim stopniu krajowe przedsiębiorstwa średnio-wysokiej i wysokiej techniki stosują różne sposoby zbierania informacji rynkowych przy wdrażaniu nowych produktów, oraz jak te sposoby wiążą się z osiąganiem sukcesu nowego produktu.
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Anita Maria Dąbrowicz-Tlałka dr
PeopleAnita Dąbrowicz-Tlałka graduated from the Faculty of Mathematics and Physics at the University of Gdańsk with an outstanding grade, having written her thesis in the field of geometric topology. She concurrently obtained a diploma in Postgraduate Studies in the Basics of Computer Science at the University of Gdańsk. In 2001 she received a Ph.D. degree in mathematical studies at the Poznań University of Technology after defending...
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Wykluczenie finansowe starszych konsumentów na rynku usług finansowych
PublicationCelem opracowania jest identyfikacja uwarunkowań wykluczenia finansowego starszych konsumentów na rynku usług finansowych. Dla realizacji tego celu zidentyfikowano m.in. podstawowe pojęcia dotyczące wykluczenia (w tym wykluczenia finansowego) osób starszych. Zagrożenia wynikające z wykluczenia finansowego starszych konsumentów zostały zilustrowane poprzez analizę danych statystycznych dotyczących starzenia się społeczeństwa. Podstawowy...
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Zachowania rynkowe młodych konsumentów w Internecie w świetle badań wybranej grupy studentów trójmiejskich uczelni publicznych
PublicationKlienci obecni w wirtualnym świecie mają do wyboru ogromną ilość wyrobów, usług i informacji w różnych kategoriach i na pewno nie podlegają sterowaniu. Sprzedawcy pozostaje jedynie ich obsługiwanie, słuchanie i docenianie. Pomiędzy użytkownikami (nabywcami, sprzedawcami) zachodzą relacje, wykorzystujące Internet, jako środek komunikacji i dystrybucji. W dobie marketingu partnerskiego, gdy w coraz większej liczbie przedsiębiorstw...
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Quality negotiation mechanism for e-learning platforms
PublicationZarządzanie jakością w aplikacjach działających w środowiskach sieci WEB opiera się na zadaniach związanych z wykrywaniem jakości połączenia klient - serwer oraz na optymalnym przydziale zasobów wedle jakości takowego połączenia. Optymalne zarządzanie jakością zależy od wypracowanego kompromisu pomiędzy jakością łącza a jakości transportowanego łączem zasobu. Artykuł opisuje możliwy do implementacji mechanizm odpowiedzialny za...
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Development of Intelligent Control for Annealing Unit to Ensure the Minimization of Retroactive Effects on the Supply Network
PublicationResearch conducted by our team focused on the development of a complete annealing unit, using modern technologies and components, such as a programmable logic controller, an industrial computer and microcontrollers, ensuring an intelligent way to control power semiconductor elements (SSR relays), with regard to minimizing retroactive effects on the supply network. This modern configuration offers a number of new possibilities of...
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Society 4.0: Issues, Challenges, Approaches, and Enabling Technologies
PublicationThis guest edition of Cybernetics and Systems is a broadening continuation of our last year edition titled “Intelligence Augmentation and Amplification: Approaches, Tools, and Case Studies”. This time we cover research perspective extending towards what is known as Society 4.0. Bob de Vit brought the concept of Society 4.0 to life in his book “Society 4.0 – resolving eight key issues to build a citizens society”. From the Systems...
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Design of an Autonomous IoT Node Powered by a Perovskite-Based Wave Energy Converter
PublicationThis paper presents the results of experimental research focused on wave energy harvesting and its conversion to power Internet of Things (IoT) devices. The harvesting and conversion process was performed using a wave energy converter (WEC) consisting of a lead zirconate titanate piezoelectric ceramic perovskite material and a prototype power electronic circuit. The designed WEC was considered as a power supply for an end node...
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The impact of shipping 4.0 on controlling shipping accidents: A systematic literature review
PublicationMaritime shipping, with a significant role in global trade, confronts various accidents leading to loss of lives, properties, and the environment. Shipping 4.0 technologies are scaling up to address this problem by employing real-time data-driven technologies, including cyber-physical systems, advanced tracking and tracing, intelligent systems, and big data analytics. Despite growing attention, there is a general lack of clarity...
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Opportunities and challenges for exploiting drones in agile manufacturing systems
PublicationDrones have become an advanced supply chain implementation instrument, especially in connecting warehouses to outlet points or even individual customers. However, their potential application in an intra-logistics framework has not been studied, let alone explored so far. Modeling and simulations in virtual environments can help explore and evaluate the opportunities for practical and profitable applications of drones in manufacturing...
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Investigation of Performance and Configuration of a Selected IoT System—Middleware Deployment Benchmarking and Recommendations
PublicationNowadays Internet of Things is gaining more and more focus all over the world. As a concept it gives many opportunities for applications for society and it is expected that the number of software services deployed in this area will still grow fast. Especially important in this context are properties connected with deployment such as portability, scalability and balance between software requirements and hardware capabilities. In...
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Two-Row ESPAR Antenna with Simple Elevation and Azimuth Beam Switching
PublicationIn this letter, we propose a two-row electronically steerable parasitic array radiator (ESPAR) antenna designed for direction of arrival (DoA) estimation in Internet of Things (IoT) applications relying on simple microcontrollers. The antenna is capable of elevation and azimuth beam switching using a simple microcontroller-oriented steering circuit and provides 18 directional radiation patterns, which can be grouped in 3 distinctive...
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Increasing K-Means Clustering Algorithm Effectivity for Using in Source Code Plagiarism Detection
PublicationThe problem of plagiarism is becoming increasingly more significant with the growth of Internet technologies and the availability of information resources. Many tools have been successfully developed to detect plagiarisms in textual documents, but the situation is more complicated in the field of plagiarism of source codes, where the problem is equally serious. At present, there are no complex tools available to detect plagiarism...
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Mikrofiltrowany koncentrat soku brzozowego jako innowacyjny, trwały środek spożywczy o wysokiej wartości odżywczej
PublicationIntroduction. The forest environment becomes an increasingly popular place of obtaining raw materials, and one of the most promising product is birch sap. The market for bottled birch sap in Poland is monotonous, relying exclusively on pasteurized, acidified and sweetened drinks. A chance to change this situation is to develop a birch sap concentrate obtained by reverse osmosis. It has a sweet taste desired by consumers and particularly...
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Method of selecting programming practices for the safety-critical software development projects
PublicationIn recent years a plan-driven approach traditionally used in safety-critical software development has been put to a test by rapidly changing technologies, more diverse group of clients and volatile market requirements. The need to deliver good quality systems, faster and at lower cost in comparison to competitors encouraged companies to look for more efficient solutions. Agile methodologies are known to successfully address these...
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Marta Kuc-Czarnecka dr
PeopleMarta Kuc-Czarnecka is the deputy head of the Department of Statistics and Economics at the Faculty of Management and Economics of the Gdańsk University of Technology. She also serves as the Dean's proxy for AMBA accreditation. She is a co-founder of Rethinking Economics Gdańsk and a member of the Foundation Edward Lipiński for the promotion of pluralism in economic sciences. In 2018-2022, she was Eurofound’s quality of life and...
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Strony WWW bibliotek jako element promocji i narzędzie komunikacji z użytkownikiem
PublicationW artykule przedstawiono zasady tworzenia stron WWW bibliotek, ze szczególnym uwzględnieniem bibliotek kościelnych. Zwrócono uwagę na elementy interfejsu i narzędzia służące informacji o zbiorach i usługach, a także promocji działalności biblioteki. Omówiono narzędzia z obszaru Web 2.0, służące komunikacji z użytkownikami w przestrzeni wirtualnej w czasie rzeczywistym (takie jak komunikatory, czaty, formularze zapytań) na przykładzie...
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Infobrokerstwo w Polsce.
PublicationPrzełom XX i XXI wieku stał się bezsprzecznie wiekiem informacji, sama informacja natomiast najważniejszym zasobem gospodarczym dzisiejszych przedsiębiorstw. Rozwój technologii informacyjnych i komunikacyjnych, powszechność dostępu i nieograniczony przyrost publikacji, powoduje niekontrolowany rozrost zasobów informacyjnych. Odpowiedzią na smog informacyjny jest powstanie nowego zawodu - brokera informacji, który jest pośrednikiem...
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Szara strefa na krajowym rynku pracy
PublicationW artykule przedstawiono zjawisko szarej strefy w Polsce, wskazując m.in. przyczyny jej tworzenia się oraz szacowane jej rozmiary. Zwrócono też uwagę na to, że mimo jej generalnie negatywnej oceny, niesie ona ze sobą także pewne pozytywne skutki dla gospodarki.
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Islamskie finanse i bankowość: czynniki rozwoju oraz typowe ryzyka.
PublicationCelem artykułu jest przybliżenie oraz wyjaśnienie podłoża rozwoju i ekspansji islamskich finansów i bankowości. Artykuł można podzielić na dwie główne części. W pierwszej (w 2. rozdziale) dokonano wyjaśnienia źródeł pochodzenia finansów islamskich; a także wskazano czynniki mające wpływ na powstanie pierwszych zorganizowanych struktur oraz dalszą ekspansję finansów i bankowości islamskiej. Następnie w drugiej części artykułu (w...
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Potential applications of crude glycerol in polymer technology–Current state and perspectives
PublicationThe increasing use of bio-based fuels and fuel additives, among them biodiesel, causes significant surplus of crude glycerol on the market which creates new challenges in terms of its sustainable utilization. A lot of ways for the incorporation of this by-product into different branches of industry requires purification by expensive and complicated processes. Therefore, researchers are seeking for applications of untreated crude...
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Rapid development of custom web application with ruby on rails framework on the example of group project system
PublicationTechnology industry labor market requires engineers with a good preparation for work with project's tasks and team cooperation skills. One of the way for achieve that abilities during technical university education are students group projects. Running of group projects at university brings new challenges, from recruitment of students with required skills for par-ticular project, to lack of industrial procedures and ready to use...
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The evolving structure of Polish exports (1994-2010) - diversification of products and trade partners.
PublicationThis paper presents empirical evidence on the diversification process concerning Polish exports (1994–2010), compared to European and global samples of countries. It analyzes both the commodity structure of Polish trade and the geographical diversification of Poland’s trading partners. The analysis draws on highly disaggregated data on exports (HS 6 digit) and combines descriptive analysis with non-parametric, semi-parametric and...
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Detection of Denatonium Benzoate (Bitrex) Remnants in Noncommercial Alcoholic Beverages by Raman Spectroscopy
PublicationIllegal alcoholic beverages are often introduced into market using cheap technical alcohol, which is contaminated by denatonium benzoate (Bitrex) of very small concentration. Bitrex is the most bitter chemical compound and has to be removed before alcohol consumption. The home-made methods utilize sodium hypochlorite to disintegrate particles of denatonium benzoate in alcohol and to remove bitter taste before trading. In this experimental...
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Investor confidence and high financial literacy jointly shape investments in risky assets
PublicationHouseholds consistently invest less in equities and bonds than predicted by economic theory. We explain this from a behavioral economics perspective and distributional analysis using rich US survey microdata. We find that higher investor self-confidence in her financial abilities and financial literacy jointly increase the probability of investing in equities. Conditional on participation, confidence in the macroeconomy additionally...
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Smartphone application supporting independent movement of the blind
PublicationImproving comfort of life of blind people is a problem of great importance. Neither a white canenor a guide dog, although both very useful, can be considered as a tool for achieving fullindependence in everyday movement around the city. On the market there are some navigation toolsinspired by car navigation systems, but they have many flaws, ranging from positioninginaccuracies to high prices. The authors present their own solution...
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Elderly persons professional activity - substantive issues and methodical challenges
PublicationPopulation ageing and mass withdrawal of persons around retirement age from the labour market constitutes a serious threat for European Union economy, especially in the so-called new member states. The coming years are expected to bring a considerable increase in public spending on pensions and health care, as well as changes in the structure and size of consumer demand and an increase in the number of socially excluded individuals....
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IMPLEMENTING THE QUALITY ASSURANCE SYSTEM AND ASSURING HEALTH SAFETY IN THE LIGHT OF INCREASING BREAD QUALITY
PublicationThe article presents rules, requirements, and norms for quality management and health safety assurance systems among small and medium bakeries. This group of businesses does not have the obligation of implementing or certifying specific systems. They are, however, implemented in order to increase the quality of the bread or reach a better market position. Also, the results of a 2022 study of 53 bakeries’ implementation of individual...
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Networking and Familiness as Factors Stimulating the Early Internationalization of High-Tech Firms
PublicationThe problem of the role and importance of time in the process of firm’s internationalization belongs to the mainstream of international business research, as is the problem of the key role of high-tech firms operating across borders. The main goal of the paper is to understand how selected factors determine early internationalization of high-tech firms in Poland as an emerging market. The theoretical framework of the article is...
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Featured based CAVE software factory
PublicationIn the paper we convey the lessons learned along the path we have gone through several years since establishing a room-sized CAVE installation at our university, from craft manufacturing and ad-hoc software reuse of VR software products to the robust feature driven software product line (SPL) implementing the Product Line Engineering (PLE) factory paradigm. With that we can serve all our departments and other entities from the...
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ESG investing during the Covid-19 crisis. Evidence from Central European Stock Exchanges
PublicationAs COVID-19 turned into a global pandemic, world markets gradually began to recover after initial dynamic declines. Restrictions, and their subsequent loosening, were, and are, not without significance for the financial markets. These particular circumstances provide a unique opportunity to contribute to the literature by focusing on the potential resilience of ESG (environmental, social and governance) investing in an era of crisis....
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Modeling process of planning finished product sales volumes at industrial enterprises in modern economic conditions
PublicationThis article presents improving the existing system of planning finished products sales volumes. The influencing factors of the sales volumes in modern economic conditions have been determined: falling world oil prices, the reduction of pipe consumption in the domestic market, the global pandemic. The algorithm of planning finished products sales volumes has been constructed. Calculations based on the Holt forecasting method has...
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Ecology In Tribology: Selected Problems of Eliminating Natural Oil-Based Lubricants from Machine Friction Couples
PublicationThe elimination of mineral oil-based lubricants from machines has multiple beneficial effects on the natural environment. Firstly – these lubricants are a direct threat to the environment in the event of leaks; secondly – their elimination reduces the demand for crude oil from which they are obtained. In addition, in many cases, e.g. when replacing traditional lubricants with water, friction losses in the bearings can also be reduced...
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Creating Hotel Services from a Perspective of Extraordinary Customer Experience
PublicationThis conceptual article aims to explore the process of providing hotel services in the context of requirements arising from the experience economy. Both the concept of experience marketing and the concept of customer experience management provided a theoretical framework for the discussion. Based on a review of literature and conclusions derived from hotel managers’ experiences, a research model is proposed, which may be of some...
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FINANCIAL COMPARISON OF WESTERN BALKAN AND BALTIC SEA STATES USING THE CAMEL APPROACH
Publication• The aim - This article aims to compare the situation in the banking sectors of two regions, which due to their political and economic history have much in common. These are the Western Balkan States of Serbia, Croatia and Macedonia, and the Baltic Sea States of Lithuania, Estonia, and Latvia. • Methods - It presents three approaches to defining banking stability that can be found in the literature and carries out an initial...
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Neuroeconomy and Neuromarketing: The Study of the Consumer Behaviour in the COVID-19 Context
PublicationTo address the study of consumer behavior in the post-COVID-19 era, the present Research Topic brings together a set of papers that attempt to study how different factors triggered by the pandemic have achieved a significant effect on consumers' behavioral intentions. These papers examine different subtopics related to food, health products, collaborative economy and, of course, neuroscience. Globally, the objectives of this special...
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Aiming at methods’ wider adoption: Applicability determinants and metrics
PublicationNumerous computer science methods and techniques have been proposed by the scientific community. However, depending on the domain, only their minor fraction has met wider adoption. This paper brings attention to the concept of applicability - the notion that is well acknowledged in the scientific field but have not been analysed with respect to determinants, metrics and systematisation. The primary objective of the study was to...
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Application of advanced spectroscopic methods in the assessment of the leachability degree of hazardous elements from the matrix of cellular concretea
PublicationDue to its structure, autoclaved cellular concrete exhibits good insulating properties with relatively high compressive strength values. It is increasingly used in construction because of its economic attractiveness. Autoclaved cellular concrete is mainly used in interior structure layers, and therefore its potential exposure to heavy metal leaching from the matrix may be related to the presence of a high pH medium from other materials...
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Theoretical and Economic Evaluation of Low-Cost Deep Eutectic Solvents for Effective Biogas Upgrading to Bio-Methane
PublicationThis paper presents the theoretical screening of 23 low-cost deep eutectic solvents (DESs) as absorbents for effective removal of the main impurities from biogas streams using a conductor-like screening model for real solvents (COSMO-RS). Based on thermodynamic parameters, i.e., the activity coefficient, excess enthalpy, and Henry’s constant, two DESs composed of choline chloride: urea in a 1:2 molar ratio (ChCl:U 1:2), and choline...
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A nontargeted approach to determine the authenticity of Ginkgo biloba L. plant materials and dried leaf extracts by liquid chromatography-high-resolution mass spectrometry (LC-HRMS) and chemometrics
PublicationThe lack of stringent regulations regarding raw materials for herbal supplements used for medicinal purposes has been a constant challenge in the industry. Ginkgo biloba L. leaf extracts attract consumers because of the supposed positive effect on mental performance and memory. Supplements are produced using dried leaf materials and standardized leaf extracts such as EGb 761. Adulteration of Ginkgo biloba L. plants and extracts...
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The use and development of e-learning systems in educational projects
PublicationThe article introduces the problem of usage and development of e-learning systems among Polish universities. Easily accessible internet and IT development led to changes in education. Through the use of IT tools, e-learning has become an increasingly popular form of education. Presently, majority of Polish universities use an e-learning system of their own choosing designed to support the didactic processes. The goal of the article...
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Wirelessly Interfacing Objects and Subjects of Healthcare System – IoT Approach
PublicationWireless sensor networks, WSN, for which development has begun by military applications, are nowadays applied to all human activities; e.g. in medicine for patience monitoring or to reduce the effects of disasters. Therefore, the WSNs area has been also one of the emerging and fast growing scientific fields. Increasing interest of WSNs is even caused by equally intense growth of interest in the Internet of Things domain, IoT, in...
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An integrated e-learning services management system providing HD videoconferencing and CAA services
PublicationIn this paper we present a novel e-learning services management system, designed to provide highly modifiable platform for various e-learning tools, able to fulfill its function in any network connectivity conditions (including no connectivity scenario). The system can scale from very simple setup (adequate for servicing a single exercise) to a large, distributed solution fit to support an enterprise. Strictly modular architecture...