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Search results for: CONSUMER FINANCE
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„Zakochałam się w Finach, w Finlandii, w ich języku...”. Rozmowa Sabiny Lech z kierownikiem Pracowni Języka, Kultury i Gospodarki Finlandii prof. nadzw. dr hab. Katarzyną Wojan, przeprowadzona w Gdańsku w dniu 16.03.2017
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Implementing artificial intelligence in forecasting the risk of personal bankruptcies in Poland and Taiwan
PublicationResearch background: The global financial crisis from 2007 to 2012, the COVID-19 pandemic, and the current war in Ukraine have dramatically increased the risk of consumer bankruptcies worldwide. All three crises negatively impact the financial situation of households due to increased interest rates, inflation rates, volatile exchange rates, and other significant macroeconomic factors. Financial difficulties may arise when the...
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The Role of Catholicism in Shaping a Culture of Sustainable Consumption
PublicationThe paper presents the potential of religions, in particular Christianity, in shaping a culture of sustainable consumption (a culture of moderation). It focuses on the contribution of the Catholic tradition, which is, to some extent, complemented by statements representing other Christian denominations. Based on an analysis of relevant sources, it identifies risks arising from the prevalence of a consumer culture, which results...
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The best practices transfer part II
PublicationThis report has been produced within Work Package 4 of the EU-funded project QUICK IGA The project is part-financed by the European Regional Development Fund (ERDF) through the Baltic Sea Region Programme 2007-2013
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Fibrillar aggregates in powdered milk
PublicationThis research paper addresses the hypothesis that powdered milk may contain amyloid fibrils. Amyloids are fibrillar aggregates of proteins. Up to this time, research on the presence of amyloids in food products are scarce. To check the hypothesis we performed thioflavin T fluorescence assay, X-ray powder diffraction, atomic force microscopy and fluorescence microscopy imaging. Our preliminary results show that commercially available...
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TWO-SHAFT GAS TURBINE TEACHING AND TESTING STATION
PublicationThe station was established as part of a project co-financed by the European Union with the funds of the European Regional Development Fund as part of the Infrastructure and Environment Operational Programme titled: “Establishment of state-of-the-art technical infrastructure for the Engineers of the Future learning programme at the Gdańsk University of Technology” executed in 2013-2015.
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Customer Assessment of Brand Valuation and Social Media
PublicationThe research problem engaged in this article is to determine whether contemporary consumers are able to assess brand equity in the overabundance of brands and products with similar features and qualities. The author argues that in the existing circumstances when differences between brands become insignificant the consumer is not capable of assessing their equity adequately. In order to verify the thesis the author has accepted...
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Badanie aktywności online polskich konsumentów dotyczącej marek
PublicationRozwój nowych trendów w internecie, a w szczególności Web 2.0, spowodował wzrost społecznego zaangażowania internautów oraz dalszy rozwój kanałów społecznościowych i tym samym różnego typu platform interaktywnych. Internet zachęca internautów do interakcji z witrynami, a za ich pośrednictwem z innymi użytkownikami sieci. Umożliwia im tworzenie treści na temat różne tematy, w tym na przykład związany z markami produktów. Dzięki...
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Framing the Temporal Dimensions of a Brand
PublicationDrawing on existing research dealing with time in brand and brand management, this paper aims at providing a comprehensive and coherent framework of some time-related concepts, with a special emphasis on what happens when a brand reaches the senescence stage. In addition, it strives to consider what happens when a brand becomes long-lived enough, looking at the brand’s customer base. While undoubtedly time affects customers’ age...
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The Bridge of Knowledge – defining and implementing national Open Access policy by Polish universities. Gdansk University of Technology perspective
PublicationThe European Commission states that Open Access to scientific resources funded by the European Union shall facilitate the use of research results financed from the public funds. Moreover, it will cause an increase in the innovative capacity of Europe. The Open Access landscape is determined by several factors such as mandates. The open mandate may be voluntary or mandatory and implemented at the institutional, national or international...
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A characterization of peanut consumption in four countries: results from focus groups and their implications for peanut allergy prevalence
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RFM-based repurchase behavior for customer classification and segmentation
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Energy-Efficient Self-Supervised Technique to Identify Abnormal User Over 5G Network for E-Commerce
PublicationWithin the realm of e-commerce networks, it is frequently observed that certain users exhibit behavior patterns that differ substantially from the normative behaviors exhibited by the majority of users. The identification of these atypical individuals and the understanding of their behavioral patterns are of significant practical significance in maintaining order on e-commerce platforms. One such method for accomplishing this objective...
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Metoda analizy wielokryterialnej do planowania rozwoju sieci elektroenergetycznej średniego i niskiego napięcia
PublicationW artykule przedstawiono metodę wspomagającą decyzje w zakresie wyboru wariantu przyłączenia odbioru do sieci elektroenergetycznej dystrybucyjnej niskiego napięcia lub średniego napięcia oraz mikrogeneracji do sieci niskiego napięcia. Metodę tą zaimplementowano w skoroszycie kalkulacyjnym Microsoft Excel i zastosowano do analizy złożonych przypadków przyłączenia odbioru lub mikrogeneracji.
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Polityka finansowa jednostek samorządu terytorialnego w zreformowanym systemie finansów publicznych
PublicationW artykule omówiono gospodarkę finansową i politykę finansową jednostek samorządu terytorialnego w Polsce. Wskazano na dotychczasowe metody stosowane przez samorządy i możliwości szerszego wykorzystania metody samofinansowania. Finanse samorządowe i ich stan są szczególnie ważnym problemem w warunkach korzystania ze środków unuijnych.
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The power of personal brand authenticity and identification: top celebrity players’ contribution to loyalty toward football
PublicationPurpose: In the current era of fake news, illusions, manipulations, and other artificial attributes of virtuality and reality, authenticity is a virtue that people highly appreciate. This study examines the influence of the personal brand authenticity of top football players on loyalty to the football discipline in general, via the mediation of personal brand identification. Design: Based on data collected from a convenience sample...
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The analysis of soil resistance during screw displacement pile installation
PublicationThe analysis of soil resistances during screw displacement pile installation based on model and field tests. The investigations were carried out as a part of research project, financed by the Polish Ministry of Science and Higher Education. A proposal of empirical method for prediction of rotation resistance (torque) during screw auger penetration in non-cohesive subsoil based on CPT result.
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Environmentally friendly polymer-rubber composites obtained from waste tyres: A review
PublicationThe paper is transdisciplinary. The complex overview on changes in policy and approach to waste tyres that leads to both solving environmental problem of post consumer tyres and creating environmentally friendlier novel materials are presented. It is shown that in the world, the amount of polymer wastes increases every year. Most of them are in the form of post-consumer tyres. Recycling and recovery of such tyres is a serious environmental...
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ABSORPCJA, METABOLIZM I ROLA BIOLOGICZNA KWASÓW NUKLEINOWYCH OBECNYCH W ŻYWNOŚCI
PublicationKwasy nukleinowe należą do niedocenianych składników żywności, szczególnie surowej lub nisko przetworzonej. W niniejszej publikacji skupiono się na omówieniu przemian, jakim podlegają kwasy nukleinowe w przewodzie pokarmowym człowieka, procesie absorpcji nukleotydów oraz nukleozydów z przewodu pokarmowego, a także przedstawiono podstawowe etapy ich metabolizmu w komórkach organizmu. Produkty trawienia kwasów nukleinowych stanowią...
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Analytical methodologies for determination of artificial sweeteners in foodstuffs- a review
PublicationArtificial high-intensity sweeteners are more and more frequently used for food production. Food industry tends to highlight beneficial aspects of their use, such as tooth-friendliness, rising-up quality of life of those suffering from different forms of diabetes and possibility of weight control without sacrificing favorite unhealthy drinks or snacks. On the other hand some of the consumers are deeply concerned about safety of...
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Participatory Budgeting in Poland – Missing Link in Urban Regeneration Process
PublicationIn last thirty years Poland has gone a long way toward democracy and decentralization. Role of public participation in planning is increasing rapidly and recently many new instruments of empowering the community is being introduced, participatory budgeting is one of the most important. On the other hand, urban regeneration is one of the most important challenges of polish cities are facing. Technical and transport infrastructure...
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Corporate social responsibility and forward default risk under firm and industry heterogeneity
PublicationObjective: This study aims to evaluate the impact of corporate social responsibility on forward default risk (FDR) under the setting of firm and industry heterogeneity. Research Design & Methods: This study evaluated the impact of corporate social responsibility (CSR) on FDR using the data of 497 companies from 2007-2021 in the S&P 500 index, taking into account firm and industry heterogeneity aspects. This study utilized instrumental...
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An investigation of selected monoaromatic hydrocarbons released from the surface of polystyrene lids used in coffee-to-go cups
PublicationA consumer trend towards the fast preparation of beverages has increased the popularity of hot beverages (especially coffee and tea) available in disposable containers called coffee-to-go cups with fitted polystyrene lids. Lids in contact with hot beverages may release low molecular weight organic compounds into the gaseous phase causing direct exposure of consumers to these compounds during drinking. The paper describes in detail...
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Carbon dioxide potential reduction using Start-Stop system in a car
PublicationOperating fuel consumption increases significantly when the vehicle stops frequently while driving or when the engine is idling during braking. In such cases, the internal combustion engine consumes the fuel but the mechanical energy is not used by the drive system. The amount of fuel that is consumed in this time by the engine can potentially be saved if the car is equipped with a Stop-Start system. Start-Stop system automatically...
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A socially responsible university - an attempt to approach the system
PublicationIt is the author's thesis that social responsibility of university is an integrated system of both knowledge management (KM), quality management (QM) and organizational development (OD) processes. The author determined that the university "bond" is an institutional culture (IC). An integrated system is the way to create university an open system co-operated and co-opetited with stakeholders. The stakes are high in game - both students...
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Projekty NFT i bariery ich wejścia na rynek
PublicationNiniejsza praca traktuje o barierach wejścia na rynek dla projektów NFT. Porusza zagadnienia związane z kapitałochłonnością, regulacjami prawnymi, dostępem do wiedzy i patentów, a także ze zróżnicowaniem produktów i dostawców na rynku NFT. Celem pracy jest identyfikacja i opis barier wejścia, które napotykają nowe przedsiębiorstwa wchodzące na rynek. Autorzy przewidują, że wraz z rosnącym zainteresowaniem konsumentów wzrośnie zainteresowanie...
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The influence of roasting and additional processing on the content of bioactive components in special purpose coffees
PublicationCoffee being the beverage consumed worldwide is also a very competitive commodity. Consequently, producers seek ways of attracting consumers by proposing e.g. novel ingredient combinations usually without evaluating their health quality. In this study, variations in health-promoting determinants for five special purpose coffee brews were characterized. The major bioactive components - chlorogenic acids (CAs) - detected by HPLC-DAD-MS...
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Deep Learning: A Case Study for Image Recognition Using Transfer Learning
PublicationDeep learning (DL) is a rising star of machine learning (ML) and artificial intelligence (AI) domains. Until 2006, many researchers had attempted to build deep neural networks (DNN), but most of them failed. In 2006, it was proven that deep neural networks are one of the most crucial inventions for the 21st century. Nowadays, DNN are being used as a key technology for many different domains: self-driven vehicles, smart cities,...
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Deep Learning
PublicationDeep learning (DL) is a rising star of machine learning (ML) and artificial intelligence (AI) domains. Until 2006, many researchers had attempted to build deep neural networks (DNN), but most of them failed. In 2006, it was proven that deep neural networks are one of the most crucial inventions for the 21st century. Nowadays, DNN are being used as a key technology for many different domains: self-driven vehicles, smart cities,...
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Implementing second-order CFA model for the factorial validity of brand equity
PublicationThe purpose of this study was to test the implementation of a second-order CFA model for the factorial validity of Aaker’s consumer-based brand equity framework. To test the proposed theoretical model 186 data sets generated through a standardized onlinesurvey were evaluated. The data wasanalyzedusing structural equation modeling with AMOS 21.0 software. The results demonstrated that the higher order CFA model for consumer-based...
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Principles and Practices of Corporate Governance in the Global Economy
PublicationThe book places ownership at the centre of all relevant choices that the company makes. In particular, it addresses the issue of governance from the perspective of ownership, and in a broader and more articulated sense than most Anglo-Saxon studies do. The authors analyse the relationship between ownership, governance, and corporate strategy, with a dual objective. On the one hand, the aim is to identify the consistency relationships...
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Działalność w obszarze grantów realizowana przez Katedrę Sieci Teleinformacyjnych
PublicationPrzedstawiono działalność Katedry Sieci Teleinformacyjnych PG WETI w obszarze grantów finansowanych przez instytucje centralne, przy czym główny nacisk położono na scharakteryzowanie aktualnie realizowanych projektów. Opisano dwa projekty finansowane przez NCBiR. Pierwszy dotyczy koncepcji oraz implementacji integracji informacji w rozproszonych elementach systemu wymiany danych Straży Granicznej, natomiast drugi strumieniowej...
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A Simulation Model for Risk and Pricing Competition in the Retail Lending Market
PublicationWe propose a simulation model of the retail lending market with two types of agents: borrowers searching for low interest rates and lenders competing through risk-based pricing. We show that individual banks observe adverse selection, even if every lender applies the same pricing strategy and a credit scoring model of comparable discrimination power. Additionally, the model justifies the reverse-S shape of the response rate curve....
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Current trends in consumption of multimedia content using online streaming platforms: A user-centric survey
PublicationIn its early days, consumption of multimedia content was only possible at a stationary terminal device. The music player was located at home, and had to have a physical drive. Over the last decade, there has been an enormous increase in the number of online streaming platforms. These services enable users to consume rich multimedia content on various devices. Thanks to the widespread and availability of portable devices, any person...
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METHODOLOGICAL IDENTIFICATION OF OPPORTUNITIES FOR DEVELOPMENT OF SMART SPECIALISATION IN POMERANIAN VOIVODESHIP IN POLAND
PublicationThe subject of the presented research was projects co financed with European Union funds realised in years 2007–2013 in small towns of Pomeranian Voivodship. Projects which were included belong to 3 programmes: Innovative Economy Programme, Infrastructure and Environment Programme and Regional Operational Programme. The aim of the researches was study of the structure of projects according to its kind and town division. The other...
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Increasing accuracy of frequency estimation by decimation. W: [CD-ROM]EUSIPCO 2002. XI European Signal Processing Conference. Toulouse, France, September 3-6, 2002. [B.m.]: New Medias**2002 [4 s. 3 rys. bibliogr. 6 poz.] Page numbers in the proceedings: Volume 3, s. 135-138. Zwiększanie dokładności estymacji częstotliwości poprzez decymację.
PublicationArtykuł rozważa problem estymacji częstotliwości zaszumionego, sinusoidalne-go sygnału zespolonego. Częstotliwość wyznaczana jest w oparciu o autoregre-syjny model sygnału. W pracy wykazano, że wprowadzenie decymacji sygnału po-zwala na redukcję rzędu modelu autoregresyjnego, a tym samym powoduje znacz=ne zmniejszenie złożoności obliczeniowej metody.
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Dylematy polskiej polityki kursowej w dobie globalizacji. W: Wewnętrzne i zewnętrzne determinanty procesów decyzyjnych w zarządzaniu finansami przed-siębiorstw. Monografia Katedry Finansów nr 1. Gdańsk: Kated. Finan. Wydz.Zarz. i Ekon. P. Gdań.**2003 s. 107-118, 1 rys. 3 tab. bibliogr. 21 poz.
PublicationArtykuł prezentuje kwestię doboru odpowiedniej polityki kursowej w dobie globalizacji. Jest w nim również dokonana analiza możliwych rozwiazań kur- sowych w Polsce na drodze do Unii Gospodarczej i Walutowej.
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Planowanie finansowe a strategia przedsiębiorstwa. W: Wewnętrzne i zewnę-trzne determinanty procesów decyzyjnych w zarządzaniu finansami przed-siębiorstw. Monografia Katedry Finansów nr 1. Gdańsk: Kated. Finan. Wydz.Zarz. i Ekon. P. Gdań.**2003 s. 5-17, 1 rys. 1 tab. 1 bibliogr. 8 poz.
PublicationArtykuł obejmuje studium problematyki planowania finansowego wzbogaconego teoriami zarządzania strategicznego. Autor identyfikuje kategorie planowania w świetle koncepcji rozumienia strategii przedsiębiorstwa. Na tej podstawie określa nowe związki i definicje.
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Doskonalenie informacji o kosztach jednostek służby zdrowia w celu tworze- nia podstaw decyzyjnych. W: Wewnętrzne i zewnętrzne determinanty procesówdecyzyjnych w zarządzaniu finansami przedsiębiorstw. Monografia KatedryFinansów nr 1. Gdańsk: Kated. Finan. Wydz.Zarz. i Ekon. P. Gdań.**2003 s.31-38 bibliogr. 11 poz.
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Perception and determinants of agricultural technology adoption in North Shoa Zone, Amhara Regional State, Ethiopia
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The performance of ETFs on developed and emerging markets with consideration of regional diversity
PublicationThis study evaluates the performance of Exchange-Traded Funds (ETFs) by using various tracking error calculation approaches. The aim of the paper is, on the one hand, an evaluation of the performance of ETFs relative to their benchmarking indexes and, on the other, an endeavour to specify any relationship between this performance and both geographical location and the degree of market development. The research was conducted on...
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The share of investments in gold and oil using the example of selected European stock exchanges– A comparative analysis
PublicationIn this article, optimal investment portfolios with minimal risk and maximum efficiency were calculated. The portfolios were designated for ten selected European stock exchanges, based on the listings of the twenty largest companies in each of those markets. All calculations were made based on company shares only, company shares and investments in gold, shares of companies and investments in crude oil as well as shares of companies...
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Alphitobius diaperinus larvae (lesser mealworm) as human food – An approval of the European Commission – A critical review
PublicationDue to the increasing threat of climate change and the need for sustainable food sources, human consumption of edible insects or entomophagy has gained considerable attention globally. The larvae of Alphitobius diaperinus Panzer (Coleoptera: Tenebrionidae), also known as the lesser mealworm, have been identified as a promising candidate for mass-rearing as a food source based the on evaluation on several aspects such as the production...
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Does being socially good save firms from bankruptcy? A systematic literature review and bibliometric analysis
PublicationThe purpose of the review was to find out, does being responsible saves firms from bank-ruptcy? What is the relationship between corporate social responsibility and default risk? What meth-ods and measures are used in the literature to evaluate this relationship? And what is the theoretical underpinning of the studies? Moreover, to explore what are the gaps for future work, Web of Science and Scopus databases were utilised to obtain...
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Komentarz do art. 87 ustawy o ochronie konkurencji i konsumentów
PublicationCommentary to the provision of the Act on Protection of Competition and Consumers concerning the refusal to institute an antitrust proceeding
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Analiza techniczno-ekonomiczna rozwiązań rewitalizacyjnych zabytkowego mostu w Tczewie
PublicationPrzykłady koncepcji odbudowy przyczółka zachodniego zabytkowego mostu przez rzekę Wisłę w Tczewie wraz z zespołem bramnym. Ocena propozycji trzech rozwiązań rewitalizacyjnych mostu i wybór optymalnego pod względem finansowym i technologicznym. Czas i koszty budowy oraz wierność odbudowy zespołu bramnego mostu jako kryteria optymalizacji. Analiza w celu pozyskania środków finansowych potrzebnych na odbudowę, ale także adaptację...
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Extra-curricular project-oriented education in optoelectronics in the Faculty of Electronics, Telecommunications and Informatics at Gdańsk University of Technology, Poland
PublicationProject-oriented education constitutes a key part of the curriculum in the Faculty of Electronics, Telecommunications and Informatics of Gdańsk University of Technology (Gdańsk Tech), Poland. Students on the Engineer and Master of Science level studies take part in several projects, both individually and in teams. In addition to compulsory activities, students have the opportunity to take part in the activities of student scientific...
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The concept of research on ecological, energy and reliability effects of modified marine fuel oils application to supply compression-ignition engines in real conditions
PublicationWithin the article, basic assumptions of the research project financed by Regional Fund for Environmental Protection and Water in Gdansk were described. The project concerns the experimental investigations carried out on laboratory compression-ignition engine in conditions of its supply with a non-standard marine fuel oil. Configuration and measuring capability of laboratory test bed presently being constructed were introduced....
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Comparative Analysis of the Key Factors Influencing Healthcare Systems of OECD Countries
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Kształtowanie wartości wskaźników płynności finansowej przez ponadprzeciętnie rentowne MSP w okresie dobrej i złej koniunktury gospodarczej
Publication: W artykule porównano kształtowanie wartości wskaźników z obszaru płynności finansowej przez ponadprzeciętnie rentowne MSP w okresie dobrej i złej koniunktury gospodarczej. Celem przeprowadzonych badań było ponadto zaproponowanie przedziałów wartości rekomendowanych dla wskaźników z obszaru płynności finansowej z osobna dla okresu dobrej, jak i złej koniunktury gospodarczej. W trakcie przeprowadzonych badań uwzględniono 67 317...