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Variable length sliding models for banking clients face biometry
PublicationAn experiment was organized in 100 bank branches to acquire biometric samples from nearly 5000 clients including face images. A procedure for creating face verification models based on continuously expanding database of biometric samples is proposed, implemented, and tested. The presented model applies to circumstances where it is possible to collect and to take into account new biometric samples after each positive verification...
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The analysis of firms’ involvement in internationalisation and determinants of its intensity – an analysis for developing and post-transition economies
PublicationThe study presents the empirical analysis of firms’ involvement in different forms of internationalisation: export, indirect export, import, indirect import and finally simultaneous exporting and importing. The analysis is based on firm-level data from the World Bank Enterprise Survey (March 2017 release). The empirical part is divided into two stages. Firstly account is taken of firms’ heterogeneity and then a Melitz type analysis...
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A self-optimization mechanism for generalized adaptive notch smoother
PublicationTracking of nonstationary narrowband signals is often accomplished using algorithms called adaptive notch filters (ANFs). Generalized adaptive notch smoothers (GANSs) extend the concepts of adaptive notch filtering in two directions. Firstly, they are designed to estimate coefficients of nonstationary quasi-periodic systems, rather than signals. Secondly, they employ noncausal processing, which greatly improves their accuracy and...
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Discovering relationships between data in an enterprise information system using log analysis
PublicationEnterprise systems are inherently complex and maintaining their full, up-to-date overview poses a serious challenge to the enterprise architects’ teams. This problem encourages the search for automated means of discovering knowledge about such systems. An important aspect of this knowledge is understanding the data that are processed by applications and their relationships. In our previous work, we used application logs of an enterprise...
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The Belt and Road Initiative and export variety: 1996–2019
PublicationThis study examines the association between the Belt and Road Initiative (BRI) and export variety (EV). We propose three hypotheses on how BRI may foster export markets (destinations) or export product lines. The estimates are based on a dataset constructed specifically for this analysis, covering 183 countries and linked with trade data from 1996 to 2019. We apply the instrumental variable (IV) approach in regressions for covering the...
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Lokaty bankowe jako narzędzie gromadzenia oszczędności na emeryturę
PublicationW artykule poruszona została problematyka zabezpieczenia finansowego gospodarstwa domowego, w okresie po przejściu na emeryturę jego członków. Opracowanie prezentuje wyniki analizy możliwości wykorzystania instrumentu rynku finansowego, jakim jest lokata bankowa, dla poprawy sytuacji materialnej gospodarstwa domowego, które znajduje się już w fazie nieaktywności zarobkowej. Do przeprowadzenia stosownych obliczeń, wykorzystane zostały...
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Enhancing women’s engagement in economic activities through information and communication technology deployment: evidence from Central–Eastern European countries
PublicationThis study takes a macro perspective to examine the associations between the economic deployment of information and communication technology (ICT), women’s labor market participation, and economic growth in Central–Eastern European countries between 1990 and 2017. We use data extracted from World Bank Development Indicators, World Development Reports, and the World Telecommunication/ICT Indicators Database. Our methodological framework...
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A Simulation Model for Risk and Pricing Competition in the Retail Lending Market
PublicationWe propose a simulation model of the retail lending market with two types of agents: borrowers searching for low interest rates and lenders competing through risk-based pricing. We show that individual banks observe adverse selection, even if every lender applies the same pricing strategy and a credit scoring model of comparable discrimination power. Additionally, the model justifies the reverse-S shape of the response rate curve....
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ROLA I ZNACZENIE SYSTEMÓW PRZELEWÓW NATYCHMIASTOWYCH A OBRÓT BEZGOTÓWKOWY W POLSCE
PublicationCelem pracy jest opis systemów szybkich przelewów w Polsce z uwagi na rosnące znaczenie obrotu bezgotówkowego. Artykuł wskazuje na genezę powstania systemów oraz ich rosnące znaczenie na rynku usług płatniczych. Celem szczegółowym jest zobrazowanie wzrostu liczby i wartości transakcji zrealizowanych przez systemy płatności natychmiastowych w Polsce oraz odniesienie wolumenu do statystyk systemu Elixir. Autor obrazuje korzyści płynące...
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Microwave heat treatment application to pasteurization of human milk
PublicationA prototype of microwave pasteurizer has been proposed as an alternative for holder pasteurization (HP) routinely used in Human Milk Bank (HMB), ensuring microbiological safety of human milk (HM). It was shown that the time of heat generation was about 15–16 min shorter by applying the microwave than in HP. Total inactivation of heat-sensitive bacteria Escherichia coli, Pseudomonas aeruginosa, Staphylococcus aureus, and Staphylococcus...
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Discovering interactions between applications with log analysis
PublicationApplication logs record the behavior of a system during its runtime and their analysis can provide useful information. In this article, we propose a method of automated log analysis to discover interactions taking place between applications in an enterprise. We believe that such an automated approach can greatly support enterprise architects in building an up-to-date view of a governed system in a modern, fast-paced development...
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Amplification of a single-locus variable-number direct-repeats with restriction fragment length polymorphism (DR-PCR/RFLP) for genetic typing of Acinetobacter baumannii strains
PublicationW celu poszukiwania nowych metod typowania genetycznego szczepów Acinetobacter baumannii przydatnych w szpitalnych badaniach epidemiologicznych przeprowadzono analizę dostępnych w banku genów sekwencji szczepów referencyjnych na obecność nowych motywów repetytywnych. Do badania polimorfizmu sekwencji repetytywnych w szczepach Acinetobacter sp. wykorzystano proste powtórzenia typu "direct repeat" (DR) zlokalizowane w jednym miejscu...
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Zagraniczni inwestorzy w chorwackim sektorze bankowym
PublicationCel - przedstawienie sytuacji w chorwackim sektorze bankowym odnośnie udziału kapitału zagranicznego, jego wpływu na wyniki sektora, jak i strukturę rynku. Metoda badania – Wykorzystane metody badawcze obejmują studia literatury, głównie zagranicznej, oraz analizę danych finansowych oraz raportów Banku Centralnego w Chorwacji. Wyniki – zmiany w prawodawstwie wprowadzone po drugim kryzysie bankowym w Chorwacji doprowadziły do istotnego...
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Rozwój małych miast w świetle wydatków inwestycyjnych - na przykładzie gmin miejskich województwa pomorskiego
PublicationArtykuł poświęcony jest ocenie możliwości rozwoju małych miast - gmin województwa pomorskiego przeprowadzonej na podstawie badań ich wydatków inwestycyjnych. Analizy poprzedzone zostały rozważaniami poświęconymi znaczeniu i interpretacji we współczesnej gospodarce następujących pojęć: małe miasto, czynniki i bariery rozwoju ze szczególnym uwzględnieniem znaczenia inwestycji dla procesu rozwoju. Badania zawarte w artykule nie zostały...
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Spatial Visualization Based on Geodata Fusion Using an Autonomous Unmanned Vessel
PublicationThe visualization of riverbeds and surface facilities on the banks is crucial for systems that analyze conditions, safety, and changes in this environment. Hence, in this paper, we propose collecting, and processing data from a variety of sensors—sonar, LiDAR, multibeam echosounder (MBES), and camera—to create a visualization for further analysis. For this purpose, we took measurements from sensors installed on an autonomous, unmanned...
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Globalisation and world economic poverty: The significance of hidden dimensions
PublicationThe aim of our research is to examine how individual dimensions of globalization affect economic poverty in the World. for this, regression models are estimated with FGT0 or FGT1 poverty measures as dependent variables and KOF indices of globalization as despendent variables. The poverty indices are estimated for 119 countries' income didtributions assuming log-normality and using Gini estimates from the WID2 database and GDP/capita...
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Multi-nodal PWR reactor model — Methodology proposition for power distribution coefficients calculation
PublicationIn the paper the multi-nodal Pressurized Water Reactor (PWR) model called Mann’s model is presented. This models is used for modelling purposes of the heat transfer from fuel to coolant in reactor core. The authors expand widely used in literature approach by defining additional coefficients for the heat transfer model. These parameters approximate the power generation distribution in the PWR reactor core according to the to the...
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Exploring Relationships Between Data in Enterprise Information Systems by Analysis of Log Contents
PublicationEnterprise systems are inherently complex and maintaining their full, up-to-date overview poses a serious challenge to the enterprise architects’ teams. This problem encourages the search for automated means of discovering knowledge about such systems. An important aspect of this knowledge is understanding the data that are processed by applications and their relationships. In our previous work, we used application logs of an enterprise...
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Pilot Testing of Developed Multimodal Biometric Identity Verification System
PublicationThe bank client identity verification system developed in the course of the IDENT project is presented. The total number of five biometric modalities including: dynamic signature proofing, voice recognition, face image verification, face contour extraction and hand blood vessels distribution comparison have been developed and studied. The experimental data were acquired employing multiple biometric sensors installed at engineered...
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Mathematical Modeling of the Impact Range of Sewage Discharge on the Vistula Water Quality in the Region of Włocławek
PublicationThe paper presents results of analysis of the industrial sewage discharge influence at km 688 + 250 of the Vistula River on water quality. During the analysis, two-dimensional models of flow, impurities and temperature transport were used. Hydrological conditions of the analyzed section of the river, characteristic flows and bathymetry of the riverbed in the first instance were defined. Calculations of velocity distribution at...
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Szkoła wyższa miejscem kreowania i wykorzystywania wiedzy.
PublicationArtykuł zawiera refleksje autora na temat problemów zarządzania wiedzą w technicznej uczelni wyższej. Badania i prowadzenie procesu kształcenia są podstawowymi obszarami działalności uniwersytetu. Oba te obszary związane są z kreowaniem i wykorzystywaniem wiedzy. W wyniku procesu lizbońskiego zostały sformułowane w tym kontekście cele strategiczne. Również rząd polski przyjął dokumenty dotyczące strategii rozwoju szkolnictwa wyższego...
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Harnessing digital technologies for poverty reduction. Evidence for low-income and lower-middle income countries
PublicationThis paper contributes to understanding the relationship between ICT deployment and poverty alleviation in developing countries. It assess the digital technologies contribution to poverty reduction, through different channels of impact, like education, labor market, income and ICTtrade related activities. Using the sample of 40 developing countries between 1990 and 2019, it relies on macro data extracted from the World Bank Development...
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Does being socially good save firms from bankruptcy? A systematic literature review and bibliometric analysis
PublicationThe purpose of the review was to find out, does being responsible saves firms from bank-ruptcy? What is the relationship between corporate social responsibility and default risk? What meth-ods and measures are used in the literature to evaluate this relationship? And what is the theoretical underpinning of the studies? Moreover, to explore what are the gaps for future work, Web of Science and Scopus databases were utilised to obtain...
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Energy Demand of Short-Range Inland Ferry with Series Hybrid Propulsion Depending on the Navigation Strategy
PublicationInterest in hybrid propulsion systems that can be used on small vessels has increased significantly in recent years. They can replace inefficient and environmentally burdensome conventional systems based on diesel engines. Hybrid propulsion has many advantages such as high energy efficiency and virtually noiseless operation, and therefore it fits well with the current trends of “green shipping” and “zero emission”. The aim of the...
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Analysing the Residential Market Using Self-Organizing Map
PublicationAlthough the residential property market has strong connections with various sectors, such as construction, logistics, and investment, it works through different dynamics than other markets; thus, it can be analysed from various perspectives. Researchers and investors are mostly interested in price trends, the impact of external factors on residential property prices, and price prediction. When analysing price trends, it is beneficial...
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Układy napędowe pojazdów elektrycznych
PublicationW artykule omówiono nowe technologie stosowane w układach napędowych pojazdów elektrycznych. Praca zawiera zależności teorii ruchu pojazdu, nowe rozwiązania w konstrukcji silników trakcyjnych. Przedstawiono również zagadnienia układów zasilania bateryjnego i magazynów energii z superkondensatorami. Pokazano metody sterowania zapewniające optymalizacje rozdziału energii pomiędzy akumulatorami a magazynem energii. Zaprezentowano...
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Contactless hearing aid designed for infants
PublicationIt is a well known fact that language development through home intervention for a hearing-impaired infant should start in the early months of a newborn baby's life. The aim of this paper is to present a concept of a contactless digital hearing aid designed especially for infants. In contrast to all typical wearable hearing aid solutions (ITC, ITE, BTE), the proposed device is mounted in the infant's bed with any parts of its set-up...
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Economic crisis in Croatia
PublicationCroatia is becoming the 28th member of the European Union on July 1st, 2013. Croatia has gone a long way from a socialistic republic to an independent country recognized as one of the economic tigers of the Western Balkans in the first decade of the 21st century. Croatia has been hit by a global crisis which turned out to be a huge external shock for the region of the Western Balkans. Although it does not enter the economy through...
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ZMIANY W WIELKOŚCI I STRUKTURZE WIEKU POTENCJALNYCH ZASOBÓW PRACY W KONTEKŚCIE DEMOGRAFICZNEGO STARZENIA SIĘ POPULACJI – PERSPEKTYWA REGIONALNA
PublicationPostępujący proces demograficznego starzenia się polskiego społeczeństwa determinuje zmiany w wielkości i strukturze wieku zasobów pracy. Zmiany te nie następują w tym samym tempie i z taką samą intensywnością ani w perspektywie państw Unii Europejskiej, ani w perspektywie polskich regionów. W artykule przedstawiono kierunek i tempo zmian rozmiarów zasobów pracy w latach 1998-2014 w polskich regionach. Analizie poddano również...
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Grupy banków w skoncentrowanym środowisku – analiza porównawcza grup dużych, średnich i małych banków w Macedonii i Chorwacji
PublicationCel - przedstawienie sytuacji w chorwackim i macedońskim sektorze bankowym odnośnie zmian będących skutkiem procesów konsolidacyjnych oraz analiza porównawcza zmian zachodzących w 3 grupach banków: dużych, średnich i małych w omawianych krajach Metoda badania – Wykorzystane metody badawcze obejmują studia literatury, głównie zagranicznej, oraz analizę danych finansowych oraz raportów Banku Centralnego w Chorwacji i Macedonii. Wyniki...
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Validating the Rules of Government Automation
PublicationThere is growing evidence on the benefits and risks of government automation, and how should government organizations proceed with automation when the benefits outweigh the risks. This evidence was recently consolidated into the "rules of government automation", part of the project funded by the Inter-American Development Bank. The project uncovered that the combined nature of government work and its transformation into digital...
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Organometallic block copolymers as catalyst precursors for templated carbon nanotube growth.
PublicationArtykuł przedstawia zastosowanie organometalicznych kopolimerów blokowych jako prekursorów katalizatorów dla syntezy nanorurek węglowych. Zjawisko mikroseparacji fazowej kopolimerów blokowych zostało wykorzystane dla przygotowania matrycy aktywnych katalitycznie domen o rozmiarach ~20 nm. Domeny zawierające poli(ferrocenylosilan) (PFS) po utlenienu w plazmie tlenowej oraz redukcji z Fe(III) do Fe(II) oraz Fe(0) z powodzeniem katalizują...
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Can high hydrostatic pressure processing be the best way to preserve human milk?
PublicationBreastfeeding is one of the most important factors influencing proper child development. When a mother cannot breastfeed, the best alternative, especially for feeding premature infants, is to then use of human milk (HM) which has been collected, preserved and stored in Human Milk Banks (HMB). Scope and approach: In this review, the impact of some stages of the management of HM in HMB on its final biological value and microbiological...
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Mercury concentrations in marine biota with special focus on grey and ringed seals
PublicationMarine organisms are exposed and sensitive to effects of environmental contamination by heavy metals including different forms of mercury. Baltic seals as the top predators of the marine ecosystem are even more endangered due to (considerable) longevity as well as a long biological half-time of toxin elimination. The concentrations of mercury in seals from the Baltic is poorly known, thus the aim of this work is to determine and...
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Nodal models of Pressurized Water Reactor core for control purposes – A comparison study
PublicationThe paper focuses on the presentation and comparison of basic nodal and expanded multi-nodal models of the Pressurized Water Reactor (PWR) core, which includes neutron kinetics, heat transfer between fuel and coolant, and internal and external reactivity feedback processes. In the expanded multi-nodal model, the authors introduce a novel approach to the implementation of thermal power distribution phenomena into the multi-node...
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Property sustainable value versus highest and best use analyzes
PublicationThis article proposes the possibility of applying fuzzy logic theory to perform the tasks of determining the market value of agricultural lands. These tasks are of a multi‐criteria character, as multiple factors are taken into consideration during the land value valuation process. The market value of agricultural land plots, calculated using fuzzy logic methods, can provide a basis for further use in the processes that are directly...
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Nanomaterials for photothermal and photodynamic cancer therapy
PublicationIn recent years, the role of optically sensitive nanomaterials has become powerful moieties in therapeutic techniques and has become particularly emphasized. Currently, by the extraordinary development of nanomaterials in different fields of medicine, they have found new applications. Phototherapy modalities, such as photothermal therapy (PTT) by toxic heat generation and photodynamic therapy (PDT) by reactive oxygen species, are...
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Zadłużenie jednostek samorządu terytorialnego w perspektywie zmian ustawowych
PublicationCelem pracy była prezentacja zmian ustawowych związanych z ograniczeniami w zadłużaniu jednostek samorządu terytorialnego. Zmiany te ukazano na tle dotychczas obowiązujących rozwiązań. Następnie przedstawiono stan zadłużenia jednostek samorządu terytorialnego z podziałem na 4 grupy (do obliczeń wydzielono osobną grupę miast na prawach powiatu). Dla wybranych przedstawicieli grupy, której zadłużenie jest największe przeprowadzono...
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Corporate Governance and Ownership Structure in the Top 30 Listed Non Financial Companies in Poland
PublicationThis paper offers a first analysis of the relationships between corporate governance models and rules and ownership structure of the top 30 Polish firms listed at the WSE (not considering foreign firms and/or the Polish branches of foreign firms listed at the same stock exchange, nor the financial companies and the banks). The general picture depicted by this analysis is putting into evidence the increasing importance of institutional...
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Economic Situation in Balkan Countries in the First Decade of 21st Century
PublicationThe recent economic crisis affected most of the countries in the world to a greater or lesser extent, including small economies sector. Small economies are a distinctive group of countries distinguished by particular qualities. They are dependent on trade exchange or international investment stream, and both their aggregate demand and supply, and price level depend on the development of the big economies dynamics. This is the reason...
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The Effect of Hyperbaric Storage on the Nutritional Value and Retention of Certain Bioactive Proteins in Human Milk
PublicationHuman milk (HM) contains the essential macronutrients and bioactive compounds necessary for the normal growth and development of newborns. The milk collected by human milk banks is stored frozen and pasteurized, reducing its nutritional and biological value. The purpose of this study was to determine the effect of hyperbaric storage at subzero temperatures (HS-ST) on the macronutrients and bioactive proteins in HM. As control samples,...
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The importance of CEFTA 2006 for Western Balkan countries
PublicationFree foreign trade is one of the most important issues all over the world. The impact of bilateral trade can be studied both from economic as well as political perspectives; when it improves economic development, it also creates the conditions for international stability. The aim of the article is to conduct a comparison of the changes to export trade flow in the Central European Free Trade Agreement 2006, with reference to countries...
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The impact of freeze-thaw processes on a cliff recession rate in the face of temperate zone climate change
PublicationFreeze-thaw action is a common type of geomorphological processes eroding cliff faces in the temperate climate zone. In our previous study, we assessed the geomorphological effects of freeze-thaw fluctuations occurring within the cliff of Jeziorsko Reservoir (central Poland). Based on those findings, we have now determined the number of freeze-thaw cycles to assess their historical impact on the studied cliff. We have also traced...
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Mathematical Modeling of Ice Thrusting on the Shore of the Vistula Lagoon (Baltic Sea) and the Proposed Artificial Island
PublicationCoastal lagoons are inland and shallow water bodies, separated from the ocean by a barrier. In cold regions, ice phenomena in shallow water coastal lagoons occur every winter season. Ice is predominantly formed on the surface due to density stratification and surface cooling. The ice dynamics in such areas are dominantly affected by winds. Water dynamics also cause ice movement, but due to the large areal scale of lagoons, the...
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Industry-level analysis of COVID-19’s impact in emerging markets – evidence from Pakistan
PublicationPurpose – The main purpose of this study is to evaluate COVID-19’s impact on the emerging stock markets. Design/methodology/approach – To evaluate the influence of COVID-19, this study uses a novel method of event study methodology to measure the impact of COVID-19 on emerging stock markets. The research’s sample includes a total of 79 firms from 26 industries that are included in the KSE-100 Index from the Pakistan Stock Exchange....
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Freeze-Up Ice Jam Formation in the River Bend, a Case Study on the Inner Mongolia Reach of Yellow River
PublicationConcern has been expressed regarding the impacts of climate change on river ice and ice jam formation in cold regions. Ice jams are easily initiated in bends and narrow channels and cause disasters. In this study, observations and remote sensing monitoring are used to study the freeze-up ice jam formation of bends. Sediment transport and freezing process of the river interact, influencing bed changes profile and sedimentary budget....
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Determinants of COVID-19 Impact on the Private Sector: A Multi-Country Analysis Based on Survey Data
PublicationOur paper aims to investigate the impact of COVID‐19 on private sector companies in terms of sales, production, finance and employment. We check whether the country and industry in which companies operate, government financial support and loan access matter to the behaviour and performances of companies during the pandemic. We use a microdata set from a worldwide survey of more than 15,729 companies conducted between April and...
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Innovative investment funds and stability of financial systems: Nonparametric study of exchange-traded funds in Europe
PublicationThe main aim of the paper is investigation of the potential contribution of exchange-trade funds (ETFs) to the instability of the European financial systems. The paper begins with presentation of the key theoretical concepts with regard to ETFs and financial stability. We discuss the key attributes of ETFs as the innovative category of investment funds, their hypothesized impact on the financial stability as well as briefly describe...
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Security of Cryptocurrencies: A View on the State-of-the-Art Research and Current Developments
Publication[Context] The goal of security is to protect digital assets, devices, and services from being disrupted, exploited or stolen by unauthorized users. It is also about having reliable information available at the right time. [Motivation] Since the inception in 2009 of the first cryptocurrency, few studies have been undertaken to analyze and review the state-of-the-art research and current developments with respect to the security...
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ANALYSIS OF THE IMPACT OF THE PLANNED SEWAGE DISCHARGE FROM THE ‘NORTH’ POWER PLANT ON THE VISTULA WATER QUALITY
PublicationThe paper presents results of analysis of the industrial sewage discharge impact from the ‘North’ Power Plant on the Vistula water quality around 45+330 of the river kilometer. For the analysis, the two-dimensional models of flow, impurities and temperature transport were used. Hydrological conditions of the analyzed section of the river, characteristic flows and bathymetry of the riverbed in the first instance were defined....