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Wykluczenie finansowe starszych konsumentów na rynku usług finansowych
PublikacjaCelem opracowania jest identyfikacja uwarunkowań wykluczenia finansowego starszych konsumentów na rynku usług finansowych. Dla realizacji tego celu zidentyfikowano m.in. podstawowe pojęcia dotyczące wykluczenia (w tym wykluczenia finansowego) osób starszych. Zagrożenia wynikające z wykluczenia finansowego starszych konsumentów zostały zilustrowane poprzez analizę danych statystycznych dotyczących starzenia się społeczeństwa. Podstawowy...
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Running characteristics of aerodynamic bearing with self-lifting capability at low rotational speed
PublikacjaAn aerodynamic journal bearing that is capable of self-generating squeeze-film pressure is presented and its dynamic characteristics investigated numerically and experimentally. A numerical method based on a time marching static model was applied to assess the orbit trajectory path of the rotor upon a perturbation. Experimental results were obtained to validate the effect of the self- generated squeeze-film pressure on the stability...
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Physical and Mechanical Evaluation of Silicone-Based Double-Layer Adhesive Patch Intended for Keloids and Scar Treatment Therapy
PublikacjaGrowing interest in silicone elastomers for pharmaceutical purposes is due to both theirbeneficial material effect for scar treatment and their potential as drug carriers. Regarding their morphological structure, silicone polymers possess unique properties, which enable a wide range of applicability possibilities. The present study focused on developing a double-layer adhesive silicone film (DLASil) by evaluating its physical...
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Approximate models and parameter analysis of the flow process in transmission pipelines
Publikacjathe paper deals with the problem of early leak detection in transmission pipelines. First we present the derivation of state-space equations of the flow process in the pipelines. This description is then aggregated in order to obtain a principal model. Next, the problem of process model parameterization is addressed, taking into account the maximization of a model stability margin. The location of the maximum is determined using...
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Comparative analysis of numerical with optical soliton solutions of stochastic Gross–Pitaevskii equation in dispersive media
PublikacjaThis article deals with the stochastic Gross–Pitaevskii equation (SGPE) perturbed with multiplicative time noise. The numerical solutions of the governing model are carried out with the proposed stochastic non-standard finite difference (SNSFD) scheme. The stability of the scheme is proved by using the Von-Neumann criteria and the consistency is shown in the mean square sense. To seek exact solutions, we applied the Sardar subequation...
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N-doped carbon materials as electrodes for highly stable supercapacitors
PublikacjaThis article reports a strategy to use nitrogen-doped carbon materials as electrodes for supercapacitors. Depending on the carbon precursor, the porous structure is changed with specific surface area reached up to 2270 m2 g−1. The capacitance of carbon materials used as electrodes is related strictly to pore size. The microstructure and nitrogen functionalities enable a high capacitance (327 F g−1) and cycle durability. The nanoporous...
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Equivalence of equicontinuity concepts for Markov operators derived from a Schur-like property for spaces of measures
PublikacjaVarious equicontinuity properties for families of Markov operators have been – and still are – used in the study of existence and uniqueness of invariant probability for these operators, and of asymptotic stability. We prove a general result on equivalence of equicontinuity concepts. It allows comparing results in the literature and switching from one view on equicontinuity to another, which is technically convenient in proofs....
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Safety of erection and repair of steel tanks with geometric imperfections using heavylift jack-up system
PublikacjaSafety analysis is performed of cylindrical vertical steel tanks during erection using heavylift jack up system. During an assembly or repair process a set of hydraulic supports is used. It allows to use the in-place lifting of heavy steel constructions on the required height. Wind can strongly influence stability of the lifted tank. Any geometric imperfections can reduce the critical or limit load. In the work failures of the...
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LLA : A New Anypath Routing Scheme Providing Long Path Lifetime in VANETs
PublikacjaVehicular ad-hoc networks (VANETs) are a promising solution to improve the road traffic safety, reduce the environmental pollution, or simply provide the on-board infotainment services. However, these actions are often not possible due to high mobility of vehicles causing frequent failures of VANET links. In this paper, we focus on anypath routing to improve the reliability of multihop VANET communications. In particular, the paper...
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Geometrically nonlinear FEM analysis of FGM shells based on neutral physical surface approach in 6-parameter shell theory
PublikacjaThe paper presents the formulation of the elastic constitutive law for functionally graded materials (FGM) on the grounds of nonlinear 6-parameter shell theory with the 6th parameter being the drilling degree of freedom. The material law is derived by through-the-thickness integration of the Cosserat plane stress equations. The constitutive equations are formulated with respect to the neutral physical surface. The influence of...
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Anion binding by p-aminoazobenzene-derived aromatic amides: spectroscopic and electrochemical studies
PublikacjaThe synthesis and complexing properties of p-aminoazobenzene-derived mono-, bis-, and trisamides were described. Ligands 3 and 4 bind anions, including fluorides, chlorides, bromides, acetates, benzoates, dihydrogen phosphates, hydrogen sulfates, and p-toluenesulfonates, in chloroform forming 1 : 1 complexes. The highest value of stability constant was evaluated for the 4-F− complex (log K = 5.63 ± 0.21). On the basis of 1H NMR,...
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Synthesis and Spectroscopic Properties of New Bis-tetrazoles
PublikacjaSyntheses of N,N'-phenyltetrazole podands link with aliphatic chains containing oxygen, nitrogen and sulphur atoms, are described. The complexing properties of these compounds towards metal cations (Fe2+, Cu2+, Zn2+, Co2+, Ni2+) were investigated by absorption and infrared spectroscopy. The UV-Vis titrations were performed to estimate the stability constant values of the respective complexes with Cu2+ ion. Changes in UV-Vis absorption...
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Elimination of clicks from archive speech signals using sparse autoregressive modeling
PublikacjaThis paper presents a new approach to elimination of impulsivedisturbances from archive speech signals. The proposedsparse autoregressive (SAR) signal representation is given ina factorized form - the model is a cascade of the so-called formantfilter and pitch filter. Such a technique has been widelyused in code-excited linear prediction (CELP) systems, as itguarantees model stability. After detection of noise pulses usinglinear...
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Investigation of buckling resistance of columns using non-linear static and dynamic analysis
PublikacjaThe aim of this paper is to investigate the stability process in an axially compressed column using a static and dynamic finite element analysis by taking both the geometric and material non-linearity into account. The perfect column and column with geometric imperfections were analysed. The linear buckling analyses were used to obtain the lowest buckling load and shapes of buckled forms that were taken into account as initial...
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INFLUENCE OF SURFACE CURVATURE ON SESSILE DROPLET CONTACT ANGLE OF NANOFLUIDS
PublikacjaThis paper deals with change in contact angle of droplets of three nanofluids, i.e. water-Al2O3, water-TiO2 and water-Cu. Nanoparticles were tested at the concentration of 0.01%, 0.1%, and 1% by weight. Although dispersants were not used to stabilize the suspension, the solutions tested exhibited satisfactory stability. Ultrasonic vibration was used in order to stabilise the dispersion of the nanoparticles. Experimental measurements...
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Mikrofiltrowany koncentrat soku brzozowego jako innowacyjny, trwały środek spożywczy o wysokiej wartości odżywczej
PublikacjaIntroduction. The forest environment becomes an increasingly popular place of obtaining raw materials, and one of the most promising product is birch sap. The market for bottled birch sap in Poland is monotonous, relying exclusively on pasteurized, acidified and sweetened drinks. A chance to change this situation is to develop a birch sap concentrate obtained by reverse osmosis. It has a sweet taste desired by consumers and particularly...
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Method of selecting programming practices for the safety-critical software development projects
PublikacjaIn recent years a plan-driven approach traditionally used in safety-critical software development has been put to a test by rapidly changing technologies, more diverse group of clients and volatile market requirements. The need to deliver good quality systems, faster and at lower cost in comparison to competitors encouraged companies to look for more efficient solutions. Agile methodologies are known to successfully address these...
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Szara strefa na krajowym rynku pracy
PublikacjaW artykule przedstawiono zjawisko szarej strefy w Polsce, wskazując m.in. przyczyny jej tworzenia się oraz szacowane jej rozmiary. Zwrócono też uwagę na to, że mimo jej generalnie negatywnej oceny, niesie ona ze sobą także pewne pozytywne skutki dla gospodarki.
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Islamskie finanse i bankowość: czynniki rozwoju oraz typowe ryzyka.
PublikacjaCelem artykułu jest przybliżenie oraz wyjaśnienie podłoża rozwoju i ekspansji islamskich finansów i bankowości. Artykuł można podzielić na dwie główne części. W pierwszej (w 2. rozdziale) dokonano wyjaśnienia źródeł pochodzenia finansów islamskich; a także wskazano czynniki mające wpływ na powstanie pierwszych zorganizowanych struktur oraz dalszą ekspansję finansów i bankowości islamskiej. Następnie w drugiej części artykułu (w...
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Rapid development of custom web application with ruby on rails framework on the example of group project system
PublikacjaTechnology industry labor market requires engineers with a good preparation for work with project's tasks and team cooperation skills. One of the way for achieve that abilities during technical university education are students group projects. Running of group projects at university brings new challenges, from recruitment of students with required skills for par-ticular project, to lack of industrial procedures and ready to use...
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Smartphone application supporting independent movement of the blind
PublikacjaImproving comfort of life of blind people is a problem of great importance. Neither a white canenor a guide dog, although both very useful, can be considered as a tool for achieving fullindependence in everyday movement around the city. On the market there are some navigation toolsinspired by car navigation systems, but they have many flaws, ranging from positioninginaccuracies to high prices. The authors present their own solution...
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Investor confidence and high financial literacy jointly shape investments in risky assets
PublikacjaHouseholds consistently invest less in equities and bonds than predicted by economic theory. We explain this from a behavioral economics perspective and distributional analysis using rich US survey microdata. We find that higher investor self-confidence in her financial abilities and financial literacy jointly increase the probability of investing in equities. Conditional on participation, confidence in the macroeconomy additionally...
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IMPLEMENTING THE QUALITY ASSURANCE SYSTEM AND ASSURING HEALTH SAFETY IN THE LIGHT OF INCREASING BREAD QUALITY
PublikacjaThe article presents rules, requirements, and norms for quality management and health safety assurance systems among small and medium bakeries. This group of businesses does not have the obligation of implementing or certifying specific systems. They are, however, implemented in order to increase the quality of the bread or reach a better market position. Also, the results of a 2022 study of 53 bakeries’ implementation of individual...
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Networking and Familiness as Factors Stimulating the Early Internationalization of High-Tech Firms
PublikacjaThe problem of the role and importance of time in the process of firm’s internationalization belongs to the mainstream of international business research, as is the problem of the key role of high-tech firms operating across borders. The main goal of the paper is to understand how selected factors determine early internationalization of high-tech firms in Poland as an emerging market. The theoretical framework of the article is...
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Theoretical and Economic Evaluation of Low-Cost Deep Eutectic Solvents for Effective Biogas Upgrading to Bio-Methane
PublikacjaThis paper presents the theoretical screening of 23 low-cost deep eutectic solvents (DESs) as absorbents for effective removal of the main impurities from biogas streams using a conductor-like screening model for real solvents (COSMO-RS). Based on thermodynamic parameters, i.e., the activity coefficient, excess enthalpy, and Henry’s constant, two DESs composed of choline chloride: urea in a 1:2 molar ratio (ChCl:U 1:2), and choline...
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A nontargeted approach to determine the authenticity of Ginkgo biloba L. plant materials and dried leaf extracts by liquid chromatography-high-resolution mass spectrometry (LC-HRMS) and chemometrics
PublikacjaThe lack of stringent regulations regarding raw materials for herbal supplements used for medicinal purposes has been a constant challenge in the industry. Ginkgo biloba L. leaf extracts attract consumers because of the supposed positive effect on mental performance and memory. Supplements are produced using dried leaf materials and standardized leaf extracts such as EGb 761. Adulteration of Ginkgo biloba L. plants and extracts...
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Aiming at methods’ wider adoption: Applicability determinants and metrics
PublikacjaNumerous computer science methods and techniques have been proposed by the scientific community. However, depending on the domain, only their minor fraction has met wider adoption. This paper brings attention to the concept of applicability - the notion that is well acknowledged in the scientific field but have not been analysed with respect to determinants, metrics and systematisation. The primary objective of the study was to...
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Featured based CAVE software factory
PublikacjaIn the paper we convey the lessons learned along the path we have gone through several years since establishing a room-sized CAVE installation at our university, from craft manufacturing and ad-hoc software reuse of VR software products to the robust feature driven software product line (SPL) implementing the Product Line Engineering (PLE) factory paradigm. With that we can serve all our departments and other entities from the...
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Neuroeconomy and Neuromarketing: The Study of the Consumer Behaviour in the COVID-19 Context
PublikacjaTo address the study of consumer behavior in the post-COVID-19 era, the present Research Topic brings together a set of papers that attempt to study how different factors triggered by the pandemic have achieved a significant effect on consumers' behavioral intentions. These papers examine different subtopics related to food, health products, collaborative economy and, of course, neuroscience. Globally, the objectives of this special...
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Application of advanced spectroscopic methods in the assessment of the leachability degree of hazardous elements from the matrix of cellular concretea
PublikacjaDue to its structure, autoclaved cellular concrete exhibits good insulating properties with relatively high compressive strength values. It is increasingly used in construction because of its economic attractiveness. Autoclaved cellular concrete is mainly used in interior structure layers, and therefore its potential exposure to heavy metal leaching from the matrix may be related to the presence of a high pH medium from other materials...
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Modeling process of planning finished product sales volumes at industrial enterprises in modern economic conditions
PublikacjaThis article presents improving the existing system of planning finished products sales volumes. The influencing factors of the sales volumes in modern economic conditions have been determined: falling world oil prices, the reduction of pipe consumption in the domestic market, the global pandemic. The algorithm of planning finished products sales volumes has been constructed. Calculations based on the Holt forecasting method has...
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The evolving structure of Polish exports (1994-2010) - diversification of products and trade partners.
PublikacjaThis paper presents empirical evidence on the diversification process concerning Polish exports (1994–2010), compared to European and global samples of countries. It analyzes both the commodity structure of Polish trade and the geographical diversification of Poland’s trading partners. The analysis draws on highly disaggregated data on exports (HS 6 digit) and combines descriptive analysis with non-parametric, semi-parametric and...
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Potential applications of crude glycerol in polymer technology–Current state and perspectives
PublikacjaThe increasing use of bio-based fuels and fuel additives, among them biodiesel, causes significant surplus of crude glycerol on the market which creates new challenges in terms of its sustainable utilization. A lot of ways for the incorporation of this by-product into different branches of industry requires purification by expensive and complicated processes. Therefore, researchers are seeking for applications of untreated crude...
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Elderly persons professional activity - substantive issues and methodical challenges
PublikacjaPopulation ageing and mass withdrawal of persons around retirement age from the labour market constitutes a serious threat for European Union economy, especially in the so-called new member states. The coming years are expected to bring a considerable increase in public spending on pensions and health care, as well as changes in the structure and size of consumer demand and an increase in the number of socially excluded individuals....
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Detection of Denatonium Benzoate (Bitrex) Remnants in Noncommercial Alcoholic Beverages by Raman Spectroscopy
PublikacjaIllegal alcoholic beverages are often introduced into market using cheap technical alcohol, which is contaminated by denatonium benzoate (Bitrex) of very small concentration. Bitrex is the most bitter chemical compound and has to be removed before alcohol consumption. The home-made methods utilize sodium hypochlorite to disintegrate particles of denatonium benzoate in alcohol and to remove bitter taste before trading. In this experimental...
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Creating Hotel Services from a Perspective of Extraordinary Customer Experience
PublikacjaThis conceptual article aims to explore the process of providing hotel services in the context of requirements arising from the experience economy. Both the concept of experience marketing and the concept of customer experience management provided a theoretical framework for the discussion. Based on a review of literature and conclusions derived from hotel managers’ experiences, a research model is proposed, which may be of some...
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ESG investing during the Covid-19 crisis. Evidence from Central European Stock Exchanges
PublikacjaAs COVID-19 turned into a global pandemic, world markets gradually began to recover after initial dynamic declines. Restrictions, and their subsequent loosening, were, and are, not without significance for the financial markets. These particular circumstances provide a unique opportunity to contribute to the literature by focusing on the potential resilience of ESG (environmental, social and governance) investing in an era of crisis....
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Ecology In Tribology: Selected Problems of Eliminating Natural Oil-Based Lubricants from Machine Friction Couples
PublikacjaThe elimination of mineral oil-based lubricants from machines has multiple beneficial effects on the natural environment. Firstly – these lubricants are a direct threat to the environment in the event of leaks; secondly – their elimination reduces the demand for crude oil from which they are obtained. In addition, in many cases, e.g. when replacing traditional lubricants with water, friction losses in the bearings can also be reduced...
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The Impact of Wind Generation on the Transmission System
PublikacjaThis article has been published to investigate the im-pact of the wind power on the power system- this is a system dependent issue that requires to perform sys-tem specific impact study. This paper discusses the impact of power flow, short circuit current, power quali-ty, voltage stability and the power system during the connection of a wind farm into transmission system. W referacie omówiono wpływ farm wiatrowych na pracę systemu...
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Synthesis and characterisation of starch cuprate
PublikacjaThe cupration of granular potato starch with ammonium tetrachlorocuprate(II) was performed by a 20 min lasting microwave-assisted process and by 40 min convectional heating. In both cases the degree of esterification (DE) did not exceed 0.0064. A higher dose of cuprate had a positive effect on DE, regardless of whether the microwave irradiation or the convectional heating was applied, and on the thermal stability of the starch...
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Application of surface active amino acid ionic liquids as phase-transfer catalyst
PublikacjaFive structurally related morpholinium derived ionic liquids containing N-acetyl-glycinate anion were synthesized and their thermal stability, surface properties and activity as phase transfer catalysts investigated. The thermal properties were studied by differential scanning calorimetry, while the adsorption at the air/water interface and micellization behavior was analyzed by surface tension measurements, conductometry and isothermal...
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Green thermoplastic poly(ether-urethane)s – synthesis, chemical structure and selected properties investigation
PublikacjaThis work aimed to characterize the effect of the monomers chemical structure on the selected properties of the green thermoplastic poly(ether-urethane)s. During synthesis two types of polyether biopolyols, 4,4′-diphenylmethane diisocyanate and bio-based 1,3-propanediol were employed. Materials were synthesized with the use of two step method and two different prepolymers, which were mixed together in equimolar quantities. Obtained...
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OIL-ASSISTED THERMO-MECHANICAL RECLAMATION OF GROUND TIRE RUBBER
PublikacjaNowadays, it is crucial to seek for the methods of by-products and waste utilization, considering both environmental and economic factors. The example of waste material generated in the massive amounts, which requires the attention is ground tire rubber generated during recycling of post-consumer car tires. It can be applied as a filler into different polymer matrices, but to enhance its effectivity proper modifications should...
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Crystal structure, chemical bonding, and physical properties of layered AIrSn2 (A = Sr and Ba)
PublikacjaWe report the experimental and theoretical investigation of structure, chemical bonding interactions, and physical properties of new ternary stannides AIrSn2 (A = Sr and Ba). AIrSn2 (A = Sr and Ba) crystallizes in the orthorhombic Re3B-type structure with the space group Cmcm (No. 64). According to single-crystal X-ray diffraction results, the structure of AIrSn2 (A = Sr and Ba) can be considered as a Zintl-type compound with heterogeneous...
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Application of sliding switching functions in backstepping based speed observer of induction machine
PublikacjaThe paper presents an analysis of the speed observer which is based on the backstepping and sliding mode approach. The speed observer structure is based on the extended mathematical model of an induction machine. The observer structure is based on the measured phase stator currents and transformed to ( αβ ) coordinate system. The stator voltage vector components are treated as known values. Additionally, such an observer structure...
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Feedback Control of Multiphase Induction Machines with Backstepping Technique
PublikacjaThe paper presents the control possibility of five phase induction machines. In the proposed solution the machine model vector form is not transformed to the (dq)-coordinate system, that is connected to rotor flux vector, but utilizes the stationary system ( αβ ). Moreover, the nonlinear model linearization is based on demonstrated nonlinear variables transformation for i-orthogonal ( αβ )(n) planes. By introducing the backstepping...
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Salicylaldimine-based receptor as a material for iron(III) selective optical sensing
Publikacjaα,α-Bis(salicylimino)-m-xylene (L) was prepared using both conventional and microwave-assisted procedure. The compound exhibits ability to colorimetric recognition of iron(III) ions in aqueous environment, what is shown by significant color change from yellow to purple. In DMSO : water (9:1 v/v) solvent system receptor creates with iron(III) cations complexes of 2:1 stoichiometry (L:Fe3+) with stability constant (log K) 7.54±0.21....
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Modelling, Simulation and Optimization of the Wavemaker in a Towing Tank
PublikacjaThe paper analyses the problem of experimental identification (frequency response), modelling and optimization of the towing tank wavemaker in the Scilab/Xcos environment. The experimental identification of the objects (the towing tank wavemaker placed in the hydrodynamic laboratory of the CTO S.A. Ship Design and Research Centre (CTO)) and the implementation of the models in the simulation environment, enable to perform: 1. tuning...
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Multiresidue Methods for Determination of Currently Used Pesticides in Fruits and Vegetables Using QuECHERS Technique
PublikacjaApplied all over the world, pesticides are some of the most common pollutants of the environment because of their stability, mobility, their consequent long-term adverse effects on living organisms in general and human health in particular. For these reasons it is essential to monitor and analyse pesticide residues in the fruits and vegetables. The analysis of food samples for the presence of pesticides causes a lot of difficulties...
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The use of Response Surface Methodology for reliability estimation of composite engineering structures
PublikacjaStability loss is one of the key issues in the analysis of shells made of composite materials. This paper aims at finding the variation of the critical or limit value of the load resulting from geometric imperfections. An axially compressed 16-layer cylindrical panel model is considered. The imperfections of the panel are simulated as random fields. The parameters of these fields are used as the basic variables of the reliability...