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Wykluczenie finansowe starszych konsumentów na rynku usług finansowych
PublikacjaCelem opracowania jest identyfikacja uwarunkowań wykluczenia finansowego starszych konsumentów na rynku usług finansowych. Dla realizacji tego celu zidentyfikowano m.in. podstawowe pojęcia dotyczące wykluczenia (w tym wykluczenia finansowego) osób starszych. Zagrożenia wynikające z wykluczenia finansowego starszych konsumentów zostały zilustrowane poprzez analizę danych statystycznych dotyczących starzenia się społeczeństwa. Podstawowy...
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Zastosowanie technik dwuwymiarowych w analizie frakcji lotnej i oznaczaniu związków bioaktywynych owoców jagody kamczackiej
PublikacjaDotychczasowe doniesienia literaturowe wskazują, że owoce strefy borealnej, do których należy popularna w Polsce aronia, są źródłem cennych składników odżywczych i prozdrowotnych. Podobnie jagoda kamczacka, należąca do tej grupy owoców, może stanowić źródło substancji istotnych dla ludzkiej diety. Jednakże aktualny stan wiedzy o składzie chemicznym owoców jagody kamczackiej ogranicza się głównie do informacji dotyczących całkowitej...
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Youth Civic Participation in the South Baltic Region. Example of Lithuania, Poland and Sweden
PublikacjaThe aim of this study was to show youth civic participation as a social inclusion element in the Southern Baltic region in need of reinforcement, based on the examples of selected municipalities from Lithuania, Poland and Sweden. The authors focused on the diagnosis of key elements of youth civic engagement at local and cross-border level, taking into account the context of national youth policies and the European Union policy....
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Mikrofiltrowany koncentrat soku brzozowego jako innowacyjny, trwały środek spożywczy o wysokiej wartości odżywczej
PublikacjaIntroduction. The forest environment becomes an increasingly popular place of obtaining raw materials, and one of the most promising product is birch sap. The market for bottled birch sap in Poland is monotonous, relying exclusively on pasteurized, acidified and sweetened drinks. A chance to change this situation is to develop a birch sap concentrate obtained by reverse osmosis. It has a sweet taste desired by consumers and particularly...
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Method of selecting programming practices for the safety-critical software development projects
PublikacjaIn recent years a plan-driven approach traditionally used in safety-critical software development has been put to a test by rapidly changing technologies, more diverse group of clients and volatile market requirements. The need to deliver good quality systems, faster and at lower cost in comparison to competitors encouraged companies to look for more efficient solutions. Agile methodologies are known to successfully address these...
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Szara strefa na krajowym rynku pracy
PublikacjaW artykule przedstawiono zjawisko szarej strefy w Polsce, wskazując m.in. przyczyny jej tworzenia się oraz szacowane jej rozmiary. Zwrócono też uwagę na to, że mimo jej generalnie negatywnej oceny, niesie ona ze sobą także pewne pozytywne skutki dla gospodarki.
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Pobieranie próbek analitów z grupy BTEX z powietrza atmosferycznego w celu uzyskania informacji analitycznych niezbędnych do ich mapowania na terenach zurbanizowanych
PublikacjaDziałalność człowieka związana z realizacją jego potrzeb stała się przyczyną zwiększenia emisji do powietrza atmosferycznego substancji szkodliwych, jakimi są związki z grupy BTEX (benzen, toluen, etylobenzen, ksyleny), uznane za markery narażenia organizmu ludzkiego na lotne związki organiczne. W ostatnich latach szerokie zastosowanie w monitoringu jakości powietrza atmosferycznego na obszarach zurbanizowanych znalazła technika...
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Importance of Bile Composition for Diagnosis of Biliary Obstructions
PublikacjaDetermination of the cause of a biliary obstruction is often inconclusive from serum analysis alone without further clinical tests. To this end, serum markers as well as the composition of bile of 74 patients with biliary obstructions were determined to improve the diagnoses. The samples were collected from the patients during an endoscopic retrograde cholangiopancreatography (ERCP). The concentration of eight bile salts, specifically...
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Cell Density-Dependent Cytological Stage Profile and Its Application for a Screen of Cytostatic Agents Active Toward Leukemic Stem Cells
PublikacjaProliferation and expansion of leukemia is driven by leukemic stem cells (LSCs). Multidrug resistance (MDR) of LSCs is one of the main reasons of failure and relapses in acute myeloid leukemia (AML) treatment. In this study, we show that maintaining HL-60 at low cell culture density or applying a 240-day treatment with anthrapyridazone (BS-121) increased the percentage of primitive cells, which include LSCs determining the overall...
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DIAGNOSIS OF MALIGNANT MELANOMA BY NEURAL NETWORK ENSEMBLE-BASED SYSTEM UTILISING HAND-CRAFTED SKIN LESION FEATURES
PublikacjaMalignant melanomas are the most deadly type of skin cancer but detected early have high chances for successful treatment. In the last twenty years, the interest of automated melanoma recognition detection and classification dynamically increased partially because of public datasets appearing with dermatoscopic images of skin lesions. Automated computer-aided skin cancer detection in dermatoscopic images is a very challenging task...
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Islamskie finanse i bankowość: czynniki rozwoju oraz typowe ryzyka.
PublikacjaCelem artykułu jest przybliżenie oraz wyjaśnienie podłoża rozwoju i ekspansji islamskich finansów i bankowości. Artykuł można podzielić na dwie główne części. W pierwszej (w 2. rozdziale) dokonano wyjaśnienia źródeł pochodzenia finansów islamskich; a także wskazano czynniki mające wpływ na powstanie pierwszych zorganizowanych struktur oraz dalszą ekspansję finansów i bankowości islamskiej. Następnie w drugiej części artykułu (w...
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The novel cannabinoid CB1 receptor neutral antagonist AM4113 suppresses ood intake and food-reinforced behavior but does not induce signs of nausea in rats
PublikacjaPrzeprowadzone badania biochemiczne wykazują, że związek AM4113 wiąże się z receptorem kanabinoidowym CB1, ale nie wykazuje właściwości odwrotnego agonisty (między innymi nie wpływa na powstawanie cyklicznego AMP). W testach na swobodne przemieszczanie się szczurów i znieczulenie związek AM4113 osłabia wpływ agonisty AM411 na receptor CB1. AM4113 wpływa na zachowanie szczurów związane z karmieniem oraz powoduje spadek łaknienia...
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Low-Barrier Hydrogen Bond Determines Target-Binding Affinity and Specificity of the Antitubercular Drug Bedaquiline
PublikacjaThe role of short strong hydrogen bonds (SSHB) in ligand-target binding remains largely unexplored, thereby hin- dering a potentially important avenue in the rational drug de- sign. Here, we investigate the interaction between bedaquiline (Bq), a potent anti-tuberculosis drug, and the mycobacterial ATP synthase, to unravel the role of a specific hydrogen bond to a conserved acidic residue in the target affinity and specificity....
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Bankruptcy Law Severity for Debtors: Comparative Analysis Among Selected Countries
PublikacjaPurpose: The objective of this paper is to propose the new indicator of bankruptcy law severity for debtors (BLSI-Bankruptcy Law Severity Index). On the basis of this index we conducted comparative analysis of debtor/creditor friendliness of bankruptcy laws among 27 selected countries. Design/Methodology/Approach: In the research the following methods were used: analysis of legal acts, literature review and expert method. Findings:...
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Engineering Au nanoparticle arrays on SiO2 glass by pulsed UV laser irradiation
PublikacjaWe study semi-regular arrays of Au nanoparticles (NP) obtained via UV laser irradiation of thin Au films on glass substrate. The NP structures are prepared from films of a thickness up to 60 nm produced by discharge sputtering or pulsed laser deposition, and annealed by nanosecond laser pulses at 266 or 308 nm, respectively, at fluencies in the range of 60-410 mJ/cm2. For the rare- and close-packed NP structures, consistent description...
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Determinants of export diversification: an empirical investigation
PublikacjaEmpirical findings confirm that relatively high specialisation of economic structures tends to be associated with low levels of income per capita, but countries diversify their export structures along their path of growth. However, usually only per capita income, and eventually, country-specific fixed effects are the sole explanatory variables taken into consideration in the estimation of specialisation curves. We extend the analysis...
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Accoustic verification of onomatopoeic sets in contrastive approach
PublikacjaPraca relacjonuje efekty prób wykorzystania technik cyfrowego przetwarzania sygnału mowy dla zaspokojenia specyficznych potrzeb nauk humanistycznych, które, ograniczając się wyłącznie do tra-dycyjnie stosowanego warsztatu badawczego, napotykają współcześnie na bariery znacznie blokują-ce oczekiwany postęp. Omówiono proces badawczy, który służyć ma językoznawcom dokonującym porównań wyrażeń dźwiękonaśladowczych odnajdywanych w odmiennych...
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A comparative analysis of the effectiveness of corporate bankruptcy prediction models based on financial ratios: Evidence from Colombia, 2008 to 2015
PublikacjaLogit and discriminant analyses have been used for corporate bankruptcy prediction in several studies since the last century. In recent years there have been dozens of studies comparing the several models available, including the ones mentioned above and also probit, artificial neural networks, support vector machines, among others. For the first time for Colombia, this paper presents a comparative analysis of the effectiveness...
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Bibliometric approach to tracking the concept of international competitiveness
PublikacjaThe main aim of paper is to identify the growth pattern in the international competitiveness literature, its core publications and key research domains on the basis of bibliometric data from the years 1945–2015. Citation data is collected from the ISI Web of Science Website, Scopus and Google Scholar, and analysed using HistCite, Pajek and VOSviewer software. Bibliometric indicators, network citation, key-route path methods and...
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Influence of pore formers on electrical properties of CaTi0.9Fe0.1O3-δ perovskite-type ceramics
PublikacjaPorous CaTi0.9Fe0.1O3-δ (CTF) perovskites were synthesized by the standard solid state method at different sintering temperatures with carbon black (CB), corn starch (CS) and potato starch (PS) as pore-forming agents. The ceramic samples of porosity between 9% and 42% with 5 - 40 μm pore sizes, were obtained by a 6 h sintering at either 1130º C or 1200º C of precursor powder prepared at 1470º C. X-ray diffraction analysis proved...
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Application of advanced spectroscopic methods in the assessment of the leachability degree of hazardous elements from the matrix of cellular concretea
PublikacjaDue to its structure, autoclaved cellular concrete exhibits good insulating properties with relatively high compressive strength values. It is increasingly used in construction because of its economic attractiveness. Autoclaved cellular concrete is mainly used in interior structure layers, and therefore its potential exposure to heavy metal leaching from the matrix may be related to the presence of a high pH medium from other materials...
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Intracranial electrophysiological recordings from the human brain during memory tasks with pupillometry
PublikacjaData comprise intracranial EEG (iEEG) brain activity represented by stereo EEG (sEEG) signals, recorded from over 100 electrode channels implanted in any one patient across various brain regions. The iEEG signals were recorded in epilepsy patients (N=10) undergoing invasive monitoring and localization of seizures when they were performing a battery of four memory tasks lasting approx. 1 hour in total. Gaze tracking on the task...
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Featured based CAVE software factory
PublikacjaIn the paper we convey the lessons learned along the path we have gone through several years since establishing a room-sized CAVE installation at our university, from craft manufacturing and ad-hoc software reuse of VR software products to the robust feature driven software product line (SPL) implementing the Product Line Engineering (PLE) factory paradigm. With that we can serve all our departments and other entities from the...
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Neuroeconomy and Neuromarketing: The Study of the Consumer Behaviour in the COVID-19 Context
PublikacjaTo address the study of consumer behavior in the post-COVID-19 era, the present Research Topic brings together a set of papers that attempt to study how different factors triggered by the pandemic have achieved a significant effect on consumers' behavioral intentions. These papers examine different subtopics related to food, health products, collaborative economy and, of course, neuroscience. Globally, the objectives of this special...
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Arabinoxylans: A review on protocols for their recovery, functionalities and roles in food formulations
PublikacjaArabinoxylans (AXs) are compounds with high nutritional value and applicability, including prebiotics or supplementary ingredients, in food manufacturing industries. Unfortunately, the recovery of AXs may require advanced separation and integrated strategies. Here, an analysis of the emerging techniques to extract AXs from cereals and their by-products is discussed. This review covers distinct methods implemented over the last...
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Networking and Familiness as Factors Stimulating the Early Internationalization of High-Tech Firms
PublikacjaThe problem of the role and importance of time in the process of firm’s internationalization belongs to the mainstream of international business research, as is the problem of the key role of high-tech firms operating across borders. The main goal of the paper is to understand how selected factors determine early internationalization of high-tech firms in Poland as an emerging market. The theoretical framework of the article is...
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Aiming at methods’ wider adoption: Applicability determinants and metrics
PublikacjaNumerous computer science methods and techniques have been proposed by the scientific community. However, depending on the domain, only their minor fraction has met wider adoption. This paper brings attention to the concept of applicability - the notion that is well acknowledged in the scientific field but have not been analysed with respect to determinants, metrics and systematisation. The primary objective of the study was to...
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Theoretical and Economic Evaluation of Low-Cost Deep Eutectic Solvents for Effective Biogas Upgrading to Bio-Methane
PublikacjaThis paper presents the theoretical screening of 23 low-cost deep eutectic solvents (DESs) as absorbents for effective removal of the main impurities from biogas streams using a conductor-like screening model for real solvents (COSMO-RS). Based on thermodynamic parameters, i.e., the activity coefficient, excess enthalpy, and Henry’s constant, two DESs composed of choline chloride: urea in a 1:2 molar ratio (ChCl:U 1:2), and choline...
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A nontargeted approach to determine the authenticity of Ginkgo biloba L. plant materials and dried leaf extracts by liquid chromatography-high-resolution mass spectrometry (LC-HRMS) and chemometrics
PublikacjaThe lack of stringent regulations regarding raw materials for herbal supplements used for medicinal purposes has been a constant challenge in the industry. Ginkgo biloba L. leaf extracts attract consumers because of the supposed positive effect on mental performance and memory. Supplements are produced using dried leaf materials and standardized leaf extracts such as EGb 761. Adulteration of Ginkgo biloba L. plants and extracts...
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Automatic Marking of Allophone Boundaries in Isolated English spoken Words
PublikacjaThe work presents a method that allows delimiting the borders of allophones in isolated English words. The described method is based on the DTW algorithm combining two signals, a reference signal and an analyzed one. As the reference signal, recordings from the MODALITY database were used, from which the words were extracted. This database was also used for tests, which were described. Test results show that the automatic determination...
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Investor confidence and high financial literacy jointly shape investments in risky assets
PublikacjaHouseholds consistently invest less in equities and bonds than predicted by economic theory. We explain this from a behavioral economics perspective and distributional analysis using rich US survey microdata. We find that higher investor self-confidence in her financial abilities and financial literacy jointly increase the probability of investing in equities. Conditional on participation, confidence in the macroeconomy additionally...
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Rapid development of custom web application with ruby on rails framework on the example of group project system
PublikacjaTechnology industry labor market requires engineers with a good preparation for work with project's tasks and team cooperation skills. One of the way for achieve that abilities during technical university education are students group projects. Running of group projects at university brings new challenges, from recruitment of students with required skills for par-ticular project, to lack of industrial procedures and ready to use...
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Smartphone application supporting independent movement of the blind
PublikacjaImproving comfort of life of blind people is a problem of great importance. Neither a white canenor a guide dog, although both very useful, can be considered as a tool for achieving fullindependence in everyday movement around the city. On the market there are some navigation toolsinspired by car navigation systems, but they have many flaws, ranging from positioninginaccuracies to high prices. The authors present their own solution...
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Developing an Ontology from Set of Experience KnowledgeStructure
PublikacjaWhen referring to knowledge forms,collecting for all decision eventsin a knowledge-explicit way becomes a significant ask for any company. Set of experience knowledge structure can assis in accomplishing this purpose.However,after collecting,distributing and sharing that knowledge as adecisional DNA is even a more important advance.Distributing and sharing companies' decisional DNA through an efficient development of Ontologies...
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China and the Chinese in the modern world. An interdisciplinary study
PublikacjaThis monograph is a collection of chapters devoted to modern China on various approaches. There is no future without a past and a modern China is a country that skillfully combines the new with the old and the authors have attempted to present this phenomenon in this book. It brings to light issues such as a honorificativity in Chinese administrative and legal documents, a comparison of Chinese and...
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Elderly persons professional activity - substantive issues and methodical challenges
PublikacjaPopulation ageing and mass withdrawal of persons around retirement age from the labour market constitutes a serious threat for European Union economy, especially in the so-called new member states. The coming years are expected to bring a considerable increase in public spending on pensions and health care, as well as changes in the structure and size of consumer demand and an increase in the number of socially excluded individuals....
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Ecology In Tribology: Selected Problems of Eliminating Natural Oil-Based Lubricants from Machine Friction Couples
PublikacjaThe elimination of mineral oil-based lubricants from machines has multiple beneficial effects on the natural environment. Firstly – these lubricants are a direct threat to the environment in the event of leaks; secondly – their elimination reduces the demand for crude oil from which they are obtained. In addition, in many cases, e.g. when replacing traditional lubricants with water, friction losses in the bearings can also be reduced...
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The structure of knowledge resources supporting a model of IT technologies architecture = Struktury zasobów wiedzy wspierających model architektury technologii IT
PublikacjaThis paper introduces an abstract model for tools used in the software engineering process. The main goal of the research is to develop a universal model which allows a description of tools used in the process. The model supports a decision making process and gives an option to choose the best tooling for the situation. The model considers many factors including, but not exclusive to, the company structure, project environment...
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Recommendations for Urban Freight Policy Development in Gdynia
PublikacjaThe purpose of this paper was to provide practical recommendations on how to develop Gdynia’s urban freight policy based on actual planning experience and characteristics of potential measures. Freight policy scheme was developed as a result of three interrelated factors: a) the general procedure of the urban freight planning, b) the city's current planning stage analysis and, c) characteristics of urban freight objectives and...
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Potential applications of crude glycerol in polymer technology–Current state and perspectives
PublikacjaThe increasing use of bio-based fuels and fuel additives, among them biodiesel, causes significant surplus of crude glycerol on the market which creates new challenges in terms of its sustainable utilization. A lot of ways for the incorporation of this by-product into different branches of industry requires purification by expensive and complicated processes. Therefore, researchers are seeking for applications of untreated crude...
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Detection of Denatonium Benzoate (Bitrex) Remnants in Noncommercial Alcoholic Beverages by Raman Spectroscopy
PublikacjaIllegal alcoholic beverages are often introduced into market using cheap technical alcohol, which is contaminated by denatonium benzoate (Bitrex) of very small concentration. Bitrex is the most bitter chemical compound and has to be removed before alcohol consumption. The home-made methods utilize sodium hypochlorite to disintegrate particles of denatonium benzoate in alcohol and to remove bitter taste before trading. In this experimental...
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Photogrammetric and total station's measurement of compressed column's model
PublikacjaModelling studies continue to play an important role. One of such study is stress determination in the reinforcement bars of reinforced columns and determine column's axis deformation. The article presents measurements results of control points located on the model of reinforced concrete column. The column was compressed in few series till it's destruction. In this studies, photogrammetric method and total station measurements...
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FINANCIAL COMPARISON OF WESTERN BALKAN AND BALTIC SEA STATES USING THE CAMEL APPROACH
Publikacja• The aim - This article aims to compare the situation in the banking sectors of two regions, which due to their political and economic history have much in common. These are the Western Balkan States of Serbia, Croatia and Macedonia, and the Baltic Sea States of Lithuania, Estonia, and Latvia. • Methods - It presents three approaches to defining banking stability that can be found in the literature and carries out an initial...
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Adapting new tools of urban freight management based on Gdynia’s dedicated delivery bays example – an analysis of the process
PublikacjaThe article presents an analysis of a process which ultimately helped Gdynia to designate pilot delivery sites in its downtown area using international experience. A verification was conducted of policy transfer theory and its practical implementation based on an URBACT Freight Tails project. While the choice of the solution was based on critical analysis of existing practical examples, it needed to be adapted to the local conditions...
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Creating Hotel Services from a Perspective of Extraordinary Customer Experience
PublikacjaThis conceptual article aims to explore the process of providing hotel services in the context of requirements arising from the experience economy. Both the concept of experience marketing and the concept of customer experience management provided a theoretical framework for the discussion. Based on a review of literature and conclusions derived from hotel managers’ experiences, a research model is proposed, which may be of some...
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Multiobjective Water Distribution Systems Control of Pumping Cost, Water Quality, and Storage-Reliability Constraints
PublikacjaThis work describes a multiobjective model for trading-off pumping cost and water quality for water distribution systems operation. Constraints are imposed on flows and pressures, on periodical tanks operation, and on tanks storage. The methodology links the multiobjective SPEA2 algorithm with EPANET, and is applied on two example applications of increasing complexity, under extended period simulation conditions and variable energy...
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Wpływ automatycznej kalibracji wizyjnego systemu pozycjonowania na dokładność lokalizacji elementu roboczego
PublikacjaW artykule przedstawiono strukturę i działanie automatycznego wizyjnego systemu pozycjonowania (PVS), który został zainstalowany na maszynie waterjet (WJ). Ponadto przeprowadzono analizę wpływu kalibracji na działanie PVS. Podstawę systemu stanowią dwie kamery internetowe zamontowane na przemysłowej maszynie WJ. W połączeniu z algorytmem identyfikacji, system przeznaczony jest do pozycjonowania WJ z dużą dokładnością. W tym celu...
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Prenylated Stilbenoids Affect Inflammation by Inhibiting the NF-κB/AP-1 Signaling Pathway and Cyclooxygenases and Lipoxygenase
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Knowledge engineer – more than only technical position. The concept of knowledge engineering education at the Faculty of Management and Economics
PublikacjaOrganizational learning means an effective knowledge management. Management is nothing more than the constant decision-making. Therefore organizational learning must be seen through the prism of decisions taken at all levels. Unfortunately decisions are never taken within comfortable conditions. Decision maker suffers from a lack of any support. There is often a problem with human resources having right skills, sometimes they do...
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Pluralist View on Inequality from Luxemburg Income Study (LIS)
PublikacjaThe authors start by reviewing the history of the Luxembourg Income Study (LIS), originating from an interdisciplinary project involving economists, sociologists, and political scientists, centered on the cross-country perspective in inequality analysis. They then conduct a meta-analysis of the papers produced by scholars who have taken advantage of the data availability, showing how the theme of income/wealth inequality has been...